China CITIC Bank International

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Enjoy up to HK$20,000 Cash Rewards for your Investment Transactions

From now till 31 December 2022, invest in one or more of the Eligible Investment Products and accumulate your investment transactions to enjoy the offer!

Cash Rewards for Investment Transactions

  For every accumulated Eligible Transaction Amount of Cash Rewards Maximum Cash Rewards
CITICdiamond HK$500,000 or equivalent HK$1,000 HK$20,000
CITICfirst HK$200,000 or equivalent HK$200 HK$5,000

How to get this offer?

  1. Become a CITICdiamond or CITICfirst customer.
  2. Invest in the Eligible Investment Products as defined below via any channels of the Bank during the Promotion Period. One of them must be an investment product that you have not subscribed or set up with the Bank from 1 Oct 2021 to 30 Sep 2022.
Funds

Funds
(Excluding Money Market Fund)

Robo 360 portfolio advisory services

Robo 360 portfolio advisory service

Equity-Linked Investments

Equity-Linked Investments

Bonds

Bonds
(Excluding Retail Bond)

CLD

Currency-Linked Deposit
(Excluding Tenor < 1 Month)

  1. Accumulate your Eligible Transaction Amount to the prescribed value to get the Cash Rewards.

 

Terms and Conditions apply. Please click here for details.

Buy and Get FX offer



Enjoy up to HK$2,500 Cash Rewards for FX transaction

Get extra one month interest rewards for Structured Deposit

Enjoy FX Time Deposit Offer up to 13.8% p.a.

Do you want to?

 

Grasp favorite currency at an attractive rate

Pave the way to overseas No.1 School for your children

Invest in overseas assets to get prepared for your worry-free retirement life

China CITIC Bank International provides different FX promotions to help suit your needs and achieve goal. Let's start now.

 

Offer 1

Enjoy up to HK$2,500 Cash Rewards
for inMotion FX Transaction

From now till 31 December 2022, Eligible Customers1 who have successfully completed FX transactions via inMotion and reached the designated accumulated transaction amount will be entitled to the cash rewards:

Accumulated Foreign Exchange Amount
(HKD equivalent)
Cash
Rewards
HK$300,000 to below HK$500,000 HK$100
HK$500,000 to below HK$1,000,000 HK$200
HK$1,000,000 to below HK$3,000,000 HK$500
HK$3,000,000 to below HK$10,000,000 HK$1,500
HK$10,000,000 or above HK$2,500

1 Eligible Customers refers to customers who did not trade any FX transactions with the Bank from 1 Oct 2021 to 30 Sep 2022.
Terms and Conditions apply. Please click here for details.

Offer 2

Get Extra One Month Interest Rewards
for Structured Deposit

From now till 31 December 2022, get extra one month Interest Rewards by conducting Eligible FX transactions and subscribing 3 months Eligible Structured Deposit via any Branches!

4-Step to get Extra Interest Rewards!

Conduct Eligible FX transactions during the promotion period

Entitle a Quota for Eligible Structured Deposit subscription amount to get Interest Rewards, which is 2x of Eligible FX Transaction amount

Subscribe Eligible 3-month Structured Deposit which has same currency as the Eligible FX transactions in Step 1.

Get extra 1-month Interest Rewards2 for the Eligible Structured Deposit subscription amount3, in addition to the base deposit interest.

2 Interest Rewards refers to the interest rate stated on the Product Term Sheet of Eligible Structure Deposit. If the Product Term Sheet of Eligible Structured Deposit involved Higher and Lower Interest Rate, the Interest Rewards will be calculated by the Lower Interest Rate.
3If customers subscribe an amount of more than the Quota in Step 2, the extra 1-month Interest Rewards will be calculated based on the Quota amount.
Terms and Conditions apply. Please click here for details.

Offer 3

Enjoy FX Time Deposit Offer up to 13.8% p.a.

Perform Eligible FX transactions now and place a time deposit with that exchanged fund with specific tenor to enjoy preferential time deposit rate up to 13.8% p.a.

Click here for more about FX Time Deposit Offer

 

Commission-free trading as you wish


12 months $0 brokerage commission
to buy HK, U.S. Stocks and China A-Shares

China CITIC Bank International provides you with one-stop securities trading services. With a single One Account, you can manage your securities investment in three major stock markets including China, Hong Kong and the United States.

