China CITIC Bank International

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Enjoy up to HK$20,000 Cash Rewards for your Investment Transactions

From now till 30 September 2023, invest in one or more of the Eligible Investment Products and accumulate your investment transactions to enjoy the offer!

Cash Rewards for Investment Transactions

  For every accumulated Eligible Transactions Amount of Cash Rewards Maximum Cash Rewards
CITICdiamond HK$500,000 or equivalent HK$1,000 HK$20,000
CITICfirst HK$200,000 or equivalent HK$200 HK$5,000

How to get this offer?

  1. Become a CITICdiamond or CITICfirst customer.
  2. Invest in the Eligible Investment Products as defined below via any channels of the Bank during the Promotion Period. One of them must be an investment product that you have not subscribed or set up with the Bank from 1 July 2022 to 30 June 2023.
Funds

Funds
(Excluding Money Market Fund)

Robo 360 portfolio advisory services

Robo 360 portfolio
advisory service

Equity-Linked Investments

Equity-Linked
Investments

Bonds

Bonds
(Excluding Retail Bond)

Structured Notes

Structured Notes

  1. Accumulate your Eligible Transactions Amount to the prescribed value to get the Cash Rewards.

 

Terms and Conditions apply. Please click here for details.

Buy and Get FX Investment Offer!


Enjoy up to HK$18,300 Rewards*


* Terms and conditions apply.

Are you ready for?

 

Grasp favorite currency at an attractive rate

Pave the way to overseas No.1 School for your children

Invest in overseas assets to get prepared for your worry-free retirement life

China CITIC Bank International provides different FX promotions to help suit your needs and achieve goal. Let's start now.

 

 

Offer 1

Up to HK$2,500 Cash Rewards
For inMotion FX Transactions

From now till 30 Sep 2023, Eligible Customers1 can grab “inMotion Exclusive FX Offer” mission at inMotion “Rewards Go!”, and enjoy instant cash rewards up to HK$2,500 after mission completion!

Mission Level Accumulated Foreign Exchange Amount
(HKD equivalent)
Mission Rewards Cash
Rewards
1 HK$100,000 to below HK$300,000 HK$100 HK$100
2 HK$300,000 to below HK$500,000 Extra HK$100 HK$200
3 HK$500,000 to below HK$1,000,000 Extra HK$100 HK$300
4 HK$1,000,000 to below HK$3,000,000 Extra HK$500 HK$800
5 HK$3,000,000 to below HK$5,000,000 Extra HK$700 HK$1,500
6 HK$5,000,000 or above Extra HK$1,000 HK$2,500

1 Eligible Customer refers to customers who did not trade any FX transactions via inMotion during past 12 months.
Terms and Conditions apply. Please click here for details.

Offer 2

Up to HK$15,800 Bonus Interest Rewards
For Currency Linked Deposit

From now till 30 September 2023, Eligible Customers2 who have successfully subscribed Currency Linked Deposit via any channels and reached the designated accumulated transactions amount will be entitled to the extra 2% p.a. Bonus Interest Rewards:

Accumulated CLD Transaction Amount
(HKD equivalent)
Maximum
Rewards
HK$1,000,000 to below HK$2,500,000 HK$300
HK$2,500,000 to below HK$5,000,000 HK$800
HK$5,000,000 to below HK$10,000,000 HK$1,800
HK$10,000,000 to below HK$20,000,000 HK$3,800
HK$20,000,000 to below HK$35,000,000 HK$8,800
HK$35,000,000 or above HK$15,800

2 Eligible Customers refers to CITICfirst, CITICdiamond and Private Banking customers who have not subscribed any Currency Linked Deposit with the Bank during 1 January 2023 to 30 June 2023.
Terms and Conditions apply. Please click here for details.

 

The above guide is for illustration purpose only, the actual transaction details are subjected to revision as per prevailing market conditions.

Offer 3

Extra 1 month Interest Rewards
For FX Structured Deposit

From now till 31 March 2023, CITICfirst, CITICdiamond and Private Banking Customer can get extra one month Interest Rewards by conducting Eligible FX transactions and subscribing 3 months or above Eligible Structured Deposit via any Branches or Phone Banking! The maximum Interest Rewards is HK$50,000 per customer.

4-Step to get Extra Interest Rewards!

Conduct Eligible FX transactions during the promotion period

Entitle a Quota for Eligible Structured Deposit subscription amount to get Interest Rewards, which is 2x of Eligible FX Transaction amount

Subscribe Eligible 3-month or above tenor Structured Deposit which has same currency as the Eligible FX transactions in Step 1.

Get extra 1-month Interest Rewards3 for the Eligible Structured Deposit subscription amount4, in addition to the base deposit interest.

