Welcome to the China CITIC Bank International.
Additional text has been added to aid users who may be using screen readers to view this site. If you are reading this text on your screen then either, the style sheet (CSS) file has failed to load, in which case you should refresh your screen or, your browser may not support style sheets. Find out more about which browsers support style sheets on the World Wide Web Consortium website.
What follows is a few links to some of the important pages. If you wish to skip this you can
Header navigation:
Hong Kong is an international financial centre. As the overseas financial platform of China CITIC Bank, China CITIC Bank International (CNCBI) offers comprehensive and excellent offshore financial services.
Simply have your account opening documents ready and we will walk you through the rest. You can easily open an account at China CITIC Bank International (CNCBI).
Customers can now open a Multi-currencies Statement Savings Account with CNCBI through inMotion app anytime when you are in Hong Kong.
Documents required for account opening
Procedure for account opening
Customer downloads and starts using inMotion app
Customer submits an account opening application via inMotion
Once the application is submitted, customer will receive an email notification to confirm submission. Customer will then receive another email notification about the application progress
Upon successful application, customer can log on to inMotion or
Click here for more details on Remote Account Opening Service via inMotion.
Simply bring along the account opening documents and visit any of CNCBI branches to open an account. You can make an appointment to open an account via our website.
Documents required for account opening
Procedure for account opening
Customer books an appointment for account opening via the CNCBI website
Customers brings the required account opening documents to the designed CNCBI branch for account opening on the appointment date
China CITIC Bank Account Opening Witness Service – Physical / Electronic Form
Existing customers of China CITIC Bank can apply for a Multi-Currencies Statement Savings Account, ATM card, i-banking service and wealth management service with CNCBI by submitting a physical or electronic account opening form with required documents at designated branches of China CITIC Bank.
Eligibility
You must be:
Documents required
Procedure for account opening
Customer brings the required document to a designated branch of China CITIC Bank and fills in the relevant forms
China CITIC Bank provides Account Opening Witness Service
CNCBI verifies the documents and proceeds with account opening for the customer
CNCBI mails account Welcome Pack to the customer after the account is successfully opened
Charges for Account Opening
Customers will be responsible for the costs of China CITIC Bank (if any).
Branches of China CITIC Bank with Account Opening Witness Service
Beijing | Shanghai | Fuzhou | Hohhot |
Guangzhou | Chengdu | Xiamen | Dongguan |
Suzhou | Jinan | Qingdao | Urumqi |
Shenzhen | Tianjin | Wuhan | Lanzhou |
Dalian | Xian | Changsha | Nanning |
Hangzhou | Shijiazhuang | Chongqing | Harbin |
Nanjing | Shenyang | Kunming | Zhengzhou |
Ningbo | Taiyuan | Guiyang | Changchun |
Hefei | Nanchang |
Existing customers of CITIC group companies can appoint a PRC lawyer# on CNCBI's approved list to apply for a banking account with CNCBI through account opening witness service.
CITICdiamond Wealth Management Service customers are required to maintain daily average relationship balance of HK$4,000,000 or above.
Please call Cross-border toll-free hotline at 400-842-5558 for on-list PRC lawyers
Documents required for account opening
Account Opening Witness Service Requirement
Procedure for account opening
Customer brings the required account opening document to a on-list PRC lawyer and fills in the relevant forms
On-list PRC lawyer provides Account Opening Witness Service. Full set of account opening documents will be sent back to CNCBI by customer through courier
CNCBI verifies the documents and proceeds with account opening for the customer
CNCBI mails account Welcome Pack to the customer after the account is successfully opened
Charges for Account Opening
For account opening witness via on-list PRC lawyers, customers will be responsible for the costs of the lawyers (if any)#.
# The costs of the lawyers are not charged by CNCBI, customers should settle the costs directly with the lawyers. CNCBI does not charge any extra account opening fee. CNCBI also does not engage any third-party intermediaries or channels for On-list PRC Lawyer Account Opening Witness Service, please do not pay referral fees or channel fees to any third parties.
Account opening witness service through PRC lawyer is only applicable to customers applying for CITICdiamond Wealth Management Service at the same time. CITICdiamond Wealth Management Service customers are required to maintain daily average relationship balance of HK$4,000,000 or above. If customers do not wish to apply for CITICdiamond Wealth Management Service, they can choose to open an account with CNCBI by visiting any of the CNCBI branches in Hong Kong.
