Additional text has been added to aid users who may be using screen readers to view this site. If you are reading this text on your screen then either, the style sheet (CSS) file has failed to load, in which case you should refresh your screen or, your browser may not support style sheets. Find out more about which browsers support style sheets on the World Wide Web Consortium website.

What follows is a few links to some of the important pages. If you wish to skip this you can

Header navigation:

Language options:

Main level navigation:

Second level navigation — Personal:

Second level navigation — SMEs:

Second level navigation — Corporates:

Second level navigation — International:

Second level navigation — China:

Second level navigation — About Us:

Second level navigation — Centenary Celebration:

Greater Bay Area Mortgage Plan

Simple and Convenient mortgage services in GBA

Our Greater Bay Area mortgage plan, help you to handle financial with ease

Overview

With the simple cross-border property mortgage procedures and other cross-border financial services, our Bank has to reinvigorate the financial flexibility for Hong Kong resident’s property in Greater Bay Area and help you to handle financial arrangements in the Greater Bay Area easily!

Benefits

Free verbal valuation service

Summary

Summary Table
Suitable for	Hong Kong permanent residents with age 18 years or above
Cover region & property	Residential properties located in Shenzhen, Zhongshan, Zhuhai, Guangzhou, Foshan, Huizhou, Dongguan, Jiangmen and Zhaoqing (including first-hand residential property and free-hold residential property)
Application flow	One-stop application process, property valuation, notarization and loan arrangement in Hong Kong*
Loan Tenor	Up to 30 years
Loan Amount	Up to HKD10 million or 70% of the appraised value (whichever is lower)
Repayment Method	Choice of monthly or biweekly mortgage repayment methods

*customer(s) is/are required to execute the mortgage/security documents and the mortgage/charge registration or advance mortgage/charge registration in the GBA region

Remarks:

The Mortgagor /Borrower’s residential property is situated at PRC and the mortgage arrangement is subject to the laws of PRC. Mortgagor /Borrower shall comply with all laws and regulations in relation to the mortgage arrangement and responsible for all fees and charges registration (including but not limit to travelling expense, registration fee, legal expense for solicitor representing the Bank to execute the registration) being incurred in relation to the mortgage arrangement under this application.
The above information is for reference only. All applications are subject to the Bank's final approval. The Bank reserves the right to vary or cancel the above benefit and/or amend the related terms and conditions from time to time without prior notice. In case of any disputes, the decision of the Bank shall be final. Please contact the Bank's staff for details.

Key Facts Statement