From now till 31 December 2022, open a new One Account to enjoy 12 months $0 brokerage commission for unlimited BUY trades of Hong Kong and U.S. stocks as well as China A-shares via inVest and inMotion#.

12 months $0 brokerage commission for securities purchases

12 months $0 brokerage commission for securities purchases

In addition, all Customers can enjoy fabulous offers# on a series of securities services:

$0 brokerage commission to buy/sell newly listed HK stocks on its first trade day

$0 brokerage commission
to buy/sell newly listed HK stocks on its first trade day

Unlimited free real time quotes for Hong Kong stocks, U.S. stocks and China A-shares

Unlimited free real time quotes
for Hong Kong stocks, U.S. stocks and China A-shares

# Terms and Conditions applied. Please click here for details.

From now on, customers can use our full-function securities trading mobile app inVest to receive comprehensive instant market updates. Simply operate with a single hand, customers can trade stock and seize investment opportunities in 3 major stock markets (HK, US and China A).

Download Now

Download from App Store
Download from Google Play

Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.
App Store is a service mark of Apple Inc., registered in the U.S. and other countries.
Google Play and the Google Play logo are trademarks of Google LLC.

Equity Structured Linked Product(s) are complex investment products involving derivatives. The investment decision is yours but you should not invest in the product unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives. You should not invest in this product based on this material alone.
Equity Linked Products provide no guarantee of return or yield on investment. They are NOT principal protected and investors could lose all of your investment. Please refer to the risk disclosure statements and offering documents for further details. Before making any investment decision, you should read and understand the relevant offering documents for details and the risks involved and carefully consider your financial situation, investment experience and investment objectives. You should seek independent professional advice if needed.

Additional 1-month
coupon distribution


at
5.88% p.a.^

From 1 October 2022 to 31 December 2022, Eligible Customers* successfully complete the subscription of the Eligible Equity Linked Product(s) including Equity-Linked Investments (“ELI”) and Structured Notes (“SN”, also known as Private Placement Note, “PPN”, only available to professional investors.), with the Bank within the Promotion Period, can enjoy:


Additional 1-month coupon distribution, at 5.88%p.a.^


Illustrative Examples


Example 1: Denominated in HKD

Customer A successfully subscribed a Callable ELI with HKD1,000,000 within the Promotion Period:

Extra Coupon Amount = Subscription Amount x Extra Coupon distribution rate = HKD1,000,000 x 0.49%

= HKD4,900


Example 2: Denominated in other currencies

Customer B successfully subscribed a PPR ELI with USD100,000 within the Promotion Period:

Extra Coupon Amount = Subscription Amount x Extra Coupon distribution rate = USD100,000 x 0.49% = USD490

= HKD3,822
(Assume the FX Rate of USD/HKD is 7.8 on Trade Date)
5.88% p.a.
Additional Coupon Distribution for 1 month


The above illustrative examples are hypothetical and provided for illustration purpose on the enhanced coupon amount only. For the actual terms of the products, including but not limited to, the rate, tenor and features, please refer to the terms and conditions set out in the relevant offering and sales documents. The Bank is not making any representations or warranties of future movements of the exchange rates or products in providing the illustrative examples. They do not represent all possible gain or loss outcomes or describe all possible factors that may affect the final product payout. The illustrative examples are for reference only and please do not rely on them when making an investment decision.

^ 0.49% per month
* Eligible Customers are customers of China CITIC Bank International Limited who have not subscribed any eligible Equity Linked Products with the Bank from 18 September 2019 to 17 September 2022.
Terms and Conditions applied. Please click here for details.
For more details, please visit any of our branches or call 2287 6788.

Investment Fund Double Rewards


0% Subscription Fee

Up to HK$12,000
Transfer-In Cash Rewards

China CITIC Bank International provides you with a diversified investment funds platform that allows you to access global investment opportunities. From now until 31 December 2022, you can enjoy the following fabulous offers#.

Offer 1 – 0% Online Investment Fund Subscription Fee Offer

Selected customers1 can enjoy 0% subscription fee offer for subscription via online channels.

