Terms and Conditions / Fees & Charges / Notice of Changes
General
Terms and Conditions
Fees & Charges
Credit Cards
Terms and Conditions
- CNCBI Credit Card Credit Cardmember Agreement
- CNCBI Dual Currency Credit Cardmember Agreement
- CNCBI Credit Card(virtual) Credit Cardmember Agreement
- Highlights of CNCBI Credit Cardmember Agreement /Highlights of General Terms and Conditions
- Highlights of CNCBI Dual Currency Credit Cardmember Agreement /Highlights of General Terms and Conditions
- Highlights of CNCBI Credit Card (virtual) Credit Cardmember Agreement
- Promotional Terms and Conditions for CNCBI Credit Card “Cash-In Installment Program”
- Promotional Terms and Conditions for CNCBI Credit Card "Retail Purchase Installment Program"
- Terms and Conditions for "Cash Rebate" Rewards Program
- Terms and Conditions for “CNCBI Dual Currency Credit Card Cash Rebate" Rewards Program
- Terms and Conditions for "Bonus Point Rewards Program”
Fees & Charges
- Please refer to respective page on the bank website for the latest Key Facts Statements.
Previous version document and Notice of Changes
e-Banking
Terms and Conditions
- Terms and Conditions for i-banking Service
- Terms and Conditions for inMotion
- Terms and Conditions for eStatement and eAdvice Service
- Risks and Important Notes for e-Statement and e-Advice service
- Applicant Declaration
- CNCBI Open Application Programming Interface (“API”) Portal Terms of Use
- Terms and Conditions for Biometric Authentication Login Service
- Terms and Conditions for Live Chat
- Terms and Conditions for Electronic Message Alert Service
- Terms and Conditions for WeChat Payment Authorization
Previous version document and Notice of Changes
Investments
Terms and Conditions
- Agreement for Market Data Display Services
- Investor Identification Regime for Hong Kong Securities Trading
- Robo360 Advisory Services Supplemental Terms and Conditions
- Terms and Conditions for One Account
- Terms and Conditions for Use of the Mobile Application for inVest by CNCBI
- Terms and Conditions for Biometric Authentication Login Service for inVest by CNCBI
- Terms and Conditions for Foreign Exchange and Gold Margin Trading Service
- Terms and Conditions for Foreign Exchange and Gold Pro Trading Service
- Terms and Conditions for Use of the Mobile Application for FX Go By CNCBI (“FX Go”)
Fees & Charges
Previous version document and Notice of Changes
Personal Loans
Terms and Conditions
- Terms and Conditions for $mart Plus Personal Installment Loan and General Terms and Conditions
- Terms and Conditions for Dollar$mart Personal Installment Loan and General Terms and Conditions
- Terms and Conditions for Personal Loan Under 100% Personal Loan Guarantee Scheme and General Terms and Conditions
- Terms and Conditions for Personal Line of Credit and General Terms and Conditions
Fees & Charges
- Please refer to respective page on the bank website for the latest Key Facts Statements.
Private Banking / CITICdiamond / CITICfirst
Terms and Conditions
Fees & Charges
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