inMotion - China CITIC Bank International


Risk Disclosure Statements for Foreign Exchange

Foreign currency investments are subject to exchange rate risk which may result in gain or loss. The fluctuation in the exchange rate of foreign currency may result in losses in the event that customer converts the foreign currency into HKD or other foreign currencies. Renminbi is not freely convertible at present. The actual conversion arrangement will depend on the restrictions prevailing at the relevant time.

Reminder: To borrow or not to borrow? Borrow only if you can repay!」

Promotion terms and conditions apply.

Remarks:

  1. Referee must be New-to-Bank Customer which means the customer who does not hold any current, savings, time deposits, securities or investment accounts (either in sole name or joint name account) or credit card account or service with the Bank within the 12 months immediately preceding the account opening month. New-to-Bank Private Banking customer are not applicable to the Promotion.
  2. Referrer will only be entitled for maximum HK$50,000 Cash Reward with maximum 20 Referrals during the Promotion Period. Terms and conditions apply, please click here for details.
  3. Referrer can only eligible to enjoy maximum HK$2,500 Deposit Reward for same eligible Referee (Only eligible to enjoy Reward from each eligible HKD/USD MONOPOLY Deposit once).
  4. Referrer must activate the unique referral code through inMotion Rewards Go! or enquire own Referral Code through branch.
  5. Eligible Fund for MONOPOLY Deposit:
    • During the Registration Period: Eligible Fund refers to the day-end New Fund amount placed in the registered account.
    • After the Registration Period: Eligible Fund at the end of the Registration Period will be fixed as the maximum amount entitled for Bonus Interest Rate. If customer withdraw funds from the registered account, the Eligible Fund amount may be decreased.
    • New Fund is calculated based on the net increase of day-end Total Deposit balance^ and the Total Deposit balance of the previous month’s last business day, deducted by the sum of principal amount which has been entitled to new fund Time Deposit offer within the calendar month. (^If that day is not a business day, the Total Deposit balance of the previous business day will be used)
  6. Eligible Referee should complete the registration of MONOPOLY Deposit, deposit Eligible Fund and maintain the relevant amount at Designated Period based on their Account Opening Date as listed in below schedule:
    Eligible Referee’s Account Opening Date Registration Period of MONOPOLY Deposit Campaign Designated Period for maintaining the new fund
    16 July 2025 – 31 July 2025 16 July 2025 – 31 July 2025 22:00 Registration Period to 31 October 2025
  7. Customers should register Monopoly Deposit and meet the respective currency’s minimum Eligible Fund Amount requirement in the Registered Account on at least one business day during the Registration Period to entitle to the applicable Bonus Interest Rates.
  8. The images of the Referral Steps are for your reference only.
* Must fulfill the designated spending requirement
** All winners must be holding a valid CNCBI Hong Kong Airlines Mastercard Card at the time when the lucky draw prize is credited.