Additional text has been added to aid users who may be using screen readers to view this site. If you are reading this text on your screen then either, the style sheet (CSS) file has failed to load, in which case you should refresh your screen or, your browser may not support style sheets. Find out more about which browsers support style sheets on the World Wide Web Consortium website.

What follows is a few links to some of the important pages. If you wish to skip this you can

Header navigation:

Language options:

Main level navigation:

Second level navigation — Personal:

Second level navigation — SMEs:

Second level navigation — Corporates:

Second level navigation — International:

Second level navigation — China:

Second level navigation — About Us:

Second level navigation — Centenary Celebration:

"Mortgage Plus"

Our "Mortgage Plus" is the fantastic choice to offset mortgage interest expense

Overview

With "Mortgage Plus", your designated HKD Current Account is linked to your mortgage loan account, helping you save interest expenses and shorten the repayment tenor.

Key Benefits

Mortgage interest is calculated based on the daily Net Outstanding Balance¹ of your mortgage loan account
Save interest expenses up to 50%²
Deposit or withdraw funds from your "Mortgage Plus" designated HKD Current Account³ at anytime without any handling fee

Remarks

Net Outstanding Balance = Mortgage Loan Balance – Eligible Deposit Balance in the designated HKD Current Account
The Eligible Deposit Balance which is used for the calculation of Net Outstanding Balance is up to 50% of the Mortgage Loan Balance (“Maximum Threshold”). The deposit balance exceeding the Maximum Threshold will not be used for the calculation of Net Outstanding Balance.
Deposits in “Mortgage Plus” designated HKD Current Account are qualified for protection under the Deposit Protection Scheme up to a limit of HK$500,000 per depositor.
Terms and Conditions apply.
Terms and Conditions of Mortgage Plus (the “Plan”)

Key Facts Statement