Terms and Conditions

1. Customers will have to fulfill the Terms and Conditions indicated in below sections in order to enjoy the respective offers.
2. China CITIC Bank International Limited (the “Bank”) reserves the right to delete, replace,supplement or amend any of these Terms and Conditions without prior notice, and shall not be responsible for any costs, expenses, losses or liabilities incurred. In the event of any matter or dispute arising out of or in connection with these offers, the decision of the Bank shall be final and conclusive.
3. Fraud and abuse will result in forfeiture of a customers’ eligibility to participate in these offers as well as cancellation of the accounts.
4. Except as otherwise expressly stated in these Terms and Conditions, no one other than a party to these Terms and Conditions may enforce any of their terms under the Contracts (Rights of Third Parties) Ordinance, Cap. 623 of the Laws of Hong Kong. Where any clause of these Terms and Conditions entitles any third party to enforce any term of these Terms and Conditions under the Contracts (Rights of Third Parties) Ordinance, the parties reserve the right to vary that term or any other term of these Terms and Conditions without the consent of that third party.
5. These Terms and Conditions shall be governed by and construed in accordance with the laws of Hong Kong Special Administrative Region and any dispute arising out or in connection therewith shall be referred to the courts of Hong Kong SAR.
6. In the event of any inconsistency between the English and Chinese versions of these Terms and Conditions, the English version shall prevail.

Terms and Conditions specific to “Diatomite Coaster Set”

7. Unless otherwise specified, the Promotion Period is from 1January 2021 to 31 March 2021 (both dates inclusive, hereinafter called the “Promotion Period”).
8. A diatomite coaster set (the “coaster set”) will be rewarded to the Eligible New Customer (as defined in clause 9 below) who has opened Multi-currencies Statement Savings Account (“MCSSA”) via inMotion Services (“inMotion”) or a Hong Kong branch of the Bank and has logged in inMotion or Eligible Existing Customer (as defined in clause 10 below) who has first logged in inMotion and maintained MCSSA during the Promotion Period.
9. Eligible New Customer means the customer who does not maintain any account or service with the Bank in the 13 months from the start date of Promotion Period.
10. Eligible Existing Customer means the customer who has maintained any account or service with the Bank.
11. The Eligible New Customer and Eligible Existing Customer will be notified of the coaster gift set fulfillment arrangement via SMS notification on or before the next calendar month after the requirement has been met.
12. The coaster gift set is available while stocks last. The Bank reserves the right to offer any alternative gift and replacement without prior notice, if the coaster gift set is out of stock. Prices and types of those products may not be the same as the coaster gift set provided.
13. The coaster gift set cannot be redeemed for cash, other discounts and are non-transferable.
14. The Bank is not the supplier of the coaster gift set and makes no representations or guarantees as to the quality of the coaster gift set provided by the suppliers. Any enquiry, dispute or complaint in respect of the coaster gift set should be directed to the suppliers.

