Investment involves risks. Relevant Terms and conditions apply to the above offers.
1 Eligible Transactions for the total net amount of HK$8,000 or above within the first 3 months of Card issuance (calculated with reference to the transaction dates) is required to enjoy the welcome offer.
2 Up to 2.5% p.a. Preferential Savings Rate includes MONOPOLY Deposit Bonus Interest Rate of 1.5% p.a. and CNCBI Motion Credit Card (Virtual) Spend and Save Offer of 1% p.a. Deposit Bonus Interest Rate. Customer needs to meet designated requirement in order to enjoy up to 2.5%p.a. Preferential Savings Rate during the promotion period (Terms and Conditions apply).
3 Only applicable to customer who has not maintained any One Account (whether in sole name or joint account) with the Bank within the preceding 12 months from 17 June 2021 and opened a New One Account during the Promotion Period, and the related trades have to be executed via inVest or inMotion, please refer to Terms and Conditions for details.
4 General customers who trades Hong Kong Stocks, China A-shares or U.S. Stocks via inMotion or inVest can enjoy a brokerage commission rate of 0.15%; Private Banking, CITICdiamond and CITICfirst customers can enjoy a brokerage commission rate of 0.125%; Minimum Charges: HKD100/CNY85/USD15. For latest fees and charges of Securities Service, please visit or any of our branches for our “Investment Products Service Fees and Charges”.
5 Only applicable to CITICfirst customers, CITICdiamond customers and Private Banking customers of the Bank.
Investment funds are investment products and some may involve derivatives. The investment decision is yours but you should not invest unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives.
Reminder: To borrow or not to borrow? Borrow only if you can repay!
|Registration Date to 31 Oct 2021 (both dates inclusive)||1 – 30 Nov 2021 (both dates inclusive)||1 – 31 Dec 2021 (both dates inclusive)|
|Eligible New Customer||1.50% p.a.||1.50% p.a.||1.50% p.a.|
|Eligible Existing Customer||0.18% p.a.||0.28% p.a.||1.38% p.a.|
|Card Open Month||Card Spending Period||Preferential Saving Period||Reward Period|
|Jul 2021||Jul 2021 – Jun 2022||Jul 2021 – Jun 2022||Aug 2021 – Jul 2022|
|Aug 2021||Aug 2021 – Jul 2022||Aug 2021 – Jul 2022||Sep 2021 – Aug 2022|
|Sep 2021||Sep 2021 – Aug 2022||Sep 2021 – Aug 2022||Oct 2021 – Sep 2022|
|Oct 2021||Oct 2021 – Sep 2022||Oct 2021 – Sep 2022||Nov 2022 – Oct 2022|
|Card Spending Month||Preferential Saving Month||Reward Month|
|First Reward||Jul 2021||Jul 2021||Aug 2021|
|Second Reward||Aug 2021||Aug 2021||Sep 2021|
|Third Reward and so on||Sep 2021||Sep 2021||Oct 2021|
|Last Reward||Jun 2022||Jun 2022||Jul 2022|
General Terms and Conditions
Terms and Conditions of Welcome Offer
Terms and Conditions of up to 5% Online Spending Cash Rebate (“Online Spending Cash Rebate”)
Terms and Conditions of Limited Time Application Offer
|Transaction month||Reduction Amount credit month|
|January to March||May|
|April to June||August|
|July to September||November|
|October to December||February|
|Advisory service fee debit month||Reduction Amount credit month|
|Jan to Mar||May|
|Apr to Jun||Aug|
|Jul to Sep||Nov|
|Oct to Dec||Feb|
|Accumulated Foreign Exchange Amount
|HK$35,000,000 or above||HK$8,888|
|HK$25,000,000 to below HK$35,000,000||HK$6,888|
|HK$15,000,000 to below HK$25,000,000||HK$3,888|
|HK$5,000,000 to below HK$15,000,000||HK$1,088|
Foreign currency investments are subject to exchange rate risk which may result in gain or loss. The fluctuation in the exchange rate of foreign currency may result in losses in the event that customer converts the foreign currency into HKD or other foreign currencies. Renminbi is not freely convertible at present. The actual conversion arrangement will depend on the restrictions prevailing at the relevant time.
Investment involves risks. The price of securities fluctuates, sometimes dramatically. The price of securities may move down or up and may become valueless. It is as likely that losses will be incurred rather than profits made as a result of buying or selling securities. Investors should seek advice from own professional advisors as to particular tax position, including but not limited to estate duty and withholding tax that might arise from investing in overseas products. If investors investing in investment products denominated in non-local currency, one should be aware of the risk of exchange rate fluctuations that may cause a loss of principal. Before making any investment decision, investors should refer to the terms and conditions of relevant Securities Trading Services and risk disclosure statements and seek professional advice where needed. Renminbi (RMB) is subject to exchange rate risk. The Hong Kong dollar value of investment will decrease if the RMB depreciates against Hong Kong dollar. Conversion between RMB and other currencies (including Hong Kong dollar) is subject to policy restrictions relating to Renminbi and consequently the relevant regulatory requirements in Hong Kong. Such requirements may be amended subject to changes in the policy restrictions relating to RMB. RMB is not freely convertible at present. The actual conversion arrangement will depend on the restrictions prevailing at the relevant time.
(1) Investment Funds are not equivalent to time deposits or its substitute and provide no guarantee of return or yield on investment. (2) Investors should note that investment involves risk and past performance is not indicative of future performance. The price of the Investment Funds may go down as well as up and may become valueless. It is as likely that losses will be incurred rather than profits made as a result of investing in Investment Funds. In the worst case scenario, the value of the Investment Funds may be substantially less than your investment amount. (3) Investors should consider their own investment objectives, financial resources and relevant circumstances, and read the relevant offering document, terms and conditions and risk disclosure statement before making any investment decision. (4) Investors should carefully read the relevant fund's offering documents (including the investment policy and risk factors stated therein) in details before making any investment decision. If needed, investors should seek independent professional advice.
(1) Using Robo 360 Advisory Services involve investment risks, market risks, partial execution risks, termination/suspension of Robo 360 Advisory Services, regulatory risks, investment strategy risks, diversification risks, performance risks and limitation of historical data. (2) Whilst the Bank may provide Rebalancing Alerts as it may determine appropriate after its review or upon occurrence of specific events, the Bank will not execute any Rebalancing Instruction automatically. If the investor does not provide Rebalancing Instructions to the Bank or there is any delay in providing such Rebalancing Instructions, the Selected Portfolio may become no longer suitable for the investor and the investor shall bear such consequences. (3) Portfolios construction and rebalancing are generated by a model-driven process according to the portfolio construction and methodologies set out by the Bank. The model is algorithm- and rule-based instead of attempting to recommend positon taking with respect to the direction of markets.
This promotion page does not itself constitute any offer of, or invitation by or on behalf of the Bank to any person to purchase or sell or acquire or invest in any investment products. You should not only base on this promotion page alone to make investment decisions.
This promotion page is issued by China CITIC Bank International Limited. Its contents have not been reviewed by the Securities and Futures Commission of Hong Kong or any regulatory authority in Hong Kong.
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