  Maximum accumulated transaction amount that can enjoy
"0% Subscription Fee Offer"
CITICdiamond and CITICfirst HK$500,000 or equivalent
General customer HK$100,000 or equivalent

Offer 2 – Up to HK$12,000 Cash Rewards for Fund Transfer-In

HK$300 Cash Rewards for every cumulative fund transfer-in of HK$100,000.

# Terms and Conditions applied. Please click here for details.

1 Only applicable to general customers, CITICfirst and CITICdiamond customers who have not subscribed any Investment Funds during 1 October 2021 to 30 September 2022.


Easy and simple subscription process

Easy and simple subscription process
Activate investment account and subscribe investment funds anytime anywhere easily online

Comprehensive fund choices

Comprehensive fund choices
Over 1,700 investment funds managed by 25 international fund management companies, with different currencies and distribution classes

Free-of-charge analysis tools powered by Morningstar

Free-of-charge analysis tools powered by Morningstar
Search fund choices to meet diverse objectives with our user-friendly tool

Begin your investment from HK$800
Applicable to subscription through online channels (excluding Monthly Investment Plan)

For more details, please visit any of our branches or call 2287 6788.

Important Note:

Some of the investment products are structured products involving derivatives. The investment decision is yours but you should not invest in the product unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives. You should not invest in this product based on this website alone.

Risk Disclosure Statements for Investment Funds

(1) Investment Funds are not equivalent to time deposits or its substitute and provide no guarantee of return or yield on investment. (2) Investors should note that investment involves risk and past performance is not indicative of future performance. The price of the Investment Funds may go down as well as up and may become valueless. It is as likely that losses will be incurred rather than profits made as a result of investing in Investment Funds. In the worst case scenario, the value of the Investment Funds may be substantially less than your investment amount. (3) Investors should consider their own investment objectives, financial resources and relevant circumstances, and read the relevant offering document, terms and conditions and risk disclosure statement before making any investment decision. (4) Investors should carefully read the relevant fund's offering documents (including the investment policy and risk factors stated therein) in details before making any investment decision. If needed, investors should seek independent professional advice.

Risk Disclosure Statements relating to the Robo 360 Advisory Services

(1) Using Robo 360 Advisory Services involve investment risks, market risks, partial execution risks, termination/suspension of Robo 360 Advisory Services, regulatory risks, investment strategy risks, diversification risks, performance risks and limitation of historical data. (2) Whilst the Bank may provide Rebalancing Alerts as it may determine appropriate after its review or upon occurrence of specific events, the Bank will not execute any Rebalancing Instruction automatically. If the investor does not provide Rebalancing Instructions to the Bank or there is any delay in providing such Rebalancing Instructions, the Selected Portfolio may become no longer suitable for the investor and the investor shall bear such consequences. (3) Portfolios construction and rebalancing are generated by a model-driven process according to the portfolio construction and methodologies set out by the Bank. The model is algorithm- and rule-based instead of attempting to recommend positon taking with respect to the direction of markets.

Please refer to Robo 360 Advisory Service Supplemental Terms and Conditions for more details about important information and risk disclosures.

Risk Disclosure Statements for Bonds

(1) Investment involves risk. The prices of bonds can fluctuate, sometimes dramatically. The price of bonds may move up or down, and may become valueless. It is as likely that losses will be incurred rather than profit made as a result of buying and selling bonds. (2) Investing in this product is not equivalent to time deposit. This product is not a protected deposit and is not protected by the Deposit Protection Scheme in Hong Kong. (3) Default/ Credit risk - There is a risk that the issuer may fail to pay you the interest or principal as scheduled. In the worst case scenario, you may not be able to receive back the interest and principal if the issuer defaults on the bond. (4) Interest rate risk - When the interest rate rises, the price of a fixed rate bond will normally drop. (5) Exchange rate risk - If your bond is denominated in a foreign currency, you may face an exchange rate risk if you choose to convert payments made on bond to your home currency. (6) Liquidity risk - If you need to sell the bonds before maturity for an urgent cash-flow need or use the capital for other investments, you may not be able to do this since the liquidity of the secondary bond market could be low. If you choose to sell your bond before it matures, you may lose part or all of your investment. (7) Reinvestment risk - If you hold a callable bond, when the interest rate goes down, the issuer may redeem the bond before maturity. If this happens and you have to re-invest the proceeds, you may not be able to enjoy the same rates of return. (8) Equity risk - If your bond is "convertible" or "exchangeable", you also face equity risk associated with the stock. A fall in the stock price will usually follow by a fall in the bond price.

