Hyperlink Policy

Remarks:

1. Only applicable to applicants who do not hold any CNCBI Credit Card principal card in the past 12 months from the approval month of current applications.
2. Each air ticket will be credited to cardmembers' Fortune Wings Club membership account in the format of 26,000 FWC Points, referenced by award tickets redemption chart for Economy Class (R) at Hong Kong Airlines Limited on 1 January 2025, the latest announcement by Hong Kong Airlines shall prevail and may change from time to time. Customer is responsible for all applicable government and airport taxes/fees/charges, passenger fuel surcharge and carrier surcharges upon air ticket redemption
3. Includes the basic Bonus Point offered under the China CITIC Bank International Hong Kong Airlines Mastercard Rewards Program.
4. Cardmembers who successfully activate the Credit Card and make any retail transaction with the Credit Card will receive 2 shareable Hong Kong Airlines airport lounge vouchers, which can be used by the Cardmember or his traveling companions.
5. Subject to the terms and conditions as set by Hong Kong Airlines. Please refer to Hong Kong Airlines' website for details.
6. Cardmembers can enjoy 50% off FWC Points for award ticket redemption and business class upgrade offered by Hong Kong Airlines from time to time.
7. Cardmembers are required to make accumulated retail spending of HK$6,000 or above in the first 2 months from the card issuance date.
8. Cardmembers who accumulate retail spending of HK$3,800 or above with the Motion Credit Card in any calendar month can enjoy 6% Cash Rebate on dining and/or online spending made in the respective calendar month during the promotion period. The 6% Cash Rebate includes the basic Cash Rebate offered under the "Cash Rebate" Rewards Program of the Motion Credit Card; the extra Cash Rebate is subject to a maximum of HK$200 per calendar month.
9. Cardmembers can enjoy 4% Cash Rebate on Renminbi and/or Mobile Wallet (Wechat Pay (HK wallet) and any transactions conducted by Consumer Presented QR code mode in UnionPay App Mobile Payment) spending with CNCBI GBA Dual Currency Credit Card during the promotion period. The 4% Cash Rebate includes the basic Cash Rebate offered under the "CNCBI Dual Currency Credit Card Cash Rebate Rewards Program"; the extra Cash Rebate is subject to a maximum of HK$150 per calendar month. Cardmembers who make single Renminbi spending of CNY4,000 or above with CNCBI GBA Dual Currency Credit Card can enjoy extra 6% Cash Rebate during the promotion period; the extra Cash Rebate is subject to a maximum of HK$250 per calendar month.
10. Cardmembers are required to make accumulated retail spending of HK$10,000 or above in the first 2 months from the card issuance date and hold a valid PAYROLLplus Account.
11. Includes basic Cash Rebate and extra Cash Rebate. The extra Cash Rebate is subject to a maximum of HK$1,000 per calendar month (based on the transaction date shown on the credit card monthly statement). To be eligible for the extra Cash Rebate, Cardmember has to successfully register the PAYROLLplus Account during the promotion period and arrange for his/her monthly salary to be disbursed via Automated Payroll Payments into his/her PAYROLLplus Account. Extra Cash Rebate will be counted for the month with Cardmember's monthly salary of HK$12,000 or above successfully disbursed via Automated Payroll Payments into his/her PAYROLLplus Account.
12. Includes basic Cash Rebate and extra Cash Rebate. The extra Cash Rebate is subject to a maximum of HK$3,800 per calendar month (based on the transaction date shown on the credit card monthly statement).
13. New Cardmembers who make accumulated retail spending of HK$3,800 or above with the Credit Card during the first 2 months from the date of the card issuance will be entitled to HK$800 Cash Rebate; Existing Cardmembers who make accumulated retail spending of HK$3,800 or above with the Credit Card during the first 2 months from the date of the card issuance will be entitled to HK$500 Cash Rebate. Not applicable to Cardmembers who currently hold or have cancelled CNCBI DCH Living Mastercard Card in the past 12 months from approval month of their CNCBI DCH Living Mastercard Card.
14. Includes basic 1X Bonus Point and extra 14X Bonus Points from designated DCH merchants. The monthly maximum of the extra 14X Bonus Points is 200,000 Bonus Points.
15. DCH merchant offers are provided by individual DCH merchants and are subject to additional terms and conditions. Please contact the relevant merchants for details.

The turnaround time of each application and approval may vary, China CITIC Bank International Limited reserves the right to request the applicant to submit extra supporting documents for the approval.

Terms and Conditions of Welcome Offer Promotion
Terms and Conditions of China CITIC Bank International Hong Kong Airlines Mastercard® Rewards Program
Terms and Conditions of China CITIC Bank International Hong Kong Airlines Mastercard® As Low As HK$2 = 1 FWC Point Program
Terms and Conditions of China CITIC Bank International Hong Kong Airlines Mastercard® Airport Lounge Offer
Terms and Conditions of 6% Cash Rebate on Dining and Online Spending Program
Terms and Conditions for "Cash Rebate" Rewards Program
Terms and Conditions of CNCBI GBA Dual Currency Credit Card up to 10% Cash Rebate on RMB and Mobile Wallet Spending Program
Terms and Conditions for CNCBI Dual Currency Credit Card Cash Rebate Rewards Program
Terms and Conditions for CNCBI Jewel World Mastercard 1.5% Cash Rebate Rewards Program
Terms and Conditions for CNCBI Jewel World Elite Mastercard Card 2.5% Cash Rebate Rewards Program
Terms and Conditions for CNCBI Jewel World Elite Mastercard and CNCBI Jewel World Mastercard 0.4% Cash Rebate Rewards Program
Terms and Conditions for CNCBI DCH Living Mastercard Card 15X Bonus Points Program
Terms and Conditions for CNCBI DCH Living Mastercard Card Bonus Points Redemption Program
Terms and Conditions of DCH Merchant Offers
Highlights of CNCBI Credit Cardmember Agreement / Highlights of General Terms and Conditions
CNCBI Credit Cardmember Agreement
General Terms and Conditions
Notice to Customers and Other Individuals Relating to the Personal Data (Privacy) Ordinance and the Code of Practice on Consumer Credit Data ("PICS")
Risk & Important Notes for eStatement and eAdvice Service
Terms & Conditions for eStatement and eAdvice Service
Terms and Conditions of ATM Card

     

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