3 Interest Rewards refers to the interest rate stated on the Product Term Sheet of Eligible Structure Deposit. If the Product Term Sheet of Eligible Structured Deposit involved Higher and Lower Interest Rate, the Interest Rewards will be calculated by the Lower Interest Rate.
4If customers subscribe an amount of more than the Quota in Step 2, the extra 1-month Interest Rewards will be calculated based on the Quota amount.
Terms and Conditions apply. Please click here for details.

Offer 4

Up to 14% p.a.
For FX Time Deposit

Perform Eligible FX transactions now and place a time deposit with that exchanged fund with specific tenor to enjoy preferential time deposit rate up to 14% p.a.

Click here for more about FX Time Deposit Offer

 

Special Offer

Enjoy up to 6% Cash Rebate on Foreign Currency Spending by conducting designated FX transactions!
Click here for more details.

Reminder: To borrow or not to borrow? Borrow only if you can repay!

Commission-free trading as you wish


6 months $0 brokerage commission
to buy HK, U.S. Stocks and China A-Shares

China CITIC Bank International provides you with one-stop securities trading services. With a single One Account, you can manage your securities investment in three major stock markets including China, Hong Kong and the United States.

From now till 30 September, open a new One Account to enjoy 6 months $0 brokerage commission for unlimited BUY trades of Hong Kong and U.S. stocks as well as China A-shares via inVest and inMotion#.

6 months $0 brokerage commission for securities purchases

6 months $0 brokerage commission for securities purchases

In addition, all Customers can enjoy fabulous offers# on a series of securities services:

$0 brokerage commission to buy/sell newly listed HK stocks on its first trade day

$0 brokerage commission
to buy/sell newly listed HK stocks on its first trade day

Unlimited free real time quotes for Hong Kong stocks, U.S. stocks and China A-shares

Unlimited free real time quotes
for Hong Kong stocks, U.S. stocks and China A-shares

# Terms and Conditions applied. Please click here for details.

From now on, customers can use our full-function securities trading mobile app inVest to receive comprehensive instant market updates. Simply operate with a single hand, customers can trade stock and seize investment opportunities in 3 major stock markets (HK, US and China A).

Download Now

Download from App Store
Download from Google Play

Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.
App Store is a service mark of Apple Inc., registered in the U.S. and other countries.
Google Play and the Google Play logo are trademarks of Google LLC.

 

Equity Structured Linked Product(s) are complex investment products involving derivatives. The investment decision is yours but you should not invest in the product unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives. You should not invest in this product based on this material alone.
Equity Linked Products provide no guarantee of return or yield on investment. They are NOT principal protected and investors could lose all of your investment. Please refer to the risk disclosure statements and offering documents for further details. Before making any investment decision, you should read and understand the relevant offering documents for details and the risks involved and carefully consider your financial situation, investment experience and investment objectives. You should seek independent professional advice if needed.

Subscribe and Earn More!


Up to HK$8,888
Extra Coupon

From 1 July to 30 September 2023, Eligible Customers* successfully complete the subscription of the Eligible Equity Linked Product(s) including Equity-Linked Investments (“ELI”) and Structured Notes (“SN”, also known as Private Placement Note, “PPN”, only available to professional investors.), with the Bank within the Promotion Period, can enjoy:


Extra Coupon for Equity Linked Products up to HK$8,888

For every accumulated
Eligible Transaction Amount of
Extra Coupon Maximum Extra Coupon
HK$500,000 or equivalent HK$1,888 HK$8,888


Product Features


Higher potential
investment return

Flexible tenor

Investment amount and
various currency choices

Diversified linked stocks
across US and HK stocks market

Knock-in feature (Airbag feature)

Callable feature

Learn More

* Eligible Customers are customers of China CITIC Bank International Limited who have not subscribed any eligible Equity Linked Products with the Bank from 18 June 2022 to 17 June 2023.
Terms and Conditions applied. Please click here for details.
For more details, please visit any of our branches or call 2287 6788.

Investment Fund Double Rewards


0% Subscription Fee

Up to HK$12,000
Transfer-In Cash Rewards

China CITIC Bank International provides you with a diversified investment funds platform that allows you to access global investment opportunities. From now until 30 September 2023, you can enjoy the following fabulous offers#.

Offer 1 – 0% Online Investment Fund Subscription Fee Offer

Selected customers1 can enjoy 0% subscription fee offer for subscription via online channels.

  Maximum Waive of Subscription Fee Amount
(Subscription Fee Rebate)
CITICdiamond and CITICfirst HK$5,000
General customer HK$1,000

Offer 2 – Up to HK$12,000 Cash Rewards for Fund Transfer-In

HK$300 Cash Rewards for every cumulative fund transfer-in of HK$100,000.

# Terms and Conditions applied. Please click here for details.

1 Only applicable to general customers, CITICfirst and CITICdiamond customers who have not subscribed any Investment Funds during 1 July 2022 to 30 June 2023.


