Welcome to the China CITIC Bank International.

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Property Related Loan

Want a Cash Boost?

A Property Related Loan can give you the flexibility you need when you need it

Overview

China CITIC Bank International truly understands your needs. We provide a comprehensive range of professional mortgage services, as well as various types of property related loans to satisfy your needs.

Types

Mortgage Overdraft

If you need standby cash, we can provide you with a loan amount based on the appraised value of your property.

Key Benefits

  • Overdraft limit up to 50% of the appraised value or purchase price (whichever is lower)
  • Overdraft facility can be combined with a mortgage installment loan to enhance financial flexibility.
  • Interest will only be calculated on the amount you have drawn on daily basis.

Remarks

1. Total loan amount of mortgage loan and mortgage overdraft cannot exceed 60% of the appraised value or purchase price (whichever is lower).

  • The final terms and conditions of the mortgage application will be governed by the Facility Letter and any relevant documents signed between the loan applicant and China CITIC Bank International Limited (the "Bank").
  • The above information is for reference only. The Bank reserves the right on final approval of the mortgage loan and to revise the relevant terms and conditions from time to time without prior notice. In case of any disputes, the decision of the Bank shall be final. Please contact the Bank's staff for details.

Key Facts Statement

  • Reminder:
    To borrow or not to borrow?
    Borrow only if you can repay!

Apply now!

Ways To Bank With Us

Be served by our professional staff at our branches, or opt for self-service banking via our automated channels — the choice is yours.

Careers

We offer a range of rewarding careers from trainee to management level.

See our job listings

CITIC Group

Tap into the vast resources and network of our parent bank China CITIC Bank and our ultimate shareholder, CITIC Group Corporation.

Essential links

China CITIC Bank International is:

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