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Premier Homesafe Insurance Plan

Keep Home Sweet

You cannot be sure you will be lucky enough to avoid burglary or fire - but if it does happen, we’re here to make the whole recovery process much easier.

There is no place like HOME, the coziest and warmest place that gives you inner peace and it is where numerous memories are made. Now you can keep those memories safe with a comprehensive home content insurance plan, an ideal choice to protect a home full of valuable and treasured belongings.

China CITIC Bank International and Zurich Insurance Company Ltd are pleased to introduce to you the Premier Homesafe Insurance Plan, which protects not only your home contents, but also you and your beloved family against legal liabilities. The plan also keeps your personal belongings safe anywhere and anytime when you are out and about.

Features

Legal liability protection up to HK$10,000,000 for property owners, tenants, occupiers or pet owners
Maximum coverage up to HK$1,250,000 for damage or loss to home contents and personal belongings
Removal protection coverage up to HK$1,250,000 for damage or loss during removal
Interior decoration coverage up to HK$100,000 for damage or loss during home renovation
Alternative accommodation coverage up to HK$50,000 for rental expenses
Debris removal protection coverage up to HK$5,000
Maximum coverage up to HK$5,000 for replacement of locks and keys due to burglary
Frozen food deterioration protection coverage up to HK$3,000
Home emergency assistance services up to HK$500 for services reimbursement
Free worldwide protection up to HK$3,000 for loss of personal documents and money and up to HK$10,000 for unauthorised use of credit cards

Major exclusions

Unexplained loss; illegal building works; electrical and mechanical breakdown; wear and tear; war; terrorism; radioactive contamination; nuclear; pollution contamination

Important Notes

Zurich Insurance Company Ltd (hereafter “Zurich”) is the insurance underwriter of the insurance plan, and is solely responsible for all coverage and compensation. The insurance plan is a product of Zurich but not China CITIC Bank International Ltd. Zurich is not a subsidiary or an affiliate of China CITIC Bank International Ltd. China CITIC Bank International Ltd is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an appointed licensed insurance agency of Zurich for distribution of general insurance products in the Hong Kong SAR.

In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between China CITIC Bank International Ltd and the customer out of the selling process or processing of the related transaction, China CITIC Bank International Ltd is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the insurance product should be resolved between directly Zurich Insurance Company Ltd and the customer.

The information contained herein is for reference only and does not constitute any part of the insurance contract. For full terms and conditions and exclusions, please refer to the policy document which shall prevail in case of inconsistency. In the event of any discrepancy between the English and Chinese versions, the English version shall prevail. Zurich Insurance Company Ltd reserves the right of final approval and decision on all matters.