Risk Disclosure Statements for Equity-Linked Investments (“ELI”)

(1) Equity-linked Investment (ELI) is a structured product and complex investment products involving derivatives. You should exercise caution in relation to this product. (2) ELI is not equivalent to time deposits or its substitute and provide no guarantee of return or yield on investment. It is NOT protected by the Deposit Protection Scheme in Hong Kong. (3) ELI is NOT principal protected and is NOT secured by any asset or collateral. In the worst case scenario, you could lose all of your investment. (4) The maximum potential gain may be limited. It is possible that you may not receive any potential distribution amount for the entire scheduled tenor of this product. You may, at settlement, receive physical delivery of reference asset(s). (5) Investing in ELI is not the same as investing in the reference assets. During the investment period, you have no rights in the reference asset(s). Changes in the market price of the reference asset may not lead to a corresponding change in the market value of, or your potential payout of the product. (6) If you invest in ELI, they are relying upon the creditworthiness of the issuer and, as the case may be, the guarantor and no other person. You may get nothing back if the issuer and/or the guarantor becomes insolvent or defaults in performing its obligations in relation to the product. (7) ELI involves risks, including but not limited to re-investment risk, risks of early termination, limited market making arrangements, conflict of interest, market risk, liquidity risk, currency/exchange rate risk and risks relating to Renminbi. (8) The price or value of the ELIs may move up or down, and may even become valueless. It is as likely that losses will be incurred rather than profit made as a result of subscribing for, buying and selling the ELIs. Past performance is not indicative of future performance. (9) If the ELI is linked to US underlyings, you should also take note on the relevant risks, such as risks relating to difference in trading days and hours and their implications, taxation risks and certain information about the linked stocks may be available in English only. (10) Before making any investment decision, you should read and understand the relevant offering documents for details and the risks involved and carefully consider your financial situation, investment experience and investment objectives. You should seek independent professional advice if needed. (11) ELI is unlisted and not covered by the Hong Kong Investor Compensation Fund. (12) SFC authorization is not a recommendation or endorsement of a product nor does it guarantee the commercial merits of a product or its performance. (13) Limited market making arrangements are available and you may suffer a loss if you sell your ELIs before expiry - ELIs are designed to be held until expiry. If you try to sell your ELIs before expiry, the amount you receive for each ELI may be substantially less than your original investment amount. (14) Potential and actual conflicts of interest may arise from the different roles played by the issuer and its subsidiaries and affiliates in connection with the Product, which may be adverse to your interest in the Product.

Risk Disclosure Statements for Currency-Linked Deposit (“CLD”)

(1) CLD is NOT equivalent to time deposit. It is NOT protected by the Deposit Protection Scheme in Hong Kong. (2) Investing in CLD is not the same as buying the Linked Currency directly. During the Deposit Period, you have no rights in the Linked Currency, and movements in the exchange rate of the Linked Currency may not lead to any corresponding change in your return on CLD. (3) CLD involves risks, including but not limited to derivatives risk, market risk, liquidity risk, credit risk of the Bank, currency risk, risks relating to Renminbi and risks of early termination by the Bank. (4) The maximum potential gain is limited. (5) CLD is NOT principal protected and you could lose all of your deposit amount. (6) Currency-Linked Deposit is not covered by the Hong Kong Investor Compensation Fund.

This webpage does not itself constitute any offer of, or invitation by or on behalf of China CITIC Bank International Limited (the "Bank") to any person to purchase or sell or acquire or invest in any investment products. You should not only base on this webpage alone to make investment decisions.

China CITIC Bank International Limited is an authorized institution under the Banking Ordinance and is regulated by the Hong Kong Monetary Authority.

This webpage has not been reviewed by the Securities and Futures Commission of Hong Kong or any regulatory authority in Hong Kong.

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