You can enjoy efficient fund transfer services with a China CITIC Bank International (CNCBI) account.
General Information
If you intend to transfer money by wire transfer to your CNCBI account, you will need to provide the following account information to the sender:
Your CNCBI account name and number;
Beneficiary bank details:
Fees and Charges
Charges may be applied. For details, please refer to our Bank Service Fees and Charges.
Inward Remittance - SMS Notification
If you have registered for our SMS notification service, you will receive an SMS notification after the Inward Remittance funds have been credited to your account. This SMS notification service is free of charge. Haven’t yet registered? Simply visit any of branches for registration.
Notes:
1. Under normal circumstances, if the remittance is received from the remitter bank before the following cut-off time, the funds will be credited to your account on the same business day (i.e. Monday to Friday, Hong Kong time).
- Inward remittance via Clearing House Automated Transfer System (CHATS) (HKD / RMB / EUR / USD): Before 6:00pm
- Inward remittance by wire transfer (all currencies): 5:15pm
2. The above information is for reference only and subject to change without prior notice.
For enquiries, please visit our branches or contact your Relationship Manager.
Same-day Remittance Service
Simply submit your remittance instructions before the cut-off time via our branches (no pre-registration required) or i-banking (pre-registration required) on any business day to have your funds remitted to China CITIC Bank on the same day.
Online Remittance
Set up fund transfer / outward remittance templates via i-banking.
Template set-up channel | Template effective time | Maximum daily transaction limit (HKD equivalent) | |
Fund Transfer | Outward Remittance | ||
Set up template during account opening | Immediately after account set-up | 200,000 | 500,000 |
Set up via i-banking/ inMotion and use CNCBI Token for identity verification | Will be effective in 24 hours | 50,000 | 50,000 |
Cut-off Time
Please refer to the remittance cut-off timetable. Remittance instructions submitted before cut-off time on Monday to Friday on business days will be processed on the same day. Instructions received after cut-off time will be processed on the next business day. “Business day” means a day other than Saturday, Sunday and public holidays in Hong Kong. Please refer to the cut-off times below:
Remittance Type | Currency | Cut-Off Time (HKT) |
Telegraphic Transfer | CNY (Renminbi)* | 2:30 PM* |
HKD, AUD, CAD, CHF, EUR, GBP, JPY, NOK, NZD, SGD, USD | 4:30 PM | |
CHATS | HKD to Shenzhen beneficiary bank account | 2:30 PM |
HKD / CNY / USD / EUR | 4:30 PM |
* For CNY (Renminbi) remittance, if the submission date is a holiday in both Hong Kong or Mainland China, the remittance instruction will be processed on the business day in both Hong Kong and Mainland China.
CNCBI X inMotion Remittance Offer - Simpler, Faster, No Handling Fees!
From now till 31 December 2024, customers who successfully conduct CNY remittance transaction^ to beneficiary bank in Mainland China via inMotion can enjoy waiver on relevant remittance service fees*!
^Applicable to charge type which is borne by remitter only
*Fee waiver on (i) HK$100 Telex/SWIFT handling charge and (ii) Correspondent bank charge
You may refer to related fees and charges in remittance page on inMotion for further details.
We offer all-round banking services to facilitate your cross-border financial management.
Personal Banking | CITICfirst | CITICdiamond |
We provide an array of products to suit your needs | Combines the advantages of fine private banking with the convenience of premium retail banking services to provide tailored solutions as well as a suite of exceptional privileges. | A team of global experts is constantly monitoring global markets to bring you the best investment and wealth managing strategies and plans. The team will always look after your personal needs to ensure your peace of mind. |
From now till 31 December 2024, join CITICdiamond with CNCBI Jewel World Elite Mastercard® Card to enjoy up to HK$15,000 credit card free spending credit.
From now till 31 December 2024, join CITICfirst with CNCBI Jewel World Mastercard® Card to enjoy up to HK$4,000 credit card free spending credit.
