Promotions

From 1 January 2020 to 31 January 2020

Important Notes:
Investment funds are investment products and some may involve derivatives. The investment decision is yours but you should not invest unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives.

Successfully register inMotion to enjoy fabulous offers below:

Up to 3.8% p.a. preferential interest rate for 3 months HKD time deposit offer*	HK$50 Cash Reward*	$0 brokerage commission for securities purchases#
0.125% brokerage commission for securities trading	0.88% subscription fee offer for investment funds	Up to 30 pips discount for foreign exchange

Investment involves risks. Relevant Terms and conditions apply to the above offers.

^*Only applicable to customer who currently does not maintain any account or service and/or has not opened, maintained or closed any account or service with China CITIC Bank International Limited (the "Bank") in the 13 months immediately preceding the date of relevant inMotion Services registration.

^#Only applicable to customer who has not maintained any One Account (whether in sole name or joint account) with the Bank within the preceding 12 months from 18 December 2019 and opened a New One Account during the Offer Period, and the related trades have to be executed via inVest, please refer to Terms and Conditions for details.

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Terms and Conditions of inMotion Promotion Offers

General Terms and Conditions

1. Unless otherwise indicated, the promotion period is from 1 January 2020 to 31 January 2020 (both dates inclusive, hereinafter called the “Promotion Period”).
2. Unless otherwise indicated, these promotion offers only apply to New Customer (as defined in Clause 3 below) who has successfully registered the mobile application inMotion Services (“inMotion”) during the Promotion Period.
3. “New Customer” means the customer who currently does not maintain any account or service and/or has not opened, maintained or closed any account or service with China CITIC Bank International Limited (the “Bank”) in the 13 months immediately preceding the customer’s inMotion Services registration date.
4. These promotion offers cannot be used in conjunction with any other promotion offers of the Bank.
5. No part of this promotion offers is transferable, exchangeable, returnable or redeemable for cash.
6. The Bank reserves the right to delete, replace, supplement or amend any of these Terms and Conditions without prior notice, and shall not be responsible for any costs, expenses, losses or liabilities incurred in the event of any matter or dispute arising out of or in connection this promotion offers, the decision of the Bank shall be final and conclusive.
7. Except as otherwise expressly stated in these Terms and Conditions, no one other than a party to these Terms and Conditions may enforce any of their terms under the Contracts (Rights of Third Parties) Ordinance, Cap. 623 of the Laws of Hong Kong. Where any clause of these Terms and Conditions entitles any third party to enforce any term of these Terms and Conditions under the Contracts (Rights of Third Parties) Ordinance, the parties reserve the right to vary that term or any other term of these Terms and Conditions without the consent of that third party.
8. These Terms and Conditions shall be governed by and construed in accordance with the laws of Hong Kong Special Administrative Region and any dispute arising out or in connection therewith shall be referred to the courts of Hong Kong SAR.
9. In the event of any matter or dispute arising out of or in connection with this Promotion, the decision of the Bank shall be final and conclusive.
10. In the event of any inconsistency between the English and Chinese versions of these Terms and Conditions, the English version shall prevail.

A. Terms and Conditions specific to “3 months HKD Time Deposit Offer with up to 3.8% p.a. preferential interest rate” (the “Time Deposit Offer”)

1. The Time Deposit Offer is only applicable to New Customer (as defined in the General Terms and Conditions above) who has successfully set up 3-month HKD time deposit with minimum deposit amount of HKD10,000 and maximum deposit amount of HKD100,000 at the first time through inMotion.
2. The Time Deposit Offer is limited and on first-come-first-served basis during the Promotion Period. Each New Customer can only enjoy the Time Deposit Offer once during the Promotion Period.
3. The Bank reserves the right to amend or revise the interest rate. The interest rate will be confirmed by the Bank at the time the time deposit is placed.
4. The Time Deposit Offer cannot be used in conjunction with any other deposit promotion offers.

