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Regulatory Disclosures

Regulatory Disclosure Statements

Regulatory Disclosure Statements
2026 First QuarterPDF 363KB
2025 AnnualPDF 610KB
2025 Third QuarterPDF 383KB
2025 InterimPDF 313KB
2025 First QuarterPDF 911KB
2024 AnnualPDF 467KB
2024 Third QuarterPDF 930KB
2024 InterimPDF 242KB
2024 First QuarterPDF 858KB
2023 AnnualPDF 487KB
28 Feb 2024 Main features of Regulatory Capital Instruments PDF 440KB
5 Dec 2023 Main features of Regulatory Capital Instruments PDF 440KB
2023 Third QuarterPDF 330KB
6 Nov 2023 Main features of Regulatory Capital Instruments PDF 602KB
2023 InterimPDF 244KB
2023 First QuarterPDF 858KB
2022 AnnualPDF 662KB
2022 Third QuarterPDF 989KB
2022 InterimPDF 232KB
2022 First QuarterPDF 867KB
22 April 2022 Main features of Regulatory Capital InstrumentsPDF 395KB
2021 AnnualPDF 769KB
2021 Annual Financial Statement (Audited)PDF 2,336KB
2021 Third QuarterPDF 868KB
11 October 2021 Main features of Regulatory Capital InstrumentsPDF 495KB
2021 InterimPDF 223KB
29 July 2021 Main Features of Regulatory Capital InstrumentsPDF 542KB
2021 First QuarterPDF 711KB
2020 AnnualPDF 421KB
2020 Third QuarterPDF 853KB
2020 InterimPDF 184KB
2020 First QuarterPDF 314KB
2019 AnnualPDF 805KB
2019 Third QuarterPDF 550KB
2019 InterimPDF 204KB
2019 First QuarterPDF 3,747KB
2018 AnnualPDF 446KB
2018 Third QuarterPDF 9,812KB
2018 InterimPDF 198KB
2018 First QuarterPDF 79KB
2017 AnnualPDF 445KB
2017 Third QuarterPDF 88KB
2017 InterimPDF 712KB
2017 First QuarterPDF 199KB

Regulatory Capital Disclosures

Regulatory Capital Disclosures
Transition Disclosure Template (31 December 2016)PDF 92KB
Main Feature Template (31 December 2016)PDF 373KB
Balance Sheet Reconciliation and Extract of Transition Disclosure Template (31 December 2016)PDF 245KB
Leverage Ratio (31 December 2016) PDF 23KB
Countercyclical Capital Buffer Ratio (31 December 2016) PDF 84KB
Transition Disclosures Template (30 June 2016)PDF 76KB
Main Features Template (30 June 2016)PDF 337KB
Balance Sheet Reconciliation and Extract of Transition Disclosures Template (30 June 2016)PDF 230KB
Leverage Ratio (30 June 2016) PDF 19KB
Countercyclical Capital Buffer Ratio (30 June 2016) PDF 78KB
Transition Disclosures Template (31 December 2015)PDF 95KB
Main Features Template (31 December 2015)PDF 356KB
Balance Sheet Reconciliation and Extract of Transition Disclosures Template (31 December 2015)PDF 244KB
Leverage Ratio (31 December 2015) PDF 20KB
Transition Disclosures Template (30 June 2015)PDF 55KB
Main Features Template (30 June 2015)PDF 129KB
Balance Sheet Reconciliation and Extract of Transition Disclosures Template (30 June 2015)PDF 69KB
Leverage Ratio (30 June 2015) PDF 13KB
Transition Disclosures Template (31 December 2014)PDF 92KB
Main Features Template (31 December 2014)PDF 356KB
Balance Sheet Reconciliation and Extract of Transition Disclosures Template (31 December 2014)PDF 245KB
Transition Disclosures Template (30 June 2014)PDF 91KB
Main Features Template (30 June 2014)PDF 355KB
Balance Sheet Reconciliation and Extract of Transition Disclosures Template (30 June 2014)PDF 168KB
Main Features Template (Additional Tier1 Capital Securities) PDF 325KB
Transition Disclosures Template (31 December 2013)PDF 73KB
Main Features Template (31 December 2013)PDF 338KB
Balance Sheet Reconciliation and Extract of Transition Disclosures Template (31 December 2013)PDF 151KB
Main Features Template (15 November 2013)PDF 277KB
Transition Disclosures Template (30 June 2013)PDF 90KB
Main Features Template (30 June 2013)PDF 286KB
Balance Sheet Reconciliation and Extract of Transition Disclosures Template (30 June 2013)PDF 173KB

Terms and Conditions of Capital Instruments Issued

Ordinary Share Capital

Ordinary Share Capital
Articles of AssociationPDF 496KB

Additional Tier 1 Capital Securities

Additional Tier 1 Capital Securities
Pricing Supplement - US$600 million Undated Non-Cumulative Subordinated Additional Tier 1 Capital SecuritiesPDF 416KB
Offering Circular (13 April 2022) Supplement to the Offering Circular (10 June 2021) PDF 1,945KB
Pricing Supplement - US$600 million Undated Non-Cumulative Subordinated Additional Tier 1 Capital SecuritiesPDF 495KB
Offering Circular (22 July 2021) Supplement to the Offering Circular (10 June 2021)PDF 674KB
Pricing Supplement - US$500 million Undated Non-Cumulative Subordinated Additional Tier 1 Capital SecuritiesPDF 270KB
Offering Circular (30 October 2018) Supplement to the Offering Circular (29 June 2018)PDF 841KB
Pricing Supplement - US$500 million Undated Non-Cumulative Subordinated Additional Tier 1 Capital SecuritiesPDF 442KB
Offering Circular (29 September 2016) Supplement to the Offering Circular (17 August 2016)PDF 774KB
Pricing Supplement - US$300 million Undated Non-Cumulative Subordinated Additional Tier 1 Capital SecuritiesPDF 455KB
Offering Circular (10 April 2014) Supplement to the Offering Circular (16 October 2013)PDF 1608KB

Tier 2 Capital Instruments - Subordinated Notes

Tier 2 Capital Instruments - Subordinated Notes
Pricing Supplement – US$500 million Subordinated Notes due 2033 PDF 409KB
Offering Circular – US$3,000 million Medium Term Note Programme – 17 November 2023PDF 6,283KB
Pricing Supplement – US$500 million Subordinated Notes due 2029 PDF 509KB
Offering Circular (19 February 2019) Supplement to the Offering Circular (29 June 2018)PDF 660KB
Offering Circular – US$3,000 million Medium Term Note Programme – 10 June 2021PDF 3148KB
Offering Circular - US$3,000 million Medium Term Note Programme – 29 June 2018PDF 1034KB
Offering Circular - US$2,000 million Medium Term Note Programme - 17 August 2016PDF 1115KB
Offering Circular - US$2,000 million Medium Term Note Programme - 16 June 2015PDF 1100KB
Pricing Supplement - US$300 million Subordinated Fixed Rate Notes due 2024PDF 206KB
Offering Circular - US$2,000 million Medium Term Note Programme - 16 October 2013PDF 2687KB
Pricing Supplement - US$300 million Subordinated Fixed Rate Notes due 2022PDF 264KB
Offering Circular - US$2,000 million Medium Term Note Programme - 2 August 2012PDF 2,313KB
Pricing Supplement - US$500 million Subordinated Fixed Rate Notes due 2020PDF 112KB
Offering Circular - US$2,000 million Medium Term Note Programme - 11 June 2010PDF 1,602KB