1. Unless otherwise specified, the promotion period is from now until 31 March 2021 (both dates inclusive, hereinafter called the “CMHK MyLink Points Welcome Offer Promotion Period”).
2. Unless otherwise specified, the CMHK MyLink Points Welcome Offer only applies to Eligible Customer (as defined in Clause 3 below) who has successfully opened a Multi-currencies Statement Savings Account (‘MCSSA”) with China CITIC Bank International Limited (the “Bank”) by tapping the designated promotion banner in MyLink HK Application (“MyLink App) of China Mobile Hong Kong (“CMHK”) and submitting the account application through the Bank’s inMotion Application during the CMHK MyLink Points Welcome Offer Promotion Period. Eligible Customer must download the MyLink App and register for a MyLink App account to access the designated promotion banner. Eligible Customer must also maintain the same MyLink App account at the time of fulfillment in order to receive the CMHK MyLink Points Welcome Offer.
3. Eligible Customer means an existing registered user of CMHK’s MyLink App who currently does not maintain any account or service and/or has not opened, maintained or closed any account or service with the Bank in the past 6 weeks immediately preceding the date of application of MCSSA. The eligibility is subject to the Bank (in its sole and absolute discretion) verification and confirmation.
4. Each Eligible Customer is entitled to the CMHK MyLink Points Welcome Offer once only during the CMHK MyLink Points Welcome Offer Promotion Period.
5. The Bank will transfer the Eligible Customer’s application status to CMHK for offer fulfillment. 5,000 CMHK MyLink Points (“MyLink Points”) will be credited to Eligible Customer’s MyLink App account within 60 working days after the MCSSA has been successfully opened. MyLink Points will be expired in one year after crediting into Eligible Customer’s MyLink App account. The use of MyLink Points is subject to the terms and conditions of CMHK, please refer to CMHK’s website at https://www.hk.chinamobile.com/en/mylinkpoints.html for details of the CMHK MyLink Points.
6. In the event that an Eligible Customer is also entitled to other promotional offers for or relating to the same product of service, the Bank reserves the right to provide only one of the offers to the Eligible Customer at its sole discretion.
7. The Bank reserve the right to delete, replace, supplement or amend any of these terms and conditions without prior notice, and shall not be responsible for any costs, expenses, losses or liabilities incurred. In the event of any matter or dispute arising out of or in connection with the CMHK MyLink Points Welcome Offer, the decision of the Bank shall be final and conclusive.
8. Except as otherwise expressly stated in these terms and conditions, no one other than a party to these terms and conditions may enforce any of their terms under the Contracts (Rights of Third Parties) Ordinance, Cap. 623 of the Laws of Hong Kong. Where any clause of these terms and conditions entitles any third party to enforce any term of these terms and conditions under the Contracts (Rights of Third Parties) Ordinance, the parties reserve the right to vary that term or any other term of these terms and conditions without the consent of that third party.
9. These terms and conditions shall be governed by and construed in accordance with the laws of Hong Kong Special Administrative Region and any dispute arising out or in connection therewith shall be referred to the courts of Hong Kong SAR.
10. If there is any discrepancy between the English and Chinese versions of these terms and conditions, the English version shall prevail.

A. General Terms and Conditions

1. Unless otherwise specified, these Promotional Offers only apply to cardmembers (“Eligible Cardmembers”) of the CNCBI Motion Credit Card(virtual) (“Card”) issued by China CITIC Bank International Limited (the “Bank”) whose Card applications are approved by tapping the designated promotion banner in MyLink HK Application (“MyLink App”) of China Mobile Hong Kong (“CMHK”) and submitting the Card applications through the Bank’s inMotion Application from now to 31 March 2021 (both dates inclusive) (“Promotion Period”). An Eligible Cardmember must download the MyLink App and register for a MyLink App account to access the designated promotion banner. An Eligible Cardmember must also maintain the same MyLink App account at the time of fulfillment in order to receive the Welcome offer.
2. The Bank reserves the right to determine the eligibility of an Eligible Cardmember for the Promotional Offers. To be eligible for the Promotional Offers, a Card account must be valid and in good financial standing during the Promotion Period and at the time when the Promotional Offers are awarded.
3. In respect of any cash rebate offered under the Promotional Offers:
   1. It can only be used offset retail purchase transactions and cannot be used to settle any outstanding statement balance;
   2. If the Card account is voluntarily or involuntarily closed, any cash rebate unused or not yet credited will be immediately forfeited; and
   3. It shall be subject to the Terms and Conditions of Cash Rebate Rewards Program. For details, please visit www.cncbinternational.com or contact the Bank’s staff.
4. Eligible Cardmembers are required to keep the relevant transaction records. In case of disputes, the Bank reserves the right at any time during or after the Promotion Period to request an Eligible Cardmember to submit such transaction records as may be required for inspection. All records submitted to the Bank will not be returned.
5. The Bank reserves the right to delete, replace, supplement or amend any of these terms and conditions without prior notice, and shall not be responsible for any costs, expenses, losses or liabilities incurred. In the event of any matter or dispute arising out of or in connection with the Promotional Offers, the decision of the Bank shall be final and conclusive.
6. Fraud and abuse will result in forfeiture of an Eligible Cardmember’s eligibility for the Promotional Offers and/or cancellation of an Eligible Cardmember’s Card. The Bank further reserves the right to deduct the relevant amount of the Promotional Offers awarded to an Eligible Cardmember directly from the Card account without prior notice and/or take legal action in such instances.
7. Except as otherwise expressly stated in these terms and conditions, no one other than a party to these terms and conditions may enforce any of their terms under the Contracts (Rights of Third Parties) Ordinance, Cap. 623 of the Laws of Hong Kong. Where any clause of these terms and conditions entitles any third party to enforce any term of these terms and conditions under the Contracts (Rights of Third Parties) Ordinance, the parties reserve the right to vary that term or any other term of these terms and conditions without the consent of that third party.
8. These terms and conditions shall be governed by and construed in accordance with the laws of Hong Kong Special Administrative Region and any dispute arising out or in connection therewith shall be referred to the courts of Hong Kong SAR.
9. In the event of any inconsistencies between the English and Chinese versions of these terms and conditions, the English version shall prevail.

