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Personal Line of Credit

Manage your Finances with Flexibility

Preferential Interest Rate as low as P-2%

Successfully apply and enjoy preferential interest rate for the first 3 months and first year annual fee waiver.

Why Choose This Loan

A revolving credit facility can provide you with handy cash withdrawals to fall back on.
Your credit limit will be restored automatically after each repayment.

Key Features

First year annual fee waiver.
Credit limit as high as HK$600,000 or 5 times of your monthly salary (whichever is lower).
Cash withdrawal at your convenience without any extra charges.
Preferential annual interest rate will be charged only on the outstanding amount on daily basis with no interest imposed for the unused line.
Minimum monthly repayment of only 3% of the outstanding balance (minimum HK$50).

Promotional Terms and Conditions for Personal Line of Credit
Terms and Conditions for Personal Line of Credit and General Terms and Conditions

Key Facts Statement