Easy and simple subscription process

Easy and simple subscription process
Activate investment account and subscribe investment funds anytime anywhere easily online

Comprehensive fund choices

Comprehensive fund choices
Over 1,700 investment funds managed by more than 20 international fund management companies, with different currencies and distribution classes

Free-of-charge analysis tools powered by Morningstar

Free-of-charge analysis tools powered by Morningstar
Search fund choices to meet diverse objectives with our user-friendly tool

Begin your investment from HK$800
Applicable to subscription through online channels (excluding Monthly Investment Plan)

For more details, please visit any of our branches or call 2287 6788.

Important Note:

Some of the investment products are structured products involving derivatives. The investment decision is yours but you should not invest in the product unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives. You should not invest in this product based on this website alone.

Risk Disclosure Statements for Investment Funds

(1) Investment Funds are not equivalent to time deposits or its substitute and provide no guarantee of return or yield on investment. (2) Investors should note that investment involves risk and past performance is not indicative of future performance. The price of the Investment Funds may go down as well as up and may become valueless. It is as likely that losses will be incurred rather than profits made as a result of investing in Investment Funds. In the worst case scenario, the value of the Investment Funds may be substantially less than your investment amount. (3) Investors should consider their own investment objectives, financial resources and relevant circumstances, and read the relevant offering document, terms and conditions and risk disclosure statement before making any investment decision. (4) Investors should carefully read the relevant fund's offering documents (including the investment policy and risk factors stated therein) in details before making any investment decision. If needed, investors should seek independent professional advice.

Risk Disclosure Statements relating to the Robo 360 Advisory Services

(1) Using Robo 360 Advisory Services involve investment risks, market risks, partial execution risks, termination/suspension of Robo 360 Advisory Services, regulatory risks, investment strategy risks, diversification risks, performance risks and limitation of historical data. (2) Whilst the Bank may provide Rebalancing Alerts as it may determine appropriate after its review or upon occurrence of specific events, the Bank will not execute any Rebalancing Instruction automatically. If the investor does not provide Rebalancing Instructions to the Bank or there is any delay in providing such Rebalancing Instructions, the Selected Portfolio may become no longer suitable for the investor and the investor shall bear such consequences. (3) Portfolios construction and rebalancing are generated by a model-driven process according to the portfolio construction and methodologies set out by the Bank. The model is algorithm- and rule-based instead of attempting to recommend positon taking with respect to the direction of markets.

Please refer to Robo 360 Advisory Service Supplemental Terms and Conditions for more details about important information and risk disclosures.

Risk Disclosure Statements for Bonds

(1) Investment involves risk. The prices of bonds can fluctuate, sometimes dramatically. The price of bonds may move up or down, and may become valueless. It is as likely that losses will be incurred rather than profit made as a result of buying and selling bonds. (2) Investing in this product is not equivalent to time deposit. This product is not a protected deposit and is not protected by the Deposit Protection Scheme in Hong Kong. (3) Default/ Credit risk - There is a risk that the issuer may fail to pay you the interest or principal as scheduled. In the worst case scenario, you may not be able to receive back the interest and principal if the issuer defaults on the bond. (4) Interest rate risk - When the interest rate rises, the price of a fixed rate bond will normally drop. (5) Exchange rate risk - If your bond is denominated in a foreign currency, you may face an exchange rate risk if you choose to convert payments made on bond to your home currency. (6) Liquidity risk - If you need to sell the bonds before maturity for an urgent cash-flow need or use the capital for other investments, you may not be able to do this since the liquidity of the secondary bond market could be low. If you choose to sell your bond before it matures, you may lose part or all of your investment. (7) Reinvestment risk - If you hold a callable bond, when the interest rate goes down, the issuer may redeem the bond before maturity. If this happens and you have to re-invest the proceeds, you may not be able to enjoy the same rates of return. (8) Equity risk - If your bond is "convertible" or "exchangeable", you also face equity risk associated with the stock. A fall in the stock price will usually follow by a fall in the bond price.