B. Terms and Conditions specific to “HKD50 Cash Reward” (the “Cash Reward Offer”)

1. The Cash Reward Offer is only applicable to New Customer (as defined in the General Terms and Conditions above) who has fulfilled ALL the following requirements in inMotion within Promotion Period (“Eligible Customer”) will be entitled to HKD50 cash reward (“Cash Reward”):
   1. Successfully submits an inMotion Deposit Account application (“inMotion Application”);
   2. Successfully opens a Multi-currencies Statement Savings Account (“MCSSA”) after inMotion Application;
   3. Successfully registers i-banking service;
   4. Transfers at least a single transaction of HKD10,000/USD1,500/ RMB10,000 or above to the MCSSA
2. Each Eligible Customer is entitled to the Cash Reward once only during the Promotion Period.
3. The Cash Reward will be credited to the relevant MCSSA on or before  31 May 2020 without prior notice; and the Cash Reward is not transferable.
4. To be eligible for this Cash Reward Offer, Eligible Customer must hold a valid i-banking account AND MCSSA by the time when the Cash Reward is credited. Otherwise, the Cash Reward shall be forfeited absolutely and shall not be paid to the Eligible Customer through any other means.

C. Terms and Conditions specific to “Up to 24 Months $0 Brokerage Commission for Securities Purchases”:

1. The promotion period for the Up to 24 Months $0 Brokerage Commission for Securities Purchases is from 1 January 2020 to 31 January 2020, both dates inclusive (the “Offer Period”).
2. The Up to 24 Months $0 Brokerage Commission for Securities Purchases Offer is only applicable to customers who have (i) not maintained One Account (whether in sole name or joint account) with the Bank within the preceding 12 months from 18 December 2019 and (ii) opened a new One Account during the Offer Period (the “New One Account Customers”).
3. New One Account Customers can enjoy $0 brokerage commission for securities purchases of Hong Kong Stocks, U.S. Stocks and China A-shares executed through the New One Account via inVest (the "Eligible BUY Transactions") within the account opening month and following first 12 months from the account opening date of the New One Account. If the New One Account Customers fulfill one of the following criteria, the New One Account Customers can enjoy additional 12 months $0 brokerage commission:
   1. New One Account Customers maintain the Robo 360 Account on 31 December 2020. If the new One Account is a joint name account, it is applicable only if primary account holder maintains a Robo 360 Account on 31 December 2020; or
   2. The sum of the day end balance on 31 December 2020 of current account, saving account and the One Account “Deposit” under the same relationship is greater than or equal to HKD1,000,000 (HKD equivalent). If the new One Account is a joint name account, the account balance under the sole name of the Eligible Customers will not be counted, and vice versa.
4. New One Account Customers are required to pay all applicable commissions and fees upfront.  The relevant brokerage commission reduction amount entitled in respect of the Eligible BUY Transactions (the "Reduction Amount") will be credited to the customers’ current or savings account according to the schedule as follow:
   

   Transaction month	Reduction Amount credit month
   January to March	May
   April to June	August
   July to September	November
   October to December	February

5. The Up to 24 Months $0 Brokerage Commission for Securities Purchases Offer is not applicable to Private Banking customers, corporate customers and customers who are the employee of the Bank during the Offer Period and at the time of crediting the Reduction Amount.
6. For joint account customers, only the primary account holder is entitled to this offer.
7. Customers must maintain the relevant One Account and current or savings account with the Bank at the time when the Reduction Amount are credited.
8. The Reduction Amount is only applicable to the Bank’s brokerage commission. Other taxes, impositions, levies, fees and charges payable for the transaction, including but not limited to the transaction fees imposed by third parties such as stamp duty, SFC Transaction Levy and the Exchange Trading Fee are not covered.

D. Terms and Conditions specific to “0.125% Brokerage Commission for Securities Trading” (the “Brokerage Commission Offer for Securities Trading”)

1. The promotion period for the Brokerage Commission Offer for Securities Trading is from 1 January 2020 to 31 January 2020, both dates inclusive (the “Offer Period”).
2. The Brokerage Commission Offer for Securities Trading is only applicable to securities customers who have successfully registered inMotion during the Offer Period (the “Eligible inMotion Customer”).
3. Eligible inMotion Customer who trades Hong Kong Stocks, China A-shares or U.S. Stocks via our automated channels (Including: inMotion, inVest, i-banking, CITICmobile or Automated Securities Trading Hotline) from the date of successfully registered with inMotion to the end date of the Offer Period can enjoy commission rate of 0.125% (Minimum Charges: HKD100/CNY85/USD15).
4. If an Eligible inMotion Customer is entitled to more than one concurrently running promotional offer for Securities Trading, the Bank will award the one deemed to be of the highest value to the customer at its discretion.
5. For other fees details of Securities Service, please visit the Bank’s website www.cncbinternational.com or any of our branches for our “Investment Products Service Fees and Charges”.