From now till 31 December 2024, download inMotion to open account and trade FX to enjoy up to HK$1,000 cash reward1
More Rewards
Related remittance services are free of charge
From now till 31 December 2024, customers who successfully conduct CNY remittance transaction to beneficiary bank in Mainland China via inMotion can enjoy waiver on relevant remittance service fee.2
Invest in Eligible Investment Products to enjoy up to HK$48,000 Cash Rewards
From now till 31 December 2024, Eligible Customer3 who invest in one or more of the Eligible Investment Products and accumulate your investment transactions to enjoy up to HK$48,000 cash rewards.4
Subscription Fee Rebate up to HK$8,800
From now till 31 December 2024, selected customers can enjoy up to HK$8,800 Subscription Fee Rebate on the first Investment Fund Subscription via online channels.5
Reminder: To borrow or not to borrow? Borrow only if you can repay!
Investment and Foreign Exchange involves risks. Promotion terms and conditions apply. Promotion period of each offer might vary, for details, please refer to above promotion terms and conditions or contact our branch staff.
This material does not itself constitute any offer of or invitation to any person to purchase or sell or acquire or invest in any investment products. You should not only base on this material alone to make investment decisions.
China CITIC Bank International Limited is an authorized institution under the Banking Ordinance and is regulated by the Hong Kong Monetary Authority.
This material has not been reviewed by the Securities and Futures Commission of Hong Kong or any regulatory authority in Hong Kong.
Wherever you are, we provide you with full support
Through our round-the-clock Live Chat service, our chatbot and professional customer service officers will reply to your general banking and product enquiries.
Click “Start Chat” to connect with us now.
Notes: Your Live Chat conversations will be recorded for the purpose of training, quality monitoring, disputes handling, etc. By clicking “Start chat”, you confirm that you have read, understood and agreed to be bound by the Bank’s Terms and Conditions for Live Chat.
Starting 1 Dec 2024, 7x24 toll-free voicebot hotlines will change to support by our customer service officer from Monday to Friday 9am to 6pm; Saturday 9am to 1pm (except public holidays).
If you have any account related enquiries, please call our customer service hotline.
If you are in mainland China, for enquiries in relation to Hong Kong accounts with China CITIC Bank International:
Private Banking / CITICdiamond / CITICfirst customers, please call the following 7x24 toll-free hotline:
(86-21) 6146 9017 or 400-613-7975
Other customers, please call the following 7x24 cross-border toll-free voicebot hotline:
400-842-5558
If you are in Hong Kong, you are welcome to call the following 7x24 toll-free voicebot hotline:
3413 3058
Branch network : We have an extensive branch network in Hong Kong that covers Kowloon, New Territories and Hong Kong Island.
Putonghua ambassador : Professional Putonghua ambassador available in each branch to serve you
Designated relationship manager : Every customer referred by China CITIC Bank will be served by a designated relationship manager, who provides personalized services and comprehensive financial services
Prestigious service : A prestigious China CITIC Bank VIP Customer Centre dedicated to all valuable China CITIC Bank customers is located in our Des Vouex Road Central Branch. Conveniently located and elegantly designed, the Centre outstandingly provides customers with tailored banking solutions in high privacy and extraordinary prestige.
Service hours: 9:00am to 5:00pm, Monday to Friday; 9:00am to 1:00pm, Saturday
i-banking
You can manage most financial transactions and meet your banking needs via i-banking, such as fund transfers between accounts, account opening, investment and bill payment, in addition to setting up remittance templates and receiving electronic statements.
Device Binding and Security Code
Device Binding and Security Code are our bank’s security functions for identity verification, your device will be recognized as a trusted device after binding and setting up Security Code. It will be used as the 2nd factor authentication on inMotion/Personal i-Banking/inVest. To improve transaction security, you are required to input Security Code when placing designated high-risk instructions.
e-banking Service Demo
CNCBI WeChat Banking Platform
Our CNCBI WeChat Banking Platform combines personal banking with mobile social application! Simply follow our official account (ID: cncbintl) and bind your China CITIC Bank International (CNCBI) account to WeChat to receive alerts of account activities as well as promotional messages from CNCBI via WeChat at any time, any place, giving you total control of your account status.
Act now for account binding to experience an all new level of convenient banking services!
For more information, please click here.
The "New Capital Investment Entrant Scheme ("CIES")" was launched, allowing applicants to make capital investment in the form of financial assets, in order to obtain qualifications for relocating to Hong Kong.
