From 3 January 2025 to 2 July 2025, New Cardmembers1 who successfully apply for CNCBI GBA Dual Currency Credit Card can enjoy 10% Cash Rebate on spending in foreign currency or HK$600 Cash Rebate:
Remarks:
The above photos, details and reference price are for reference only. The offers are subject to applicable terms and conditions. Please refer to the terms and conditions for details.
Unlock an array of spending privileges in Mainland China with your CNCBI GBA Dual Currency Credit Card. A smart tip to bind your card to UnionPay APP before your trip to enjoy a range of instant merchant discounts plus exceptional Cash Rebate reward by card payment and QR code payment!
From 1 January to 30 June 2025, earn up to 10% cash rebate on eligible RMB/mobile wallet^ spending with the card of a maximum of extra HK$500 cash rebate per calendar month:
Spending Categories | • RMB Spending • Mobile Wallet^ Spending |
• RMB Spending (Single spending of CNY3,000 or above) |
|
Cash Rebate Offer | 4% Cash Rebate* | Extra 6% Cash Rebate# | |
Maximum Extra Cash Rebate Amount | Per Day | HK$120 | HK$200 |
Per Calendar Month | HK$200 | HK$300 |
^ Mobile Wallet refer to Wechat Pay (HK Wallet) and Union Pay App Payment (consumer presented QR code payment mode)
* Includes the basic Cash Rebate offered under the "CNCBI Dual Currency Credit Card Cash Rebate" Rewards Program.
# The RMB spending of extra 6% cash rebate does not include all WeChat Pay/ Alipay/ PayMe transactions.
What’s more, there is no foreign currency transaction handling fee with the card!
1Free Global Airport Lounge Benefit with Eligible Spending
From 16 December 2024 to 31 December 2025, get a Free Global Airport Lounge Privilege upon pre-registration on U Rewards at UnionPay App and make eligible spending at offline retail merchants with UnionPay App. Quota applies and on a first-come-first-served basis while quota lasts. The offer is subject to relevant terms and conditions, please refer to here for details.
2Buy One Get One Free for Starred Hotel Buffet and Afternoon Tea
From 26 September 2024 to 31 August 2025, enjoy buy one get one free at over 80 restaurants of luxury hotels in more than 30 cities across Mainland China. Cardmembers are required to make a reservation of the restaurant and timeslot at UnionPay App at least 24 hours in advance. The offer is subject to relevant terms and conditions, please refer to here for details.
Enjoy the following instant discount offers upon designated spending at below merchants with the card during the promotion period:
Area | Merchant | Offer Details (RMB) | Promotion Period |
Mainland China | HEYTEA | Enjoy ¥10 off upon spending ¥30 | From now to 30 June 2025 |
Holiland, Häagen-Dazs | Enjoy ¥20 off upon spending ¥50 | ||
Zuo Ting You Yuan | Enjoy ¥50 off upon spending ¥300 | ||
Jade Garden | Enjoy ¥100 off upon spending ¥300 | ||
Shenzhen | |||
Carrianna Chiu Chow Restaurant, Shunyi Shunde Cuisine, Laurel Restaurant | Enjoy ¥50 off upon spending ¥300 | From now to 31 March 2025 | |
Naixue | Enjoy ¥10 off upon spending ¥30 | Zhongshan | Seaport City Restaurant, Venice Restaurant One Plus One, Choi Heong Yuen Bakery, Neo Mall, Holiday Plaza, Zhongshan Shiqi MixC One, DaXin, COCO City, Lihe Plaza, Zhongshan Yuelai Rainbow Shopping Mall |
Enjoy ¥50 off upon spending ¥200 | From now to 31 March 2025 |
Agile Golf & Country Club | Enjoy ¥100 off upon spending ¥1,000 | ||
Zhan's Garden | Enjoy ¥20 off upon spending ¥100 | Zhuhai | Designated stores of Jinyuan Seafood Restaurant, Xin Hai Li, Hip Seng Seafood Hot Pot. Designated stores of Zhuhai Duty Free, Toys ""R"" Us, L·BABY. Jiuzhou Port, Fumin Gas Station |
Enjoy ¥50 off upon spending ¥300 | From now to 31 March 2025 |
Designated stores of Taifeng Electrical Appliances, Huawei. Zhuhai Charming Holiday Hotel, Fairfield by Marriott Zhuhai |
Enjoy ¥100 off upon spending ¥1,000 |
Tap on “Add Card” in “Card Management”
Input credit card number or scan the card
Confirm mobile no.* and enter required card details
* must be the same as the one previously registered at the Bank
Enter SMS verification code
Set up and confirm your payment PIN
Credit card successfully added
Select “Payment Code”
QR code scanned by merchant (Remark: Payment PIN will be requested for high value transaction)
Payment completed
+ Applicable to merchants with below icon
Remarks of Privilege 1:
Remarks of Privilege 2:
The offer is provided by UnionPay International, and subject to relevant terms and conditions. You may refer to details at UnionPay International webpage. If there is any discrepancy on the privilege details between the Bank and UnionPay International, the version of UnionPay International shall prevail.
Remarks of Privilege 3:
The offer is subject to quotas on a first-come, first-served basis. The offer is provided by UnionPay International, and subject to relevant terms and conditions. Please click here for more details.
The above photos, details and reference price are for reference only. The offers are subject to applicable terms and conditions. Please refer to the terms and conditions for details.
Risk Disclosure Statements for Foreign Exchange
Foreign currency investments are subject to exchange rate risk which may result in gain or loss. The fluctuation in the exchange rate of foreign currency may result in losses in the event that customer converts the foreign currency into HKD or other foreign currencies. Renminbi is not freely convertible at present. The actual conversion arrangement will depend on the restrictions prevailing at the relevant time.
Reminder: To borrow or not to borrow? Borrow only if you can repay!
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