CITICdiamond Wealth Management ("CITICdiamond") customers are required to maintain a daily average Relationship Balance of HK$4,000,000 or above. Or else, China CITIC Bank International Limited (the “Bank”) may suspend or terminate CITICdiamond service with or without prior notice to the customers. Relationship Balance includes the following (whether in sole name or joint names under the same personal identity number):
Deposit balances of HKD / foreign currency savings accounts and time deposits accounts, HKD / foreign currency current accounts, NOW account and One Account "Deposit"
Investment portfolio balance of One Account "Investment" including securities, investment funds, bonds, currency-linked deposit, structured deposit, equity-linked investment and structured notes;
Outstanding loan amount/balance on lending facilities including personal line of credit, installment loans, credit cards and secured overdraft facilities; and
10% of the outstanding loan amount on mortgages.
The Bank reserves the right to amend, suspend, cancel or terminate these promotions and amend the Promotional Terms and Conditions any time without prior notice, and shall not be responsible for any costs, expenses, losses or liabilities incurred.
For joint account customers, only the primary account holder is entitled to the promotions.
The Promotional Offers are not applicable to all staff of the Bank.
In case of any dispute arising out of or in connection with this promotion, the decision of the Bank shall be final and binding on the Eligible Customer.
Except as otherwise expressly stated in these Promotional Terms and Conditions, no one other than a party to these Promotional Terms and Conditions may enforce any of its terms under the Contracts (Rights of Third Parties) Ordinance, Cap. 623 of the Laws of Hong Kong. Where any clause of these Promotional Terms and Conditions entitles any third party to enforce any term of these Promotional Terms and Conditions under the Contracts (Rights of Third Parties) Ordinance, the parties reserve the right to vary that term or any other term of these Promotional Terms and Conditions without the consent of that third party.
These Terms and Conditions shall be governed by and construed in accordance with the laws of Hong Kong Special Administrative Region and are subject to prevailing regulatory requirements.
In the event of any inconsistency between the English and Chinese versions of these Promotional Terms and Conditions, the English version shall prevail.
Instant sign-up offer at branch:
During 22 February 2021 and 31 March 2021 (“Sign-up Offer Promotion Period”), customers who sign up CITICdiamond Wealth Management Service as “New-To-Bank Customers” at any of our branches and deposit new fund of HK$4,000,000 or equivalent at the same time (“New Fund Deposit”) will enjoy HK$200 Wellcome Coupon (“Coupon”) sign-up offer instantly upon registration at branch. The sign-up offers is available while stock lasts. "New-To-Bank Customer" is the Eligible Customer who does not hold any current, savings, time deposits, securities or investment accounts (either in sole name or joint name account) with the Bank within the 12 months immediately preceding the account opening date.
New Fund Deposit refers to funds which are newly placed by a customer and not transferred from any account with the Bank (regardless of whether such account is held by the customer or not).
For joint account customers, only the primary account holder is entitled to this sign-up gift.
Each customer can enjoy this sign-up gift once only during the promotion period.
If customers cancel CITICdiamond Wealth Management Service and withdraw the designated amount of new fund within 3 months from receiving the sign-up gift, the Bank reserves the right to charge customers for the value of the sign-up gift.
This offer is not applicable to the staff of the Bank.
The bank is not the supplier of the Coupon. The Bank shall not be liable for any matters arising from or in connection with the products, services, or information provided by the Merchant. The Bank shall bear no liability relating to any aspect thereof, including the quality and availability of the products, services or information provided by the Merchant. Any enquiry, claim or complaint should be directed to the Merchant.