B. Terms and Conditions of Welcome Offer

10. Welcome Offer is not applicable to an Eligible Cardmember who currently holds and / or held any principal credit card issued by the Bank in the past 12 months immediately preceding the date of Card application.
11. Each Eligible Cardmember who fulfills the spending requirement (“Spending Requirement” as described in Clause 12) is entitled to one of the following welcome offers (“Welcome Offer”):
    1. CMHK 50,000 MyLink Points (“MyLink Points”) (as described in Clause 14);
    2. HK$600 cash rebate (“Cash Rebate”) (as described in Clause 15); or
    3. Welcome Offer is not required
    If an Eligible Cardmember does not specify his/her Welcome Offer preference on the Card application form, the Bank will automatically select “Welcome Offer is not required” for the Eligible Cardmember. The Welcome Offer once selected by an Eligible Cardmember cannot be changed or returned. Each Eligible Cardmember is entitled to the Welcome Offer once only during the Promotion Period.
12. Spending Requirement:
    1. Each Eligible Cardmember is required to conduct eligible transactions (“Eligible Transactions”) of designated amount listed below within the first 3 months from the date of Card issuance (calculated with reference to the transaction dates).
       a)MyLink Points: net amount HK$3,000 or above
       b)Cash Rebate: net amount HK$6,000 or above
    2. Eligible Transactions are transactions posted to the Bank’s system including local or overseas retail purchase (Including credit card mobile payment transaction), monthly payment amount of merchant installment, online retail transaction(s) and retail transaction(s) incurred by way of mail/phone order(s) as determined by the Bank. For the avoidance of doubt, transaction(s) which shall not be considered as Eligible Transactions include, but not limited to autopay, ATM/online bill payment, Octopus Automatic Add-Value Service payment, balance transfers, repayments of Cash-in Program, DollarSmart Personal Installment Loan, $mart Plus Installment loan, monthly repayments of Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan and Tax Interest Free Flexi Installment Program, handling fees and fees and charges, contribution to any unit trust/monthly investment plan, relevant insurance payment, payments to the Inland Revenue Department, purchase of casino chips and transactions made in casino, annual fees, finance charges, transaction made via mobile app/funds transfer and merchant transaction via electronic fund transfer platform/reload of e-wallets (include but not limited to any transfer made via person to person (P2P) payment services) and any other types of electronic transaction specified by the Bank from time to time, other Banking service charges, any unposted/cancelled/refunded/invalid transactions and any other types of transactions specified by the Bank from time to time.
    3. Whether a transaction is an “Eligible Transaction” is subject to the Bank’s (in its sole and absolute discretion) satisfaction and confirmation. In case of any dispute, the decision of the Bank shall be final and binding on the Eligible Cardmembers. If a transaction is considered by the Bank to be ineligible after the Promotion Period, the Bank reserves the right to deduct an amount equal to the value of the Welcome Offer awarded to the Eligible Cardmember from the Card account.
    4. The total amount of Eligible Transactions in Hong Kong dollars as shown on the monthly statements will be used to determine the eligibility of an Eligible Cardmember for the Welcome Offer.
13. Welcome Offer may be awarded to an Eligible Cardmember before the Spending Requirement is fulfilled. If an Eligible Cardmember fails to fulfill the Spending Requirement after the Welcome Offer is awarded, regardless of whether the Welcome Offer has been used by the Eligible Cardmember or not, the Bank will deduct HK$400 (equivalent to the value of MyLink Points) or HK$600 (equivalent to the value of Cash Rebate) from the Card account in the 5th month from the date of Card issuance without prior notice.
14. MyLink Points:
    1. The Bank will transfer the Eligible Cardmember’s application status to CMHK for offer fulfillment. MyLink Points will be credited to an Eligible Cardmember’s CMHK MyLink App account within 60 working days upon Card approval. MyLink Points will be expired in one year after crediting into Eligible Customer’s MyLink App account.
    2. The use of MyLink points is subject to the terms and conditions of CMHK, please refer to https://www.hk.chinamobile.com/en/mylinkpoints.html for details.
    3. The Bank is not the supplier of MyLink Points. Any enquiry, claim or complaint in relation to MyLink Points shall be directed to CMHK. The Bank shall bear no liability relating to any aspect thereof.
    4. Eligible Cardmembers shall be deemed to have accepted any risks and liabilities of whatsoever nature associated with MyLink Points supplied by CMHK and shall waive any claim against the Bank in relation to such risks and liabilities.
15. Cash Rebate:
    1. Cash Rebate will be credited to the Card account within 24 hours upon Card approval.

