Eng | |

Key Facts Statement

Extra rewards brings you extra joy! CNCBI VISA Platinum Card and CNCBI Motion Credit Card offer 2% unlimited cash rebate for your spending in the first year. Whether you are going on a shopping spree, having a sumptuous meal with friends, shopping online or enjoying a wonderful trip, you can earn more when you spend with your CNCBI Credit Card for a truly rewarding experience!

Exciting Welcome Offers

From now until 31 December 2018, you can enjoy the following rewards upon successful application of CNCBI Credit Card and fulfilment of the spending requirement.

Fabulous welcome gift1 at your choice

1. German Pool Movable Bathroom Heater 2 HTW-220 (white) (Reference price: HK$980)

  • Size: 388(L) x 250(W) x 132(D) mm
  • Weight: 1.9KG
  • Movable with multiple easy installation methods
  • 2 heating modes with cooling fan function
  • Suitable for bathrooms, baby rooms and offices
  • Efficient PTC heating technology with energy-saving mode

2. AKAI 2 in 1 Teppan Shabu 2 XTS-1608 (Reference price: HK$1,290)

  • Size: 510(L) x 308(W) x 180(H) mm
  • Weight: 3KG
  • Safe non-stick grill plate
  • Detachable oil-dripping tray beneath the grill plate with built-in upgraded heating device
  • Separable shabu pot and grill plate design for easy cleaning
  • Heat proof design


Cash Rebate3


Up to PhoenixMiles 4,000KM3
(This offer is only applicable to CNCBI Air China Dual Currency Credit Card application.)

Dual Card Application Reward - HK$100 Cash Rebate

Earn extra HK$100 Cash Rebate upon successful application for CNCBI VISA Platinum Card or CNCBI Motion Credit Card and CNCBI Air China Dual Currency Credit Card and fulfill the spending requirement.

Remarks: The above photos, details and reference price are for reference only. The offers are subject to applicable terms and conditions. Please refer to the terms and conditions for details.
1. Not applicable to any credit card applicant who currently holds or held any other CNCBI Credit Cards issued by the Bank in the 12-month immediately preceding the relevant application for the credit card (excluding supplementary cardmember). Credit card applicant is only entitled to one of the above welcome offers regardless of the number of credit card applied.
2. Applicable to cardmembers with retail spending or cash advances of HK$6,000 or above within the first 3 months of card issuance.
3. Applicable to cardmembers with retail spending or cash advances of HK$3,000 or above within the first 3 months of card issuance.

2% Unlimited Cash Rebate in the First Year

Within the first 12 months after approval of CNCBI VISA Platinum Card or CNCBI Motion Credit Card, you can enjoy 2% unlimited Cash Rebate1  on eligible spending.

Subsequently, you will continue to enjoy 0.55% Basic Cash Rebate.  For every HK$180 spending, you can earn ~ HK$1 Cash Rebate.

The calculation of 2% unlimited Cash Rebate:

1. Calculated per calendar month within the first 12 months upon card approval.

CNCBI Mobile Wallet

CNCBI Credit Card offers you a more flexible way in mobile payments; let you experience a simple, secure and convenience credit card payment. CNCBI Credit Card is now available for Apple Pay and Android Pay2, enabling you to make secure transactions in a blink.

For details, please visit:
Apple Pay: www.cncbinternational.com/applepay
Android Pay: www.cncbinternational.com/androidpay

2. Not applicable to CNCBI Air China Dual Currency Credit Card.

Exclusive Privileges of CNCBI Motion Credit Card

Online Transactions – up to 5% Cash Rebate

With your CNCBI Motion Credit Card, you can also enjoy up to 5% cash rebate1 on online transactions upon accumulating eligible spending of HK$3,000 or above in a month.

The calculation of up to 5% Cash Rebate on Online Transactions:

1. Promotion period is valid from 1 January 2018 to 31 December 2018 (both dates inclusive). Up to 5% Cash Rebate on Online Transactions = 3% Online Transactions Cash Rebate + 2% Spending Cash Rebate for CNCBI VISA Platinum Card and CNCBI Motion Credit Card (includes 1.45% Extra Cash Rebate + 0.55% Basic Cash Rebate). The maximum amount of 3% Online Transactions Cash Rebate is HK$100 per calendar month.

Tap to Pay Function

Enjoy hassle-free Mastercard PayPass contactless transactions embedded with CNCBI Motion Credit Card. You can settle payment easily at merchant outlets in Hong Kong and overseas that have the Mastercard PayPass terminal2.

2. Please visit www.mastercard.com.hk to refer to the list of all merchants accepting Mastercard Paypass in Hong Kong.

Exclusive Privileges of CNCBI Air China Dual Currency Credit Card

Fly to your Dream Destinations with Auto Miles Conversion

HK$/CNY¥ 8 spending =

You can redeem complimentary flight tickets to various destinations with the PhoenixMiles earned:

Air China: Major Chinese cities such as Beijing, Shanghai, Qingdao, Xian, etc
Star Alliance: Taiwan, Japan, USA, Europe, New Zealand, etc

Handling Fee Waiver for Overseas Spending

Make your shopping more fun and rewarding with handling fee waiver for spending made in mainland China and overseas.

Other Travel Benefits

Free access to Plaza Premium Lounge

  • Enjoy maximum 3 times free access to Hong Kong International Airport and Macau International Airport Plaza Premium Lounge per year

Details and reservation: www.unionpaypremium.com.hk/loungebooking

WiFiBB pocket WiFi rental offer

  • Complimentary WiFi package (worth HK$120)
  • Exclusive year-round 20% discount on rental

Details: www.unionpaypremium.com.hk/unionpay-pocket-wi-fi-rental-offers

Explore more travel, entertainment and dining offers at www.unionpaypremium.com/hk/zh/

General Terms & Conditions | Personal Information Collection Statement | Privacy Policy Statement | Disclaimer | Online Security | Regulatory Disclosures | Code of Banking Practice