China CITIC Bank International

Key Facts Statement / CNCBI Credit Card Fees and Charges

From now till 31 March 2025, apply CNCBI GBA Dual Currency Credit Card via a designated form at inMotion with the promotion code “GBATK” to enjoy the following exclusive offers:

Application Submission Offer:
Free Cross-border Bus / High Speed Rail Ticket¹

Choose 1 from 3

1 Trans-Island Chinalink one-way bus ticket

from Hong Kong to Shenzhen Bay Port / Shenzhen Bay Port to Hong Kong (value: HK$60)

1 Trans-Island Chinalink one-way bus ticket

from Hong Kong to Guangzhou / Guangzhou to Hong Kong (value: HK$110)

1 High Speed Rail one-way ticket

from Hong Kong to Shenzhen / Shenzhen to Hong Kong (value: HK$82)

Application Approval Offer: HK$388 Red Pocket

Get HK$388 Cash Rebate after the application is successfully approved and the card is being activated on or before 30 April 2025.

Welcome Offer²: Up to HK$1,000 Cash Rebate

Choose 1 from 2

10% Cash Rebate on spending in foreign currencies

10% Cash Rebate on spending in foreign currencies (include RMB) in the first 3 months starting from the card issuance month, subject to a maximum of HK$1,000 Cash Rebate

HK$600 Cash Rebate

Make accumlated retail transactions of HK$6,000 in the first 2 months starting from the card issuance month to enjoy HK$600 Cash Rebate.

Credit Card Application Guide

What’s more, from 1 January 2025 to 30 June 2025, you can enjoy up to 10% Cash Rebate³ on RMB and mobile wallet spending, plus handling fee waiver for overseas spending with the GBA Dual Currency Credit Card:

Spending Categories		• RMB Spending • Mobile Wallet^ Spending	• RMB Spending (Single spending of CNY3,000 or above)
Cash Rebate Offer		4% Cash Rebate*	Extra 6% Cash Rebate^#
Maximum Extra Cash Rebate Amount	Per Day	HK$120	HK$200
Maximum Extra Cash Rebate Amount	Per Calendar Month	HK$200	HK$300

^ Mobile wallet refers to Wechat Pay (HK Wallet) and Union Pay App Payment (consumer presented QR code payment mode).
* Includes the basic Cash Rebate offered under the "CNCBI Dual Currency Credit Card Cash Rebate" Rewards Program.
^# Does not include WeChat Pay/ Alipay/ PayMe transactions.

Remarks:

A e-coupon code will be sent via SMS to the mobile number provided in the application form within 10 working days after the successful submission. Customer who registers or logins as KLOOK member and purchases the selected ticket via KLOOK with the e-coupon code can enjoy an instant discount of the value as stated above. Please click here for the steps of the e-coupon code usage.
The up to HK$1,000 Cash Rebate welcome offer is only applicable to applicants who do not currently hold and have not cancelled any principal card of CNCBI Credit Card issued by the Bank in the past 12 months from the approval month of their current applications for a principal card of the CNCBI GBA Dual Currency Credit Card. Eligible spending in foreign currencies include posted retail and online transactions settled in any non-Hong Kong dollars. Eligible Retail Transactions including local and overseas retail spending and merchant installment plan, online retail transaction(s) and retail transaction(s) incurred by way of mail/phone order(s).
The Bank will convert the total RMB and mobile wallet spending to Hong Kong Dollars based on the currency exchange rate of CNY1 to HKD1 to determine the Cardmember's entitlement to the extra Cash Rebate and calculate the Cash Rebate amount that each Cardmember entitled.

Hyperlink Policy

Application Submission Offer: Free Cross-border Bus / High Speed Rail Ticket1

Application Approval Offer: HK$388 Red Pocket

Welcome Offer2: Up to HK$1,000 Cash Rebate

Application Submission Offer:
Free Cross-border Bus / High Speed Rail Ticket¹

Welcome Offer²: Up to HK$1,000 Cash Rebate