One Account "Deposit" Interest Rate

Update on: 24/12/2024

Unit: percentage per annum

Savings deposit rate for currency:
Savings Deposit Rate - HKD
Account Balance CITICfirst Customer General Customer
HKD500,000.00 or above 0.001% 0.001%
HKD50,000.00 to HKD499,999.99 0.001% 0.001%
HKD10,000.00 to HKD49,999.99 0.001% 0.001%
HKD5,000.00 to HKD9,999.99 0.001% 0.001%
HKD4,999.99 or below 0.001% 0.001%

Note:
1. The above Deposit Interest Rates are for reference only and are subject to market fluctuations and the final rates at the time of transaction.
2. For Private Banking customers, please contact your respective relationship manager for enquiry on preferential Deposit Interest Rates.
 
3. Simple interest on the deposit will accrue daily.
4. Interest is calculated on the following year basis:
  • HKD - 365 days (ordinary year) or 366 days (leap year),
  • GBP, SGD - 365 days,
  • Other currencies - 360 days.