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From now till 31 March 2025, invest in one or more of the Eligible Investment Products and accumulate your investment transactions to enjoy the offer! Invest More Get More! 1
From now till 31 March 2025, customers who have completed designated FX transaction via inMotion of the bank during promotion period, will be entitled to up to 2% cash rebate2.
From now till 31 December 2025, customers who successfully conduct CNY remittance transaction to beneficiary bank in Mainland China via inMotion can enjoy waiver on relevant remittance service fee*!
From now until 31 March 2025, selected customers can enjoy Subscription Fee Rebate3 on the first Investment Fund Subscription via online channels.
From now to 31 March 2025, join CITICdiamond to enjoy up to HK$14,100 rewards
Offer detailsFrom now to 31 March 2025, join CITICfirst to enjoy up to HK$3,600 rewards
Offer details
| Product | Scope of Investment | Ordering Channel(s) and Minimum Amount |
|---|---|---|
| Deposits | Choice of 11 currencies including Hong Kong Dollars and RMB |
Through inMotion or branch |
| Funds | Approximately 300 fund share classes (include equity funds, balanced funds, bond funds, money market funds and sector funds) which diversify across various investment objective with a predominant focus in global and greater china market click here for product list |
Through inMotion: HK$800 or equivalent Through relationship manager: HK$20,000 or equivalent |
| Bonds | Approximately 50 bonds, including a variety of Government and Corporate bonds | Through relationship manager: HK$500,000 or equivalent |
Set up time deposit via "WMC" page to enjoy preferential interest rate. To view time deposit interest rate in pre-logon page, tap the Menu icon on the right hand corner > Save > Time Deposit4
Tap the Menu icon on the right hand corner > WMC > go to "Check out fund lists" under the "Southbound Scheme" section
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Cross-border wealth management hotline (located in the mainland) :
(86-20) 2232 6203 or 400-842-5558
Get to know more about the market trend and cross-border service information through our WeChat Official Account by searching and following "cncbintl"
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Frequently
Remarks:
* Applicable to charge type which is borne by remitter only. Fee waiver on (i) HK$100 Telex/SWIFT handling charge and (ii) Correspondent bank charge. About Bank service fees and charges.
Promotion terms and conditions apply. Promotion period of each offer might vary, for details, please refer to above promotion terms and conditions or contact our branch staff.
Risk Disclosure specific to Investment Funds
(1) Investment Funds are not equivalent to time deposits or its substitute and provide no guarantee of return or yield on investment. (2) Investors should note that investment involves risk and past performance is not indicative of future performance. The price of the Investment Funds may go down as well as up and may become valueless. It is as likely that losses will be incurred rather than profits made as a result of investing in Investment Funds. In the worst case scenario, the value of the Investment Funds may be substantially less than your investment amount. (3) You should not invest in Investment Funds based on this promotion page alone. Investors should consider their own investment objectives, finanical resources and relevant circumstances,and read the relevant offering document, terms and conditions and risk disclosure statement before making any investment decision. (4) Investors should carefully read the relevant fund's offering documents (including the investment policy and risk factors stated therein) in details before making any investment decision. If needed, investors should seek independent professional advice.
Risk Disclosure Statements in relation to Bonds
(1) Investment involves risk. The prices of bonds can fluctuate, sometimes dramatically. The price of bonds may move up or down, and may become valueless. It is as likely that losses will be incurred rather than profit made as a result of buying and selling bonds. (2) Investing in this product is not equivalent to time deposit. This product is not a protected deposit and is not protected by the Deposit Protection Scheme in Hong Kong. (3) Default/ Credit risk - There is a risk that the issuer may fail to pay you the interest or principal as scheduled. In the worst case scenario, you may not be able to receive back the interest and principal if the issuer defaults on the bond. (4) Interest rate risk - When the interest rate rises, the price of a fixed rate bond will normally drop. (5) Exchange rate risk - If your bond is denominated in a foreign currency, you may face an exchange rate risk if you choose to convert payments made on bond to your home currency. (6) Liquidity risk - If you need to sell the bonds before maturity for an urgent cash-flow need or use the capital for other investments, you may not be able to do this since the liquidity of the secondary bond market could be low. If you choose to sell your bond before it matures, you may lose part or all of your investment. (7) Reinvestment risk - If you hold a callable bond, when the interest rate goes down, the issuer may redeem the bond before maturity. If this happens and you have to re-invest the proceeds, you may not be able to enjoy the same rates of return. (8) Equity risk - If your bond is "convertible" or "exchangeable", you also face equity risk associated with the stock. A fall in the stock price will usually follow by a fall in the bond price.
Risk Disclosure Statements for Foreign Currency
Foreign currency investments are subject to exchange rate risk which may result in gain or loss. The fluctuation in the exchange rate of foreign currency may result in losses in the event that customer converts the foreign currency into HKD or other foreign currencies. Renminbi is not freely convertible at present. The actual conversion arrangement will depend on the restrictions prevailing at the relevant time.
This material does not itself constitute any offer of or invitation to any person to purchase or sell or acquire or invest in any investment products. You should not only base on this material alone to make investment decisions.
China CITIC Bank International Limited is an authorized institution under the Banking Ordinance and is regulated by the Hong Kong Monetary Authority.
This material has not been reviewed by the Securities and Futures Commission of Hong Kong or any regulatory authority in Hong Kong.
