Terms and Conditions / Fees & Charges / Notice of Changes
General
Terms and Conditions
Fees & Charges
Previous version document and Notice of Changes
Credit Cards
Terms and Conditions
- CNCBI Credit Card Credit Cardmember Agreement
- CNCBI Dual Currency Credit Cardmember Agreement
- CNCBI Credit Card(virtual) Credit Cardmember Agreement
- Highlights of CNCBI Credit Cardmember Agreement /Highlights of General Terms and Conditions
- Highlights of CNCBI Dual Currency Credit Cardmember Agreement /Highlights of General Terms and Conditions
- Highlights of CNCBI Credit Card (virtual) Credit Cardmember Agreement
- Promotional Terms and Conditions for CNCBI Credit Card “Cash-In Installment Program”
- Promotional Terms and Conditions for CNCBI Credit Card "Retail Purchase Installment Program"
- Terms and Conditions for "Cash Rebate" Rewards Program
- Terms and Conditions for “CNCBI Dual Currency Credit Card Cash Rebate" Rewards Program
- Terms and Conditions for "Bonus Point Rewards Program”
- Terms and Conditions for CNCBI Jewel World Elite Mastercard and CNCBI Jewel World Elite Mastercard 0.5% Cash Rebate Rewards Program
- Terms and Conditions of CNCBI Credit Card Welcome Offer Promotion
- Terms and Conditions for CNCBI DCH Living Mastercard Card Bonus Point Redemption Program
Fees & Charges
- Please refer to respective page on the bank website for the latest Key Facts Statements.
Previous version document and Notice of Changes
- Notice of Amendments to Key Facts Statement/ CNCBI Credit Card Fees and Charges, CNCBI Credit Cardmember Agreement, CNCBI RMB Credit Cardmember Agreement, CNCBI Credit Card (virtual) Credit Cardmember Agreement, CNCBI Business Cardmember Agreement and CNCBI Dual Currency Credit Cardmember Agreement (Effective dates are specified in the notice)
- Notice of Amendments to Terms and Conditions for CNCBI Credit Card Cash Rebate Rewards Program, CNCBI Dual Currency Credit Card Cash Rebate Rewards Program, CNCBI Jewel World Elite Mastercard® Card and CNCBI Jewel World Mastercard® Card Cash Rebate Rewards Program and CNCBI Credit Cardmember Agreement (Effective dates are specified in the notice)
- Terms and Conditions for CNCBI Credit Card Cash Rebate Rewards Program (Obsoleted by 8 February 2025)
- Terms and Conditions for CNCBI Dual Currency Credit Card Cash Rebate Rewards Program (Obsoleted by 8 February 2025)
- Terms and Conditions for CNCBI Jewel World Elite Mastercard and CNCBI Jewel World Elite Mastercard 0.5% Cash Rebate Rewards Program (Obsoleted by 8 February 2025)
- Notice of Amendments to Key Facts Statement / CNCBI Credit Card Fees and Charges, CNCBI Credit Cardmember Agreement, CNCBI Business Cardmember Agreement, CNCBI RMB Credit Cardmember Agreement and CNCBI Dual Currency Credit Cardmember Agreement (Effective from 2 May 2025)
- CNCBI Credit Cardmember Agreement, CNCBI Business Cardmember Agreement, CNCBI RMB Credit Cardmember Agreement and CNCBI Dual Currency Credit Cardmember Agreement (Obsoleted by 2 May 2025)
- Key Facts Statement / CNCBI Credit Card Fees and Charges (Obsoleted by 2 May 2025)
e-Banking
Terms and Conditions
- Terms and Conditions for i-banking Service
- Terms and Conditions for inMotion
- Terms and Conditions for eStatement and eAdvice Service
- Risks and Important Notes for e-Statement and e-Advice service
- Applicant Declaration
- CNCBI Open Application Programming Interface (“API”) Portal Terms of Use
- Terms and Conditions for Biometric Authentication Login Service
- Terms and Conditions for Live Chat
- Terms and Conditions for Electronic Message Alert Service
- Terms and Conditions for WeChat Payment Authorization
Investments
Terms and Conditions
- Agreement for Market Data Display Services
- Investor Identification Regime for Hong Kong Securities Trading
- Robo360 Advisory Services Supplemental Terms and Conditions
- Terms and Conditions for One Account
- Terms and Conditions for Use of the Mobile Application for inVest by CNCBI
- Terms and Conditions for Biometric Authentication Login Service for inVest by CNCBI
- Terms and Conditions for Foreign Exchange and Gold Margin Trading Service
- Terms and Conditions for Foreign Exchange and Gold Pro Trading Service
- Terms and Conditions for Use of the Mobile Application for FX Go By CNCBI (“FX Go”)
Fees & Charges
Previous version document and Notice of Changes
Personal Loans
Terms and Conditions
- Terms and Conditions for $mart Plus Personal Installment Loan and General Terms and Conditions
- Terms and Conditions for Dollar$mart Personal Installment Loan and General Terms and Conditions
- Terms and Conditions for Personal Loan Under 100% Personal Loan Guarantee Scheme and General Terms and Conditions
- Terms and Conditions for Personal Line of Credit and General Terms and Conditions
Fees & Charges
- Please refer to respective page on the bank website for the latest Key Facts Statements.
Private Banking / CITICdiamond / CITICfirst
Terms and Conditions
Fees & Charges
Previous version document and Notice of Changes
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