E. Terms and Conditions specific to 0.88% Subscription Fee Offer for Investment Funds

1. The promotion period for 0.88% Subscription Fee Offer for Investment Funds is from 1 January 2020 to 31 January 2020, both dates inclusive (the “Offer Period”).
2. This 0.88% Subscription Fee Offer is only applicable to customers who subscribe to Investment Funds via inMotion during the Offer Period.
3. This promotion is not applicable to staff of the Bank.

F. Terms and Conditions specific to “Up to 30 pips discount for foreign exchange” Offer (the “Preferential FX Rate Offer”)

1. The Preferential FX Rate Offer is only applicable to the telegraphic transfer (“TT”) rate foreign exchange transactions made via Multi-currencies Statement Savings Accounts/One Account through inMotion during the Promotion Period.
2. The Preferential FX Rate Offer is only applicable to the foreign currencies designated by the Bank.  The Bank has the right to change the designated foreign currencies and/or the applicable pip discount without prior notice.
3. The pip discount entitled by the customers will be determined at the time of transaction.
4. The Preferential FX Rate Offer cannot be used in conjunction with other foreign exchange offers (except otherwise specified).

Risk Disclosure Statements for Foreign Exchange

Foreign currency investments are subject to exchange rate risk which may result in gain or loss. The fluctuation in the exchange rate of foreign currency may result in losses in the event that customer converts the foreign currency into HKD or other foreign currencies. Renminbi is not freely convertible at present. The actual conversion arrangement will depend on the restrictions prevailing at the relevant time.

Risk Disclosure Statements for Securities

Investment involves risks. The price of securities fluctuates, sometimes dramatically. The price of securities may move down or up and may become valueless. It is as likely that losses will be incurred rather than profits made as a result of buying or selling securities. Investors should seek advice from own professional advisors as to particular tax position, including but not limited to estate duty and withholding tax that might arise from investing in overseas products. If investors investing in investment products denominated in non-local currency, one should be aware of the risk of exchange rate fluctuations that may cause a loss of principal. Before making any investment decision, investors should refer to the terms and conditions of relevant Securities Trading Services and risk disclosure statements and seek professional advice where needed. Renminbi (RMB) is subject to exchange rate risk. The Hong Kong dollar value of investment will decrease if the RMB depreciates against Hong Kong dollar. Conversion between RMB and other currencies (including Hong Kong dollar) is subject to policy restrictions relating to Renminbi and consequently the relevant regulatory requirements in Hong Kong. Such requirements may be amended subject to changes in the policy restrictions relating to RMB. RMB is not freely convertible at present. The actual conversion arrangement will depend on the restrictions prevailing at the relevant time.

Risk Disclosure Statements for Investment Funds

(1) Investment Funds are not equivalent to time deposits or its substitute and provide no guarantee of return or yield on investment. (2) Investors should note that investment involves risk and past performance is not indicative of future performance. The price of the Investment Funds may go down as well as up and may become valueless. It is as likely that losses will be incurred rather than profits made as a result of investing in Investment Funds. In the worst case scenario, the value of the Investment Funds may be substantially less than your investment amount. (3) Investors should consider their own investment objectives, financial resources and relevant circumstances, and read the relevant offering document, terms and conditions and risk disclosure statement before making any investment decision. (4) Investors should carefully read the relevant fund's offering documents (including the investment policy and risk factors stated therein) in details before making any investment decision. If needed, investors should seek independent professional advice.

This promotion page does not itself constitute any offer of, or invitation by or on behalf of the Bank to any person to purchase or sell or acquire or invest in any investment products. You should not only base on this promotion page alone to make investment decisions.

This promotion page is issued by China CITIC Bank International Limited. Its contents have not been reviewed by the Securities and Futures Commission of Hong Kong or any regulatory authority in Hong Kong.

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