Welcome to the China CITIC Bank International.

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Greater Bay Area Mortgage Plan

Simple and Convenient mortgage services in GBA

Our Greater Bay Area mortgage plan, help you to handle financial with ease

Overview

With the simple cross-border property mortgage procedures and other cross-border financial services, our Bank has to reinvigorate the financial flexibility for Hong Kong resident’s property in Greater Bay Area and help you to handle financial arrangements in the Greater Bay Area easily!

Benefits

  • Free verbal valuation service

Summary

Summary Table
Suitable for

Hong Kong permanent residents with age 18 years or above

Cover region & property

Residential properties located in Shenzhen, Zhongshan and Zhuhai (including first-hand residential property and free-hold residential property)

Application flow

One-stop application process, property valuation, notarization and loan arrangement in Hong Kong*

Loan Tenor

Up to 30 years

Loan Amount

Up to HKD10 million or 70% of the appraised value (whichever is lower)

Repayment Method

Choice of monthly or biweekly mortgage repayment methods

*customer(s) is/are required to execute the mortgage/security documents and the mortgage/charge registration or advance mortgage/charge registration in the GBA region

Remarks:

  • The Mortgagor /Borrower’s residential property is situated at PRC and the mortgage arrangement is subject to the laws of PRC. Mortgagor /Borrower shall comply with all laws and regulations in relation to the mortgage arrangement and responsible for all fees and charges registration (including but not limit to travelling expense, registration fee, legal expense for solicitor representing the Bank to execute the registration) being incurred in relation to the mortgage arrangement under this application.
  • The above information is for reference only. All applications are subject to the Bank's final approval. The Bank reserves the right to vary or cancel the above benefit and/or amend the related terms and conditions from time to time without prior notice. In case of any disputes, the decision of the Bank shall be final. Please contact the Bank's staff for details.

Key Facts Statement

  • Reminder:
    To borrow or not to borrow?
    Borrow only if you can repay!

Apply now!

Be served by our professional staff at our branches, or opt for self-service banking via our automated channels — the choice is yours.

We offer a range of rewarding careers from trainee to management level.

See our job listings

Tap into the vast resources and network of our parent bank China CITIC Bank and our ultimate shareholder, CITIC Group Corporation.

Essential links

China CITIC Bank International is:

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