An eligible applicant must make investment of a minimum of HKD30 million in the permissible investment assets, including investing a minimum of HKD27 million in permissible financial assets and/or non-residential real estate, and placing HKD3 million into a new CIES Investment Portfolio ("CIES IP"), with a view to supporting the development of innovation and technology industries and other strategic industries that are beneficial to the long term development of Hong Kong's economy.
From now till 31 Dec 2024, Eligible Customer1 who invest in one or more of the Eligible Investment Products2 and accumulate your investment transactions to enjoy up to HK$48,000 cash reward.
1.Up to HK$8,800 Subscription Fee Rebate
From now till 31 Dec 2024, selected customers can enjoy up to HK$8,800 Subscription Fee Rebate on the first Investment Fund Subscription via online channels. 3
2.Up to HK$99,000 Investment Funds Transfer-In Cash Rewards
HK$300 Cash Rewards for every cumulative fund transfer-in of HK$100,000. Maximum cash rewards is up to HK$99,000. 4
Customers can grab “Lifetime Securities Purchases Fee Waiver” mission at inMotion “Rewards Go!” to enjoy fee waiver (Securities purchases of Stocks executed through the One Account via inVest and inMotion) on registration month! Starting from the registration month, if you maintain no less than HKD100,000 in your Eligible HKD Accounts (excluding time deposits) at the end of each month, you can extend the fee waiver for every next calendar month! 5
Private Banking Welcome Reward: From now till 31 December 2024, join Private Banking and apply for CNCBI Jewel World Elite Mastercard® Card successfully with reached-designated Total Balance Growth Amount to enjoy fabulous rewards up to HK$50,000 free spending credit.
Deposit HK$10,000 or above eligible new funds within registration period and register MONOPOLY Deposit to enjoy BONUS INTEREST RATE UP TO 5.28% p.a.! 6
Enjoy Top-Notch Lifestyle Benefits with CNCBI Jewel World Elite Mastercard® Card.
An Applicant must fall into one of the following categories covered by the Scheme:
# Afghanistan, Cuba and Democratic People’s Republic of Korea are excluded
The above may not constitute the full exhaustive list of eligible persons applicants.
An Applicant who satisfies the following criteria will be eligible for an Entry Application:
The above may not constitute the full exhaustive list of eligible criteria.
Step 1:
Net Asset Assessment - Approach InvestHK for verifying whether fulfilled the Net Asset Requirement
Step 2:
Entry Application (Approval-in-Principle) - Submit an Entry Application to Immigration Department. 。If Approval-in-Principle is given, Applicant for entering Hong Kong on visitor status for not more than 180 days for making the committed investment. For details on the permissible investment, please speak to us.
Step 3:
Assessment on Investment Requirements - Upon completion of making investment of a minimum of HK$30 million Net (or equivalent in foreign currencies) in the Permissible investment assets, approach InvestHK for verifying whether the Investment Requirements.
Step 4:
Entry Application (Formal Approval) - Submit the certifying proof within its validity period to Immigration Department. After assessment, applicants will be granted Formal Approval of the Entry Application for not more than 24 months. Applicant/Entrant has to continue to satisfy the requirements of the Scheme throughout this period.
Step 5:
Assessment on Portfolio Maintenance Requirements - Not earlier than 3 months before expiry of his limit of stay, approach InvestHK to verify the continuous compliance with the Portfolio Maintenance Requirements. Then, submits an application for extension of stay.
Step 6:
Extension of Stay - Before expiry of limit of stay, submit an application for extension of stay to Immigration Department. Extension of stay for not more than three years will normally be granted to the Entrant and the dependants. Further applications for extension of stay for not more than three years should follow the same application procedures.
Final Step:
Permanent Residence - Upon a period of continuous ordinary residence in Hong Kong of not less than seven years, may apply to Director of Immigration for becoming Hong Kong permanent residents; or
Unconditional Stay - If the Entrant is unable to fulfill the continuous ordinary residence requirement while continuously satisfying the Portfolio Maintenance Requirements under the Scheme for not less than seven years, may apply to Immigration Department for unconditional stay.
The information is for reference only. For details, please visit the New Capital Investment Scheme official website
Applicants is required to place HK$ 3 million into a “CIES Investment Portfolio” and is required to invest a minimum of HKD27 million in including but not limited to the following permissible investment assets:
The information is for reference only. For details, please visit the New Capital Investment Scheme official website.
