Key Facts Statement / CNCBI Credit Card Fees and Charges


Apply CNCBI Credit Cards via designated channels to enjoy exclusive offers of up to as below:



Submission Offer^

20,000 H Coins

(Worth HK$100)

plus

Approval Offer*

40,000 H Coins

(Worth HK$200)


= Total up to 60,000 H Coins
(worth HK$300)



Designated application channels

indicator

Existing Banking Customers

Click "Apply Now" button at below table

indicator

New Banking Customers

Download inMotion and apply via “Account Opening” form with promotion code "25HCOINS" being inputted;
or
Click "Apply Now" button at below table



Introduction to CNCBI Credit Cards


Remarks:

^ Required to register at the Extra Welcome Offers Promotion booth located at designated Henderson Land shopping malls on the same day of Eligible Application submission by presenting the Eligible Application reference number and H·COINS account number.

* Required to be approved Eligible Application by the Bank and the newly approved Eligible Credit Card is being activated on or before 31 May 2025.

  1. Promotion period is valid till 2 July 2025. Only applicable to applicants who do not hold any CNCBI Credit Card principal card in the past 12 months from the approval month of current applications.
  2. Each air ticket will be credited to cardmembers' Fortune Wings Club membership account in the format of 26,000 FWC Points, referenced by award tickets redemption chart for Economy Class (R) at Hong Kong Airlines Limited on 1 January 2025, the latest announcement by Hong Kong Airlines shall prevail and may change from time to time. Customer is responsible for all applicable government and airport taxes/fees/charges, passenger fuel surcharge and carrier surcharges upon air ticket redemption
  3. Promotion period is valid till 31 December 2025. Includes the basic Bonus Point offered under the China CITIC Bank International Hong Kong Airlines Mastercard Rewards Program.
  4. Promotion period is valid till 31 December 2025. Cardmembers who successfully activate the Credit Card and make any retail transaction with the Credit Card will receive 2 shareable Hong Kong Airlines airport lounge vouchers, which can be used by the Cardmember or his traveling companions.
  5. Subject to the terms and conditions as set by Hong Kong Airlines. Please refer to Hong Kong Airlines' website for details.
  6. Cardmembers can enjoy 50% off FWC Points for award ticket redemption and business class upgrade offered by Hong Kong Airlines from time to time.
  7. Cardmembers are required to make accumulated retail spending of HK$6,000 or above in the first 2 months from the card issuance date.
  8. Promotion period is valid till 30 June 2025. Cardmembers who accumulate retail spending of HK$3,800 or above with the Motion Credit Card in any calendar month can enjoy 6% Cash Rebate on dining and/or online spending made in the respective calendar month during the promotion period. The 6% Cash Rebate includes the basic Cash Rebate offered under the "Cash Rebate" Rewards Program of the Motion Credit Card; the extra Cash Rebate is subject to a maximum of HK$200 per calendar month.
  9. Promotion period is valid till 30 June 2025. Cardmembers can enjoy 4% Cash Rebate on Renminbi and/or Mobile Wallet (Wechat Pay (HK wallet) and any transactions conducted by Consumer Presented QR code mode in UnionPay App Mobile Payment) spending with CNCBI GBA Dual Currency Credit Card during the promotion period. The 4% Cash Rebate includes the basic Cash Rebate offered under the "CNCBI Dual Currency Credit Card Cash Rebate Rewards Program"; the extra Cash Rebate is subject to a maximum of HK$120 per day and HK$200 per calendar month. Cardmembers who make single Renminbi spending of CNY3,000 or above with CNCBI GBA Dual Currency Credit Card can enjoy extra 6% Cash Rebate during the promotion period; the extra Cash Rebate is subject to a maximum of HK$200 per day and HK$300 per calendar month.
  10. Promotion period is valid till 2 July 2025. Cardmembers are required to make accumulated retail spending of HK$10,000 or above in the first 2 months from the card issuance date and hold a valid PAYROLLplus Account.
  11. Promotion period is valid till 30 June 2025. Includes basic Cash Rebate and extra Cash Rebate. The extra Cash Rebate is subject to a maximum of HK$1,000 per calendar month (based on the transaction date shown on the credit card monthly statement). To be eligible for the extra Cash Rebate, Cardmember has to successfully register the PAYROLLplus Account during the promotion period and arrange for his/her monthly salary to be disbursed via Automated Payroll Payments into his/her PAYROLLplus Account. Extra Cash Rebate will be counted for the month with Cardmember's monthly salary of HK$12,000 or above successfully disbursed via Automated Payroll Payments into his/her PAYROLLplus Account.
  12. Promotion period is valid till 31 December 2025. Includes basic Cash Rebate and extra Cash Rebate. The extra Cash Rebate is subject to a maximum of HK$3,800 per calendar month (based on the transaction date shown on the credit card monthly statement).
  13. Promotion period is valid till 2 July 2025. New Cardmembers who make accumulated retail spending of HK$3,800 or above with the Credit Card during the first 2 months from the date of the card issuance will be entitled to HK$800 Cash Rebate; Existing Cardmembers who make accumulated retail spending of HK$3,800 or above with the Credit Card during the first 2 months from the date of the card issuance will be entitled to HK$500 Cash Rebate. Not applicable to Cardmembers who currently hold or have cancelled CNCBI DCH Living Mastercard Card in the past 12 months from approval month of their CNCBI DCH Living Mastercard Card.
  14. Promotion period is valid till 31 December 2025. Includes basic 1X Bonus Point and extra 14X Bonus Points from designated DCH merchants. The monthly maximum of the extra 14X Bonus Points is 200,000 Bonus Points.
  15. DCH merchant offers are provided by individual DCH merchants and are subject to additional terms and conditions. Please contact the relevant merchants for details.

