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* Applicable to single transaction of HK$100 or above and each cardmember can enjoy the offer once at each participating mall during the whole promotion period.
| Spending Tier | Eligible Spending Amount on the Same Day (can accumulate a maximum of 2 electronic payments+) |
Rewards |
| 1 | HK$500 - HK$999 | 5,000 H Coins (equivalent to HK$25) |
| 2 | HK$1,000 - HK$2,999 | 10,000 H Coins (equivalent to HK$50) |
| 3 | HK$3,000 - HK$4,999 | 30,000 H Coins (equivalent to HK$150) |
| 4 | HK$5,000 or above | 50,000 H Coins (equivalent to HK$250) |
+ Each cardmember can accumulate up to 2 machine printed sales invoices of eligible transactions of HK$100 or above that are settled in full with CNCBI Credit Card from different stores in the same mall on the same day. Spending at the same merchant on the same day cannot be split into multiple receipts for multiple redemptions. The same receipt cannot be used to enjoy both offer 1 and offer 2.
^ Only applicable to the hourly car park at Shatin Centre and the hourly private car park at KOLOUR Tsuen Wan I when entering with an Octopus Card.
| H·COINS Participating Malls | Redemption Location | Redemption Time |
| Shatin Centre and Shatin Plaza | Shatin Plaza L3 Concierge | Offers 1 & 2: 12nn – 9pm Offer 3: 7am – 11:45pm |
| KOLOUR Tsuen Wan (KOLOUR Tsuen Wan I & II) |
KOLOUR Tsuen Wan I L1 Concierge | Offers 1 & 2: 12nn – 9pm Offer 3: 7am – 11:59pm |
| KOLOUR Yuen Long | Ground Floor Concierge | Offers 1 & 2: 12nn – 9pm |
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General Terms and Conditions of H·COINS
Remarks:
To borrow or not to borrow? Borrow only if you can repay!
Key Facts Statement (KFS) for Credit Card/ CNCBI Credit Card Fees and Charges
