We know all your daily payment and transfer needs and how important it is for you to have access to payment functions anytime and anywhere with a simple, seamless and secured experience. We have all the tools to cover your payment and transfer experiences, with special offers to minimize your cost!

Explore various payment and transfer options

Local Fund Transfer

Simply pay and receive money from your friends within seconds!


  • Register your CNCBI account as default receiving account with your mobile number or email address to receive money
  • Transfer money instantly anytime and anywhere with no handling charges

Fund Transfer within CNCBI

  • You can perform instant Fund Transfer within CNCBI via ATM, inMotion, Internet Banking, Phone Banking and Branch anywhere, anytime.
  • When transferring fund to account in different currency, you can enjoy foreign exchange* and fund transfer at the same time to enjoy the hassle-free banking service.
  • Fund Transfer within CNCBI will not occur any services fee and charge.

* Not applicable to ATM channel

Risk Disclosure Statement:
CNY is not freely convertible at present. The actual conversion arrangement will depend on the restrictions prevailing at the relevant time.

Local Account Fund Transfer

  • Simply input payee’s name and account number to transfer funds to other local banks instantly
Cross-border Remittance

Make your funds available at your bank in Mainland China to ease your cross-border financial needs

Remittance to Mainland China

  • Simply submit your remittance instructions before HKT 2:30PM on business days to have your CNY funds remitted to the beneficiary on the same day earliest
  • Remittance instructions can be submitted anytime and anywhere via inMotion
  • Waived Telex/SWIFT handling charge and correspondent bank charge for CNY remittance to Mainland China via inMotion


Wealth Management Connect

  • China CITIC Bank International (CNCBI), working in synergy with parent China CITIC Bank, is among the first local banks to launch Wealth Management Connect services
  • Simply use our remittance service to transfer CNY funds to China CITIC Bank to enjoy speedy convenient cross-boundary wealth management services with no handling fees and charges
International Transfer

No more boundaries! Send money between countries or regions worldwide


  • Simply submit your remittance instructions to have your funds remitted to the beneficiary on the same day earliest
  • Remittance instructions can be submitted anytime and anywhere via inMotion
Merchant Payments

No more wait in lines! Pay a wide range of merchants and bills including utilities, government, charities, etc. using your CNCBI account


  • Pay merchants instantly with merchant’s FPS Proxy IDs or scanning FPS QR Code

Bill Payment

  • Settle bills from over 700 merchants by CNCBI bank account or credit card
  • Create scheduled or regular payments so that you will not forget to pay the bills
Instant Account Top-up

With just few taps via inMotion, you can instantly ‘Add Money’ from other local banks

Add Money

  • Move your funds from other banks to your CNCBI deposit account instantly anytime and anywhere without the need to switch between different banks’ mobile apps or visit branch
  • Simply link your CNCBI deposit account with other banks’ same-name account and start ‘Add Money’
ATM Card

Don’t have cash handy? Enjoy free cash withdrawal and cross-border financial convenience

Dual Currency ATM Card

  • Link with up to 3 deposit accounts including HKD and RMB in one card, offering easy cash withdrawal and saving you on currency exchange expenses
  • Waived annual fee and local cash withdrawal fee via both JETCO and UnionPay ATMs in Hong Kong. Please click here for details

Enjoy payment promotion offers now

Free Local Cash Withdrawal via any JETCO or UnionPay ATM in Hong Kong

Click here for details

CNCBI X inMotion Remittance Offer - Simpler, Faster, No Handling Fees!

Click here for details

Frequently Asked Questions

Register Now

Log in to i-banking and download inMotion now!

Google Play

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