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Mortgages
A Perfect Match
Whether you are buying your first flat, adding your investment portfolio or refinancing, we can tailor the ideal mortgage plan to your needs.
Prime Rate-Based Mortgage Plan
Interest is calculated based on the HK$ Prime Rate. And you can use it on new property purchases, trade-ups or even refinancing your existing property.
HIBOR-Based Mortgage Plan
The Hong Kong Interbank Offered Rate (HIBOR) is used as the basis of the mortgage interest rate and HIBOR fixing period.
"Mortgage Plus"
Our "Mortgage Plus" is the fantastic choice to offset mortgage interest expense
90% Mortgage Plan
Your loan can be up to 90% of the property value. Become a property owner with as low as 10% down payment.
Home Ownership Scheme Mortgage Plan
Once you are eligible under the Scheme, we can help you buy your first home with ease.
Car Park Mortgage
We offer a loan to enable you to purchase car parking space either at the same time as your property purchase or at a later stage.
Payment Arrangement for Property Transactions (“PAPT”)
Provide customers with an additional payment arrangement for property transaction (“PAPT”) as an alternative to the existing arrangement.
Contact Us
- Call 2287 6788 (Press 4 then # after Language Selection)
- Make an Appointment with Mortgage Specialist
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Be served by our professional staff at our branches, or opt for self-service banking via our automated channels — the choice is yours.
Careers
We offer a range of rewarding careers from trainee to management level.
Tap into the vast resources and network of our parent bank China CITIC Bank and our ultimate shareholder, CITIC Group Corporation.
China CITIC Bank International is:
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