Risk Disclosure Statements for Equity-Linked Investments (“ELI”)

(1) Equity-linked Investment (ELI) is a structured product and complex investment products involving derivatives. You should exercise caution in relation to this product. (2) ELI is not equivalent to time deposits or its substitute and provide no guarantee of return or yield on investment. It is NOT protected by the Deposit Protection Scheme in Hong Kong. (3) ELI is NOT principal protected and is NOT secured by any asset or collateral. In the worst case scenario, you could lose all of your investment. (4) The maximum potential gain may be limited. It is possible that you may not receive any potential distribution amount for the entire scheduled tenor of this product. You may, at settlement, receive physical delivery of reference asset(s). (5) Investing in ELI is not the same as investing in the reference assets. During the investment period, you have no rights in the reference asset(s). Changes in the market price of the reference asset may not lead to a corresponding change in the market value of, or your potential payout of the product. (6) If you invest in ELI, they are relying upon the creditworthiness of the issuer and, as the case may be, the guarantor and no other person. You may get nothing back if the issuer and/or the guarantor becomes insolvent or defaults in performing its obligations in relation to the product. (7) ELI involves risks, including but not limited to re-investment risk, risks of early termination, limited market making arrangements, conflict of interest, market risk, liquidity risk, currency/exchange rate risk and risks relating to Renminbi. (8) The price or value of the ELIs may move up or down, and may even become valueless. It is as likely that losses will be incurred rather than profit made as a result of subscribing for, buying and selling the ELIs. Past performance is not indicative of future performance. (9) If the ELI is linked to US underlyings, you should also take note on the relevant risks, such as risks relating to difference in trading days and hours and their implications, taxation risks and certain information about the linked stocks may be available in English only. (10) Before making any investment decision, you should read and understand the relevant offering documents for details and the risks involved and carefully consider your financial situation, investment experience and investment objectives. You should seek independent professional advice if needed. (11) ELI is unlisted and not covered by the Hong Kong Investor Compensation Fund. (12) SFC authorization is not a recommendation or endorsement of a product nor does it guarantee the commercial merits of a product or its performance. (13) Limited market making arrangements are available and you may suffer a loss if you sell your ELIs before expiry - ELIs are designed to be held until expiry. If you try to sell your ELIs before expiry, the amount you receive for each ELI may be substantially less than your original investment amount. (14) Potential and actual conflicts of interest may arise from the different roles played by the issuer and its subsidiaries and affiliates in connection with the Product, which may be adverse to your interest in the Product.

Risk Disclosure Statement for Structured Notes (“SN”, also known as Private Placement Note, “PPN”)

(1) Structured Notes (SN) are a structured products and complex investment products involving derivatives. You should exercise caution in relation to this product and seek independent professional advice when necessary before making investment decisions. (2) SN is unauthorized by any regulatory authority in Hong Kong. Relevant offering documents have not been reviewed by the SFC and you are advised to exercise caution on this product. (3) SN is only available to professional investors. (4) SN is not equivalent to time deposits or its substitute and provide no guarantee of return or yield on investment. It is NOT protected by the Deposit Protection Scheme in Hong Kong. (5) SN is NOT principal protected and is NOT secured by any asset or collateral. In the worst case scenario, you could lose all of your investment. (6) If you invest in SN, they are relying upon the creditworthiness of the issuer and, as the case may be, the guarantor and no other person. Investors may get nothing back if the issuer and/or the guarantor becomes insolvent or defaults in performing its obligations in relation to the product. (7) Limited market making arrangements are available and you may suffer a loss if you sell your SNs before expiry - SNs are designed to be held until expiry. If you try to sell your SNs before expiry, the amount you receive for each SN may be substantially less than your original investment amount. (8) Before making any investment decision, you should read and understand the relevant offering documents for details and the risks involved and carefully consider your financial situation, investment experience and investment objectives. You should seek independent professional advice if needed. (9) SN is unlisted and not covered by the Investor Compensation Fund. (10) The maximum potential gain may be limited. It is possible that you may not receive any potential distribution amount for the entire scheduled tenor of this product. You may, at settlement, receive physical delivery of reference asset(s). (11) Investing in SN is not the same as investing in the reference assets. During the investment period, you have no rights in the reference asset(s). Changes in the market price of the reference asset may not lead to a corresponding change in the market value of, or your potential payout of the product. (12) Potential and actual conflicts of interest may arise from the different roles played by the issuer and its subsidiaries and affiliates in connection with the Product, which may be adverse to your interest in the Product. (13) SN involves risks, including but not limited to, liquidity risk, market risk, exposure to market price movements in case of physical delivery of underlying stock, currency/exchange rate risk, risks relating to RMB, discretion of the calculation agent, potential conflict of interest, settlement disruption, early termination/redemption, hedging risk, no claim against any reference item and extraordinary events. (14) The price or value of the SN may move up or down, and may even become valueless. It is as likely that losses will be incurred rather than profit made as a result of subscribing for, buying and selling the SN. Past performance is not indicative of future performance.

This webpage does not itself constitute any offer of, or invitation by or on behalf of China CITIC Bank International Limited (the "Bank") to any person to purchase or sell or acquire or invest in any investment products. You should not only base on this webpage alone to make investment decisions.

China CITIC Bank International Limited is an authorized institution under the Banking Ordinance and is regulated by the Hong Kong Monetary Authority.

This webpage has not been reviewed by the Securities and Futures Commission of Hong Kong or any regulatory authority in Hong Kong.

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