HK$10,000 Interest Free and 0% Handling Fee “Flexi Cash-in Program” Application Form

By clicking the ”Submit” button, you agree the below:

1. You have read and understood all the terms and conditions, and agree to be bound by them.
2. You confirm that you wish to apply for this program and understand that CNCBI (“the Bank”) will review your credit report from the Credit Reference Agency in accessing this application.
3. You understand that the Bank does not accept any application referred by any third party and you confirm that this application is not referred by any third party.
4. For applicant with a valid CNCBI credit card, once the application is approved, the loan amount will be deducted from the available credit limit of your designated CNCBI credit card account; for applicant without a CNCBI credit card, the loan amount will be deducted from the available credit limit of your newly open Motion credit card(virtual) account.
5. If 90% of credit limit of your designated CNCBI credit card account is below $10,000, you agree the loan amount to be 90% of credit limit and round down to nearest HK$1,000, the bank will not call you to confirm the final loan amount.
6. The relevant loan amount will be directly disbursed according to your designated disbursement method within 2 business days after approval.
7. We may contact the number you provided in this application form for this application.
8. The result of this application is subject to the approval of the Motion credit card(virtual) .
9. For applicant without a CNCBI credit card, this application will be cancelled without any further notice if you fails to apply for and activate Motion credit card(virtual) within 5 business days upon submission of this application.

Friendly reminder:
Please pay the minimum payment on or before the payment due date in the monthly statement during promotion period, in order to enjoy the promotional offer.

If you have already set up the autopay in full payment amount for this credit card, please change the designated repayment amount to Minimum Payment Due amount or above, in order to enjoy the promotional offer.

The Promotional Rate is only applicable to the approved amount, interest-free period will not be applicable for all outstanding balance and new spending under this credit card.

Upon approval of the application, finance charge for retail purchase and/ or cash advance will be applied all new spending (including retail purchase) as set out in the Credit Cardmember Agreement and Fees and Charges. Current outstanding balance and new spending will not be entitled to this Promotional Rate, cannot be changed or cancelled.

You can enjoy retail purchase interest waiver, if you pay the amount of the statement balance excluding the outstanding balance of the approved amount, but not less than the Minimum Payment, the finance charge for retail purchase charged in the following statement will be waived.

Reminder: To borrow or not to borrow? Borrow only if you can repay!