China CITIC Bank International

Unlock a full range of lifestyle privileges with the CNCBI DCH Living Mastercard Card from everyday food, automobile purchases / leases / maintenance to home appliances. Enjoy unbeatable offers and earn up to 15X Bonus Points¹ daily with the card!

Welcome Gifts

Successfully apply on or before 2 January 2025 to enjoy

New Credit Cardmembers²

Cash Rebate³

Existing Credit Cardmembers²

Cash Rebate³

Perpetual Annual Fee Waiver

Spending Rewards

Earn Bonus Points

15X Bonus Points³ when spending at designated DCH Merchants

HK$1 Spending = 15 Bonus Points

Designated DCH Merchants

Living

DCH Living Online Shopping Platform

Motor

DCH Motor Service Centre
DCH Certified Used Car
DCH Mobility
DCH Motor Service Centre – Parts Central
Hong Kong Motor Club eShop
Bentley Hong Kong Showroom (under Dah Chong Hong Holdings)
Honda Hong Kong Showroom (under Dah Chong Hong Holdings)
Nissan Hong Kong Showroom (under Dah Chong Hong Holdings)

Electrical

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DCHAV Showroom
DCH ToolBox
De Dietrich Galerie
Electrolux Showroom
Gilman.More / Gilman Gallery / Gilman Pop Up / The Crossover by Gilman
SMEG Hong Kong Flagship Store
I.D. Shop

Basic Spending 1x Bonus Point

HK$1 Spending = 1 Bonus Point

Redeem Rewards⁴

hk$100

DCH Living Online Shopping Platform e-Coupon Code

(Bonus Points Required: 20,000)

Cash Rebate

(Bonus Points Required: 25,000)

Example: Spend HK$1,334 with the Credit Card at designated DCH Merchants

Spending	Basic Bonus Points	Extra Bonus Points	Total Bonus Points	Redeemable Reward	Rebate % equivalent to
HK$1,334	1,334 Bonus Points	18,676 Bonus Points	20,010 Bonus Points	HK$100 DCH Living Online Shopping Platform e-Coupon Code	7.4% Rebate

DCH Merchants Year-Round Offers⁵

DCH Living

DCH Living online shopping platform

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【EVERYDAY 2% OFF】 Shop at the DCH Living platform to enjoy 2% discount on all products by entering the promotional code at checkout.
【Every Thursday EXTRA 3% OFF】 Shop at the DCH Living platform on DCH Wines & Foods products every Thursdays to enjoy EXTRA 3% OFF.

【EVERYDAY 2% OFF】and 【Every Thursday EXTRA 3% OFF】discount offers can be used concurrently. Enjoy up to 5% discount offers on DCH Wines and Foods products!

Note: Discount offers do not apply to products on the ahaa eShop and DCH Foods eShop. The maximum discount amount of EVERYDAY 2% OFF offer and Every Thursday EXTRA 3% OFF offer is HK$500 per transaction respectively. Unless otherwise specified, discount offer cannot be used in conjunction with other DCH Living Platform specifics promotional offers.

Auto

Hong Kong Motor Club

Complimentary upgrade to Hong Kong Motor Club Silver membership for 2 years; new members can receive a welcome gift of a HK$80 voucher (upon spending HK$500 or more at the Hong Kong Motor Club e-Shop)

Remarks: Cardmembers are required to register their membership at the Hong Kong Motor Club website and state the first 9 digits of their DCH Living Mastercard Card number under "Remarks" to enjoy the complimentary upgrade offer.

DCH Motor Service Centre

30% off Japanese 7H Acqua Shield and 9H Car Coating Services
10% off vehicle maintenance and safety check
10% off pet-carrying interior cabin intensive cleaning service
A complimentary ADVAN luggage belt upon purchase of 1 full set (4pcs) of Yokohama tires
Complimentary Interior Ozone Treatment

Remarks: Complimentary Interior Ozone Treatment only applies to vehicles bought from Nissan, Honda, NETA, Bentley, and DCH Certified Used Car.

DCH Mobility

Up to 20% off local car rental services
5% off limousine services

DCH Certified Used Cars

HK$1,000 discount for car purchases transacted via website

Electronics

Gilman Gallery

20% off selected regular-priced items
25% off maintenance renewals with the DCH Toolbox Service Centre
Complimentary upgrade to the prestigious EXPERT tier of Gilman.More Membership

Remarks: Cardmembers are required to register in person with their DCH Living Mastercard Card at Gilman shops to enjoy the complimentary Gilman. More Membership upgrade offer.

SMEG Hong Kong Flagship Store

Up to 20% off selected items
10% off regular-priced items

Electrolux Showroom

Up to 20% off selected items
5% off regular-priced items

Remarks: Not applicable to accessories, b-grade/display products, or extended Warranty Services.

DCH AV Showroom

Up to 15% off selected items
5% off regular-priced items

De Dietrich Galerie

10% off regular-priced items

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Complimentary VIP Membership

Remarks: The complimentary VIP Membership must be registered by the Cardmember at ahaa shops by presenting the DCH Living Mastercard Card in person.

I.D. Shop

10% off regular-priced items

Remarks: Not applicable to computer / notebook / mobile phone purchases.

Remarks:

Promotion period is till 2 January 2025. 15X Bonus Points include basic 1X Bonus Point and the extra 14X Bonus Points from designated DCH merchants. The monthly maximum of 1X basic Bonus Point shall be the Cardmember’s credit limit as approved by the Bank. The monthly maximum of the extra 14X Bonus Points is 200,000 Bonus Points.
New Cardmembers are applicants who do not currently hold and have not cancelled any principal card of CNCBI Credit Card in the past 12 months from the month of approval of their current applications for the CNCBI DCH Living Mastercard Card or else they will be regarded as existing Cardmembers. Welcome Offer is not applicable to Existing Cardmembers who have cancelled any Eligible Credit Card in the past 12 months from month of approval of their CNCBI DCH Living Mastercard Card.
Promotion period is till 2 January 2025. It is required to make retail transactions with the accumulated amount of HK$3,800 in the first 2 months starting from the card issuance month. Eligible Retail Transactions include Local and Overseas Retail Spending, Cash Advances(s), Merchant Instalment Plans, Online Retail Transactions, and Retail Transactions made via mail order or by phone.
Gift must be redeemed through the Bank's mobile application “inMotion App”.
DCH merchant offers are provided by individual DCH merchants and are subject to additional terms and conditions. Please contact the relevant merchants for details.

Terms and Conditions of the Welcome Offer
Terms and Conditions for CNCBI DCH Living Mastercard Card 15X Bonus Points Program
Terms and Conditions for CNCBI DCH Living Mastercard Card Bonus Points Redemption Program
Terms and Conditions of DCH Merchant Offers
General Terms and Conditions for CNCBI Credit Cardmembers
CNCBI Credit Card Cardmember Agreement
Terms and Conditions
Privacy Policy Statement
Risk & Important Notes for eStatement and eAdvice Services
Terms & Conditions for eStatement and eAdvice Services
Terms and Conditions for the ATM Card

Reminder: To borrow or not to borrow? Borrow only if you can repay!

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