Experience the ultimate convenience and rewards with China CITIC Bank International JD Mastercard® Card! Designed to integrate seamlessly into your lifestyle, this card offers a comprehensive suite of exclusive benefits across JD group's diverse ecosystem. Elevate your everyday spending with JD's privileges and make every purchase count!
Welcome Offer
Successfully apply from now till 31 December 2026 to enjoy
Up to HK$9001 Cash Rebate for New Cardmembers2
Apply now to grab limited 2X Rewards up to HK$1,8003!
First Year Annual Fee WaiverUp to CNY 220 Bind Card Rewards4
From now till 31 December 2026, bind your China CITIC Bank International JD Mastercard® Card to JD Pay to enjoy
Instant discount
CNY 20
on the transaction with the card at JD App upon spending of CNY 100 or above4
Up to
CNY 200
CNY 20 instant discount for every CNY 200 spent with the card at JD App4
Spending Rewards
Up to 10% Cash Rebate by making eligible spending at designated JD merchants
| Eligible Spending | Eligible Spending at JD App, JD Mall Hong Kong and Kai Bo Food Supermarket | Single Eligible Spending of HK$5,000 or above at JD App, JD Mall Hong Kong, and Kai Bo Food Supermarket |
|---|---|---|
| Cash Rebate Offer | 4% Cash Rebate* | Extra 6% Cash Rebate |
| Maximum Rebate per Calendar Month | HK$200 | HK$300 |
*The 4% Cash Rebate includes the basic Cash Rebate offered under the prevailing “Cash Rebate” Rewards Program of the CNCBI JD Mastercard. For details, please refer to Terms and Conditions for “Cash Rebate” Rewards Program.
JD Merchant Exclusive Offers4
5% OFF
Grab a 5% off5 coupon each for JD App and JD Mall HK on every 18th of the month upon binding the card to JD Pay.
1,000 JING DOU
Gain 1 JING DOU for every CNY 10 spent with the card at JD App, with a maximum of 1,000 per month
JD Merchant Limited-time Offers4
JD Mall HK
- Free mobile screen protector application in-store
- HK$300 Cash Coupon upon bind card within limited time
- Free customized gift upon spending of HK$5,000 or above
JD App
- New JD App user will enjoy CNY 1 for selected products
JDL Express
- 3 coupons of 15% OFF upon binding the card to JD Pay, with a maximum discount of HK$30 each.
Other Features and Benefits
Octopus Automatic Add Value Service
Mobile Payment Service - Apple Pay
Mobile Payment Service - Google Pay
Merchant Instalment Plan
Credit Card “Cash Advance Instalment Programme”
Credit Card “Anytime Instalment” Spending Programme
Apply now to grab limited 2X Rewards up to HK$1,800！
Download
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Submit your application via inMotion
Click side bar menu
[Cards\Credit Card Application
for Selected Customers]
Submit required documents
Please prepare the below application documents before apply
Identity document(s)
Proof of residential address (within 3 months)
Proof of income/asset
(within 1/2 months)
Remarks:
- New cardmembers (as defined in clause 2 below) can enjoy HK$900 Cash Rebate upon accumulative spending of HK$10,000 at designated JD merchants (the “Eligible Spending”, as defined in clause 6 below) in the first 3 months starting from the card issuance month.
- New cardmembers are applicants who do not currently hold and have not cancelled any principal card of CNCBI Credit Card issued by the Bank in the past 12 months from the month of approval of their current applications for a principal card of the Eligible Credit Card.
- The cash rebate will be doubled up to HK$1,800 on the Eligible Spending upon accumulative spending of HK$10,000 in the first 3 months starting from the card issuance month for those New Cardmembers who complete the card application with full documents on or before 20 July 2026.
- The offers of Bind Card Rewards, JD Merchant Exclusive Offers and JD Merchant Limited-time Offers are provided by JD and subject to the related Terms and Conditions, please refer to relevant merchants for details. If there is any discrepancy on the offer details between the Bank and the merchants, the version of JD merchants shall prevail.
- Cardmember may collect one 5% discount coupon for JD App and one 5% discount coupon for JD Mall HK on the 18th day of each calendar month via JD App upon binding the card to JD Pay. The maximum discount for JD App 5% coupon is capped at CNY 500 per transaction, and the maximum discount for JD Mall 5% coupon is capped at HK$250 per transaction. The offer is provided by JD and subject to the related Terms and Conditions. For details, please refer to JD App.
- Eligible Spending include post retail transactions, online transactions, and mail/ phone order(s) at the designated merchants of JD group, including JD App, JD Mall Hong Kong and Kai Bo Food Supermarket. Eligible Spending do not include Redemption Fee, any transactions made via WeChat Pay/WeChatPayHK/Alipay /AlipayHK/PayMe and the monthly repayment amount of merchant instalment plan.
Apply now to grab limited 2X Rewards up to HK$1,8003!
Terms and Conditions for CNCBI JD Mastercard Promotional Program
Highlights of CNCBI Credit Cardmember Agreement and General Terms and Conditions
CNCBI Credit Card Cardmember Agreement
Terms and Conditions
Privacy Policy Statement
Risk & Important Notes for eStatement and eAdvice Services
Terms & Conditions for eStatement and eAdvice Services
Terms and Conditions for the ATM Card
Reminder: To borrow or not to borrow? Borrow only if you can repay!
