CITICdiamond offers a full suite of wealth management services, along with a variety of benefits ranging from wellness and fashion, to unique experiences that capture every opportunity life has to offer. Advantages to help you live a diamond grade lifestyle.
| New Fund Amount (in HKD or the equivalent in foreign currency) |
Cash Reward | |
|---|---|---|
| New-To-Bank Customer | Upgraded Customer | |
| HK$4,000,000 or above | HK$4,000 | HK$4,000 |
| HK$1,000,000 - below HK$4,000,000 | - | HK$1,500 |
| Below HK$1,000,000 | - | HK$400 |
| Investment Products Transfer-in Offer | Enjoy HKD1,500 cash reward for every cumulative transfer-in HK$1,000,000 (or its equivalent) of Investment Funds, Bonds, Hong Kong Stocks, U.S. Stocks or China A-Shares. Maximum to enjoy HK$15,000 cash rewards |
| Foreign Exchange Services | Up to 30 pips discount and up to HK$238 cash reward for foreign exchange via inMotion |
| Securities Trading | Up to 24 months $0 brokerage commission for securities purchases |
| Investment Funds | 0.88% subscription fee offer for investment funds |
| Robo 360 | 12 months $0 advisory service fee for Robo 360 Account |
Promotion terms and conditions applied. For details, please click here for the promotion terms and conditions or contact our branch staff.
Enquiry Hotline: 2287 6766
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Important Notes:
Investment funds and Bonds are investment products and some Investment funds may involve derivatives. The investment decision is yours but you should not invest unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives.
Risk Disclosure specific to Bonds:
Investment involves risk. The prices of bonds can fluctuate, sometimes dramatically. The price of bonds may move up or down, and may become valueless. It is as likely that losses will be incurred rather than profit made as a result of buying and selling bonds.
Investing in this product is not equivalent to time deposit. This product is not a protected deposit and is not protected by the Deposit Protection Scheme in Hong Kong.
Default/ Credit risk - There is a risk that the issuer may fail to pay you the interest or principal as scheduled. In the worst case scenario, you may not be able to receive back the interest and principal if the issuer defaults on the bond.
Interest rate risk - When the interest rate rises, the price of a fixed rate bond will normally drop.
Exchange rate risk - If your bond is denominated in a foreign currency, you may face an exchange rate risk if you choose to convert payments made on bond to your home currency.
Liquidity risk - If you need to sell the bonds before maturity for an urgent cash-flow need or use the capital for other investments, you may not be able to do this since the liquidity of the secondary bond market could be low. If you choose to sell your bond before it matures, you may lose part or all of your investment.
Reinvestment risk - If you hold a callable bond, when the interest rate goes down, the issuer may redeem the bond before maturity. If this happens and you have to re-invest the proceeds, you may not be able to enjoy the same rates of return.
Equity risk - If your bond is "convertible" or "exchangeable", you also face equity risk associated with the stock. A fall in the stock price will usually follow by a fall in the bond price.
Risk Disclosure specific to Securities Trading:
Investment involves risks.
The price of securities fluctuates, sometimes dramatically. The price of securities may move down or up and may become valueless. It is as likely that losses will be incurred rather than profits made as a result of buying or selling securities.
Investors should seek advice from own professional advisors as to particular tax position, including but not limited to estate duty and withholding tax that might arise from investing in overseas products.
If investors investing in investment products denominated in non-local currency, one should be aware of the risk of exchange rate fluctuations that may cause a loss of principal.
Before making any investment decision, investors should refer to the terms and conditions of relevant securities trading services and risk disclosure statements and seek professional advice where needed.
Renminbi (RMB) is subject to exchange rate risk. The Hong Kong dollar value of investment will decrease if the RMB depreciates against Hong Kong dollar. Conversion between RMB and other currencies (including Hong Kong dollar) is subject to policy restrictions relating to Renminbi and consequently the relevant regulatory requirements in Hong Kong. Such requirements may be amended subject to changes in the policy restrictions relating to RMB. RMB is not freely convertible at present. The actual conversion arrangement will depend on the restrictions prevailing at the relevant time.
Risk Disclosure specific to Investment Funds:
Investment Funds are not equivalent to time deposits or its substitute and provide no guarantee of return or yield on investment.
Investors should note that investment involves risk and past performance is not indicative of future performance. The price of the Investment Funds may go down as well as up and may become valueless. It is as likely that losses will be incurred rather than profits made as a result of investing in Investment Funds. In the worst case scenario, the value of the Investment Funds may be substantially less than your investment amount.
You should not invest in Investment Funds based on this promotion page alone. Investors should consider their own investment objectives, financial resources and relevant circumstances, and read the relevant offering document, terms and conditions and risk disclosure statement before making any investment decision.
Investors should carefully read the relevant fund's offering documents (including the investment policy and risk factors stated therein) in details before making any investment decision. If needed, investors should seek independent professional advice.
Risk Disclosure Statements for Foreign Exchange:
Foreign currency investments are subject to exchange rate risk which may result in gain or loss. The fluctuation in the exchange rate of foreign currency may result in losses in the event that customer converts the foreign currency into HKD or other foreign currencies. Renminbi is not freely convertible at present. The actual conversion arrangement will depend on the restrictions prevailing at the relevant time.
Risk Disclosure Statements relating to the Robo 360 Advisory Services:
(1) Using Robo 360 Advisory Services involve investment risks, market risks, partial execution risks, termination/suspension of Robo 360 Advisory Services, regulatory risks, investment strategy risks, diversification risks, performance risks and limitation of historical data. (2) Whilst the Bank may provide Rebalancing Alerts as it may determine appropriate after its review or upon occurrence of specific events, the Bank will not execute any Rebalancing Instruction automatically. If the investor does not provide Rebalancing Instructions to the Bank or there is any delay in providing such Rebalancing Instructions, the Selected Portfolio may become no longer suitable for the investor and the investor shall bear such consequences. (3) Portfolios construction and rebalancing are generated by a model-driven process according to the portfolio construction and methodologies set out by the Bank. The model is algorithm- and rule-based instead of attempting to recommend positon taking with respect to the direction of markets.
The above information does not constitute an offer to sell or solicitation for the purchase or sale of any deposit or investment in any products referred to herein.
China CITIC Bank International Limited is an authorized institution under the Banking Ordinance and is regulated by the Hong Kong Monetary Authority.
This promotion page is issued by China CITIC Bank International Limited. Its contents have not been reviewed by the Securities and Futures Commission in Hong Kong.
24-hours Customer Services Hotline : 2287 6766