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Hyperlinks from this Site to websites outside China CITIC Bank International

These hyperlinks will bring to you to another website on the Internet, which is published and operated by a third party which is not owned, controlled or affiliated with or in any way related to China CITIC Bank International Limited (the "Bank"). The hyperlink is provided for your convenience and presented for information purposes only. The provision of the hyperlink does not constitute endorsement, recommendation, approval, warranty or representation, express or implied, by the Bank of any third party or the hypertext link, product, service or information contained or available therein. The Bank does not have any control (editorial or otherwise) over the linked third party website and is not in any way responsible for the contents available therein. You use or follow this link at your own risk. To the extent permissible by law, the Bank shall not be responsible for any damage or losses incurred or suffered by you arising out of or in connection with your use of the link. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the terms of use and privacy policies of the third party website that you are going to visit.

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Latest 1-year performance

Up to

4.79%1

The above information is for reference only. Past performance is not indicative of future result and does not guarantee similar returns in the future.

Features

Flexible Investment Period

No lock-in period; redeem anytime2 based on personal cash needs

Higher Potential Returns

Expected potential returns are comparable to or higher than general deposit products

Low Entry Barrier

Start your investment journey with as little as HK$10

Lower Risk

Product risk rating : 13
Lower volatility compared to stocks and bonds

$0 Fees

No subscription or redemption fees for Money Market Funds

Alternative during out-of-market period

Offers a fund parking solution for idle funds, allowing you to enjoy income while waiting for the right time to invest

Trade anytime, anywhere

Invest anytime through inMotion or by visiting any branch


Learn about Money Market Funds


Looking for Money Market Funds? Open now or visit any branch to learn more!

Get inMotion and open your account in just 3 Easy Steps

Remarks:

Money Market Funds are not equivalent to time deposit and are not protected under the Deposit Protection Scheme in Hong Kong. The price of the Investment Funds may go down as well as up and may become valueless.

  1. "Latest 1-year performance" refers to the highest return of Money Market Fund which is available on the platform over the past 1 year. Source: Morningstar, data as of 31 March 2025. Past performance is for reference only and is not indicative of future results. Similar returns are not guaranteed in the future. This webpage does not constitute and prediction of future price movement
  2. Transactions submitted before the cut-off time will be executed on the same day. Otherwise, they will be processed on the next business day. Different funds have different cut-off times. For details, check the fund subscription page on inMotion or contact bank staff for enquiry.
  3. For details on the methodology used to evaluate and assign ratings to investment products, as well as explanations of investment products risk levels, please click here.

Important Notes

Investment funds are investment products and some may involve derivatives. The investment decision is yours but you should not invest unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives.

Risk Disclosure specific to Investment Funds

  • Investment involves risk.
  • Investment Funds are not equivalent to time deposits or its substitute and provide no guarantee of return or yield on investment.
  • Investors should note that investment involves risk and past performance is not indicative of future performance.
  • The price of the Investment Funds may go down as well as up and may become valueless. It is as likely that losses will be incurred rather than profits made as a result of investing in Investment Funds. In the worst case scenario, the value of the Investment Funds may be substantially less than your investment amount.
  • You should not invest in Investment Funds based on this webpage alone. Investors should consider their own investment objectives, financial resources and relevant circumstances, and read the relevant offering document, terms and conditions and risk disclosure statement before making any investment decision.
  • Investors should carefully read the relevant fund's offering documents (including the investment policy and risk factors stated therein) in details before making any investment decision. If needed, investors should seek independent professional advice.

This webpage does not itself constitute any offer of, or invitation by or on behalf of China CITIC Bank International Limited (the "Bank") to any person to purchase or sell or acquire or invest in any investment products. You should not only base on this webpage alone to make investment decisions.

China CITIC Bank International Limited is an authorized institution under the Banking Ordinance and is regulated by the Hong Kong Monetary Authority.

This webpage is issued by the Bank. Its contents have not been reviewed by the Securities and Futures Commission of Hong Kong.