Welcome to the China CITIC Bank International.

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Personal Line of Credit

Manage your Finances with Flexibility

Preferential Interest Rate as low as P-2%

Why Choose This Loan

  • A revolving credit facility can provide you with handy cash withdrawals to fall back on.
  • Your credit limit will be restored automatically after each repayment.

Key Features

  • First year annual fee waiver.
  • Credit limit as high as HK$600,000 or 5 times of your monthly salary (whichever is lower).
  • Cash withdrawal at your convenience without any extra charges.
  • Preferential annual interest rate will be charged only on the outstanding amount on daily basis with no interest imposed for the unused line.
  • Minimum monthly repayment of only 3% of the outstanding balance (minimum HK$50).
  • Reminder:
    To borrow or not to borrow?
    Borrow only if you can repay!

Ready to Apply?

Ways To Bank With Us

Be served by our professional staff at our branches, or opt for self-service banking via our automated channels — the choice is yours.

Useful Links
Careers

We offer a range of rewarding careers from trainee to management level.

See our job listings

CITIC Group

Tap into the vast resources and network of our parent bank China CITIC Bank and our ultimate shareholder, CITIC Group Corporation.

Essential links

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