China CITIC Bank International

Unlock a full range of lifestyle privileges with the CNCBI DCH Living Mastercard Card from everyday food, automobile purchases / leases / maintenance to home appliances. Enjoy unbeatable offers and earn up to 15X Bonus Points¹ daily with the card!

Basic Welcome Offer

Successfully apply from now till 30 June 2026 to enjoy

New Credit Cardmembers²

Cash Rebate³

Existing Credit Cardmembers²

Cash Rebate³

Perpetual Annual Fee Waiver

Spending Rewards

Earn Bonus Points

15X Bonus Points³ when spending at designated DCH Merchants

HK$1 Spending = 15 Bonus Points

Designated DCH Merchants

Living

DCH Living Lifestyle eShop

Motor

DCH Motor Service Centre
DCH Certified Used Car
DCH Mobility
DCH Motor Service Centre – Parts Central
Hong Kong Motor Club eShop
Bentley Hong Kong Showroom (under Dah Chong Hong Holdings)
Honda Hong Kong Showroom (under Dah Chong Hong Holdings)
Nissan Hong Kong Showroom (under Dah Chong Hong Holdings)

Electrical

ahaa
DCHAV Showroom
DCH ToolBox
Electrolux Showroom
Gilman Gallery
I.D. Shop

Basic Spending 1x Bonus Point

HK$1 Spending = 1 Bonus Point

Redeem Rewards⁴

hk$100

DCH Living Lifestyle eShop e-Coupon Code

(Bonus Points Required: 20,000)

Cash Rebate

(Bonus Points Required: 25,000)

Example: Spend HK$1,334 with the Credit Card at designated DCH Merchants

Spending	Basic Bonus Points	Extra Bonus Points	Total Bonus Points	Redeemable Reward	Rebate % equivalent to
HK$1,334	1,334 Bonus Points	18,676 Bonus Points	20,010 Bonus Points	HK$100 DCH Living Lifestyle eShop e-Coupon Code	7.4% Rebate

CNCBI x “DCH” EV Charging Service Offer

From now till 31 March 2026, you can earn HK$10 Cash Rebate⁶ for each single transaction and up to HK$200 Cash Rebate per month for using DCH electronic vehicle charging service⁵ at “DCH” EV charging station (1/F, Dah Chong Hong Group Building, Kowloon Bay)!

DCH Merchants Year-Round Offers⁷

Living

DCH Living Lifestyle eShop

Enter the promo code "LIVINGFOOD" upon checkout to enjoy 5% off all food and wine items (excluding merchant direct products & specified products)

Remarks: Not applicable to products on the ahaa eShop and DCH Foods eShop.

Auto

MOTOGO | Hong Kong Motor Club

New members who register on MOTOGO app with referral code "CITIC26" will receive a welcome gift of 10,000 MOTOS points and a HK$100 voucher

Remarks: Applicable to single purchase of HK$800 or more on the MOTOGO or Hong Kong Motor Club eShop.

DCH Motor Service Centre

30% off Japanese Crystal 9H Car Coating and 7H Aqua Shield
Complimentary Interior Ozone Treatment upon purchase of ALL-in-One Maintenance Plan
Extra 5% off repair labour charges

Remarks: This promotion may not be combined with any other offers. This service is non-transferable, cannot be exchanged for cash, and is non-refundable.

DCH Mobility

Up to 20% off local car rental services
5% off limousine services

DCH Certified Used Cars

Complimentary 7H Glass Coating upon any purchase

Electronics

Gilman Gallery

20% off selected regular-priced items
25% off maintenance renewals with the DCH Toolbox Service Centre

Electrolux Showroom

Up to 20% off selected items
5% off regular-priced items

Remarks: Not applicable to accessories, b-grade/display products, or extended Warranty Services.

DCH AV Showroom

Up to 15% off selected items
10% off regular-priced items

I.D. Shop

10% off regular-priced items

Remarks: Not applicable to computer / notebook / mobile phone purchases.

Remarks:

Promotion period is till 30 June 2026. 15X Bonus Points include basic 1X Bonus Point and the extra 14X Bonus Points from designated DCH merchants. The monthly maximum of 1X basic Bonus Point shall be the Cardmember’s credit limit as approved by the Bank. The monthly maximum of the extra 14X Bonus Points is 200,000 Bonus Points.
New Cardmembers are applicants who do not currently hold and have not cancelled any principal card of CNCBI Credit Card in the past 12 months from the month of approval of their current applications for the CNCBI DCH Living Mastercard Card or else they will be regarded as existing Cardmembers. Welcome Offer is not applicable to Existing Cardmembers who have cancelled any Eligible Credit Card in the past 12 months from month of approval of their CNCBI DCH Living Mastercard Card.
Promotion period is from 1 January 2026 to 30 June 2026. It is required to make retail transactions with the accumulated amount of HK$3,800 in the first 2 months starting from the card issuance month. Eligible Retail Transactions include Local and Overseas Retail Spending, Online Retail Transactions, and Retail Transactions made via mail order or by phone.
Gift must be redeemed through the Bank's mobile application “inMotion App”.
Cardmember must settle the payment in full with the Eligible Credit Card bound at “EV Charging Service (HK)” mobile app.
Each Eligible Cardmember can enjoy the Cash Rebate Offer once per day and subject to a maximum of HK$200 Cash Rebate in each calendar month.
DCH merchant offers are provided by individual DCH merchants and are subject to additional terms and conditions. Please contact the relevant merchants for details.

Disclaimer

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