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MediExpress China Medical Card Plan

Covered in China

Protect yourself against the cost of unforeseen medical expenses in China.

As trade and business increase between Hong Kong and China, you may often need to travel to China. However, the healthcare plan you have now may not be designed to provide coverage when you are traveling. For a frequent cross-border traveler like you, added protection is vital to protect you when you're on the road, such as by paying for medical bills if you fall ill in China.

Features

Direct settlement of medical expenses by Zurich Insurance Company Limited - no cash payment is required upon presentation of your China Medical Card in any appointed hospitals
Guaranteed hospital admission deposit up to HK$39,000
Medical expense coverage up to HK$500,000 for illness or injury in China
Emergency medical evacuation and repatriation of mortal remains up to actual cost incurred
Transportation benefits for an unattended accompanying child's return to Hong Kong
Compassionate visit by a family member or friend, including round-trip transportation and accommodation expenses
Compassionate transfer from the hospital to the railway station, ferry harbor or airport
Personal liability coverage up to HK$2,000,000 for third parties injury and property damage

Important Notes

Zurich Insurance Company Ltd (hereafter “Zurich”) is the insurance underwriter of the insurance plan, and is solely responsible for all coverage and compensation. The insurance plan is a product of Zurich but not China CITIC Bank International Ltd. Zurich is not a subsidiary or an affiliate of China CITIC Bank International Ltd. China CITIC Bank International Ltd is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an insurance agent of Zurich for distribution of general insurance products in the Hong Kong SAR.

In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between China CITIC Bank International Ltd and the customer out of the selling process or processing of the related transaction, China CITIC Bank International Ltd is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the insurance product should be resolved between directly Zurich Insurance Company Ltd and the customer.

The information contained herein is for reference only and does not constitute any part of the insurance contract. For full terms and conditions and exclusions, please refer to the policy document which shall prevail in case of inconsistency. In the event of any discrepancy between the English and Chinese versions, the English version shall prevail. Zurich Insurance Company Ltd reserves the right of final approval and decision on all matters.