The turnaround time of each application and approval may vary, China CITIC Bank International Limited reserves the right to request the applicant to submit extra supporting documents for the approval.
The above photos, details and reference price are for reference only. The offers are subject to applicable terms and conditions. Please refer to the terms and conditions for details.

Terms and Conditions of CNCBI Credit Cards Extra Welcome Offers for H·COINS Members
Terms and Conditions of Welcome Offer Promotion
Terms and Conditions of China CITIC Bank International Hong Kong Airlines Mastercard® Rewards Program
Terms and Conditions of China CITIC Bank International Hong Kong Airlines Mastercard® As Low As HK$2 = 1 FWC Point Program
Terms and Conditions of China CITIC Bank International Hong Kong Airlines Mastercard® Airport Lounge Offer
Terms and Conditions of 6% Cash Rebate on Dining and Online Spending Program
Terms and Conditions for "Cash Rebate" Rewards Program
Terms and Conditions of CNCBI GBA Dual Currency Credit Card up to 10% Cash Rebate on RMB and Mobile Wallet Spending Program
Terms and Conditions for CNCBI Jewel World Mastercard 1.5% Cash Rebate Rewards Program
Terms and Conditions for CNCBI Jewel World Elite Mastercard Card 2.5% Cash Rebate Rewards Program
Terms and Conditions for CNCBI Jewel World Elite Mastercard and CNCBI Jewel World Elite Mastercard 0.5% Cash Rebate Rewards Program
Terms and Conditions for CNCBI DCH Living Mastercard Card 15X Bonus Points Program
Terms and Conditions for CNCBI DCH Living Mastercard Card Bonus Points Redemption Program
Terms and Conditions of DCH Merchant Offers
Highlights of CNCBI Credit Cardmember Agreement / Highlights of General Terms and Conditions
CNCBI Credit Cardmember Agreement
General Terms and Conditions
Notice to Customers and Other Individuals Relating to the Personal Data (Privacy) Ordinance and the Code of Practice on Consumer Credit Data ("PICS")
Risk & Important Notes for eStatement and eAdvice Service
Terms & Conditions for eStatement and eAdvice Service
Terms and Conditions of ATM Card

 

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