We are committed to manage your wealth with utmost professionalism and care, working just as hard to preserve and grow your assets as you have to earn them.
Our Chinese roots are reflected in an investment philosophy that values stability as the foundation of success.
The Bank also offers 360 Portfolio Review Tool for you to comprehensively understand your current investment portfolio and build a more effective and diversified portfolio.
To learn more about our services, you can speak to us using our hotlines.
Our “New Capital Investment Entrant Scheme” Service are offered at our Private Banking Center or Designated Branches.
^ Banking and investment service and offers are not limited to “The New Capital Investment Entrant Scheme” customers, but are applicable to all eligible customers.
Reminder: To borrow or not to borrow? Borrow only if you can repay!
Important Note:
Some of the investment products are structured products involving derivatives. The investment decision is yours but you should not invest in the product unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives. You should not invest in this product based on this website alone.
Risk Disclosure Statements for Investment Funds
(1) Investment Funds are not equivalent to time deposits or its substitute and provide no guarantee of return or yield on investment. (2) Investors should note that investment involves risk and past performance is not indicative of future performance. The price of the Investment Funds may go down as well as up and may become valueless. It is as likely that losses will be incurred rather than profits made as a result of investing in Investment Funds. In the worst case scenario, the value of the Investment Funds may be substantially less than your investment amount. (3) Investors should consider their own investment objectives, financial resources and relevant circumstances, and read the relevant offering document, terms and conditions and risk disclosure statement before making any investment decision. (4) Investors should carefully read the relevant fund's offering documents (including the investment policy and risk factors stated therein) in details before making any investment decision. If needed, investors should seek independent professional advice.
Risk Disclosure Statements for Bonds
(1) Investment involves risk. The prices of bonds can fluctuate, sometimes dramatically. The price of bonds may move up or down, and may become valueless. It is as likely that losses will be incurred rather than profit made as a result of buying and selling bonds. (2) Investing in this product is not equivalent to time deposit. This product is not a protected deposit and is not protected by the Deposit Protection Scheme in Hong Kong. (3) Default/ Credit risk - There is a risk that the issuer may fail to pay you the interest or principal as scheduled. In the worst case scenario, you may not be able to receive back the interest and principal if the issuer defaults on the bond. (4) Interest rate risk - When the interest rate rises, the price of a fixed rate bond will normally drop. (5) Exchange rate risk - If your bond is denominated in a foreign currency, you may face an exchange rate risk if you choose to convert payments made on bond to your home currency. (6) Liquidity risk - If you need to sell the bonds before maturity for an urgent cash-flow need or use the capital for other investments, you may not be able to do this since the liquidity of the secondary bond market could be low. If you choose to sell your bond before it matures, you may lose part or all of your investment. (7) Reinvestment risk - If you hold a callable bond, when the interest rate goes down, the issuer may redeem the bond before maturity. If this happens and you have to re-invest the proceeds, you may not be able to enjoy the same rates of return. (8) Equity risk - If your bond is "convertible" or "exchangeable", you also face equity risk associated with the stock. A fall in the stock price will usually follow by a fall in the bond price.
Risk Disclosure specific to Securities Trading
Risk Disclosure Statements for Foreign Exchange
Foreign currency investments are subject to exchange rate risk which may result in gain or loss. The fluctuation in the exchange rate of foreign currency may result in losses in the event that customer converts the foreign currency into HKD or other foreign currencies. Renminbi is not freely convertible at present. The actual conversion arrangement will depend on the restrictions prevailing at the relevant time.
This webpage does not itself constitute any offer of, or invitation by or on behalf of China CITIC Bank International Limited (the "Bank") to any person to purchase or sell or acquire or invest in any investment products. You should not only base on this webpage alone to make investment decisions.
China CITIC Bank International Limited is an authorized institution under the Banking Ordinance and is regulated by the Hong Kong Monetary Authority.
This webpage has not been reviewed by the Securities and Futures Commission of Hong Kong or any regulatory authority in Hong Kong.
Download via App Store, Google Play, or click here to download Android APK |
||
Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries. Google Play and the Google Play logo are trademarks of Google LLC. Huawei Services (Hong Kong) Co., Limited. HUAWEI EXPLORE IT ON AppGallery and the HUAWEI EXPLORE IT ON AppGallery logo are the registered trademarks of Huawei Technologies Co., Limited. |