C. Terms and Conditions of up to 3% Online Spending Cash Rebate (“Online Spending Cash Rebate”)

16. The Promotion Period of Online Spending Cash Rebate is valid from 1 January 2021 to 31 December 2021 (both dates inclusive) (“Online Spending Cash Rebate Promotion Period”).
17. Online Spending Cash Rebate is only applicable to cardmembers of CNCBI Motion Credit Card(virtual) (“Eligible Virtual Credit Cardmembers”).
18. Eligible online transactions (“Eligible Online Transaction” as described in Clause 20 below) conducted by each Eligible Virtual Credit Card Cardmember with the Card in each statement cycle during Online Spending Cash Rebate Promotion Period will earn up to extra 4.45% cash rebate (“Extra Cash Rebate”) (calculated with reference to the transaction dates).
19. Eligible Virtual Credit Cardmembers are entitled to a maximum of HK$100 Extra Cash Rebate in each statement cycle.
20. Online Spending Cash Rebate includes i) 0.55% cash rebate under the Bank’s "Cash Rebate" Rewards Program (“Basic Cash Rebate”) and (ii) extra cash rebate (“Extra Cash Rebate”). For details of the Basic Cash Rebate, please refer to https://www.cncbinternational.com/personal/credit-cards/rewards-programs/en/index.jsp. Extra Cash Rebate will be credited to the Card account within 3 months after each statement cycle and be shown in monthly statement.
21. Only Eligible Online Transactions which earn the Basic Cash Rebate will be counted towards the calculation of Extra Cash Rebate. 
22. Eligible Online Transactions include transactions classified as online transaction according to the merchant codes/transaction types as defined by MasterCard Asia/Pacific (Hong Kong) Limited or a merchant's acquiring bank, regardless of the transaction country and currency. Eligible Online Transactions must be conducted during the Online Spending Cash Rebate Promotion Period and posted on the Bank's system during the offer fulfilment period. If an online transaction is conducted in a currency other than Hong Kong Dollars, the transaction amount will be based on the currency and amount in Hong Kong Dollars after conversion posted in the credit card statement. Whether a transaction is an Eligible Online Transaction shall be determined at the sole and absolute discretion of the Bank. Online bill payment, Alipay transactions, WeChat Pay transactions, Payme transactions, insurance, Octopus automatic add-value transactions, transaction made via mobile app/funds transfer and merchant transaction via electronic fund transfer platform/reload of e-wallets (include but not limited to any transfer made via person to person (P2P) payment services) and any other types of electronic transaction specified by the Bank from time to time, transactions include but not limited to betting and gambling transactions, tax payments, autopay transactions and unposted/cancelled/refunded transactions will not qualify as Eligible Online Transactions.