Remarks:

1. Each customer is entitled to receive the Prize during the Promotion Period once only.

2. The up to HK$2,000 PAYROLLplus Welcome Reward including up to HK$1,000 Auto Payroll Reward and HK$1,000 CNCBI Jewel World Mastercard® Card Welcome Offer, which need to apply for a designated credit card and meet the designated conditions. For detail please refer to the Promotional Terms and Conditions for PAYROLLplus Account

3. Customer should register MONOPOLY Deposit to enjoy MONOPOLY Deposit bonus interest rates, subject to the fulfillment of respective currency's minimum eligible fund requirement and maximum eligible fund amount cap.

Investment involves risks. 

The price of securities fluctuates, sometimes dramatically. The price of securities may move down or up and may become valueless. It is as likely that losses will be incurred rather than profits made as a result of buying or selling securities. Investors should seek advice from own professional advisors as to particular tax position, including but not limited to estate duty and withholding tax that might arise from investing in overseas products. If investors investing in investment products denominated in non-local currency, one should be aware of the risk of exchange rate fluctuations that may cause a loss of principal. Before making any investment decision, investors should refer to the terms and conditions of relevant Securities Trading Services and risk disclosure statements and seek professional advice where needed. Renminbi (RMB) is subject to exchange rate risk. The Hong Kong dollar value of investment will decrease if the RMB depreciates against Hong Kong dollar. Conversion between RMB and other currencies (including Hong Kong dollar) is subject to policy restrictions relating to Renminbi and consequently the relevant regulatory requirements in Hong Kong. Such requirements may be amended subject to changes in the policy restrictions relating to RMB. RMB is not freely convertible at present. The actual conversion arrangement will depend on the restrictions prevailing at the relevant time.

Terms and Conditions apply. For details:
Promotional Terms and Conditions for PAYROLLplus Account
Promotional Terms and Conditions for PAYROLLplus Bonus Lucky Draw

Reminder: To borrow or not to borrow? Borrow only if you can repay!