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Prime Rate and Savings Deposit Rate | Now Account Interest Rate | One Account "Deposit" Interest Rate | Time Deposit Rate | Foreign Exchange Rate (v.s.HKD)

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Unit : percentage per annum
HKD Prime Rate %
USD Prime Rate %

Unit : percentage per annum

Savings deposit rate for currency:

1. Please call 2287 6767 for other tenors of Deposit Interest Rates not stated here.
2. The above Deposit Interest Rates are for reference only and are subject to market fluctuations and the final rates at the time of transaction.
3. CITICfirst customers will enjoy the highest interest rate applicable to HKD savings account regardless of the account balance.
4. The savings rate of "Value Savings Account" is calculated based on the 1-month HKD Time Deposit Rate.
5. Simple interest on the deposit will accrue daily.
6. Interest is calculated on the following year basis:
  • HKD - 365 days (ordinary year) or 366 days (leap year),
  • GBP, SGD - 365 days,
  • Other currencies - 360 days.
  • 7. The above deposit interest rates are only applicable to personal customers.