* It is an example of a new-to-bank customer who joins CITICdiamond. He/she can enjoy up to HK$6,888 reward for New Fund Offer, up to HK$20,000 Referrer Reward, up to HK$288 Referee Incentive, up to HK$1,800 reward for PAYROLLplus Account, and complimentary wellness trial services (valued at HK$3,380). The total value of these rewards is HK$32,356 and is rounded down to nearest thousand. Terms and conditions apply.
| New Fund Amount (in HKD or the equivalent in foreign currency) |
Cash Reward | |
|---|---|---|
| New-To-Bank Customer | Upgraded Customer | |
| HK$10,000,000 or above | HK$6,888 | HK$6,888 |
| HK$4,000,000 to below HK$10,000,000 | HK$4,000 | HK$4,000 |
| HK$0 to below HK$4,000,000 | - | HK$400 |
Notes:
| Investment Funds | 0.88% subscription fee offer via online channels |
| $mart Plus “Zero Cost” Personal Installment Loan | Loan amount as high as HK$2,000,000; APR at 0.02% with handling fee waiver; Full tenor interest rebate upon fulfilling the New Fund Requirement [Details] [Key Facts Statement] |
| PAYROLLplus Account | Welcome Reward up to HK$1,800 [Details] (Successfully arrange for a salary of HK$20,000 or above to be disbursed via Automated Payroll Payments for at least 2 consecutive months) |
| Cash Reward | |
|---|---|
| Referrer | Upon each successful referral - HK$2,000 cash reward (Each Referrer can enjoy up to HK$20,000 cash reward) |
| Referee | HK$288 cash reward |
| Foreign Exchange Services | Up to 30 pips discount and up to HK$638 cash reward for foreign exchange via inMotion |
| Securities Trading | Up to 24 months $0 brokerage commission for securities purchases via inVest / inMotion, and $0 brokerage commission to buy/sell newly listed HK stocks on the first trade day |
| Robo 360 | 12 months $0 advisory service fee for Robo 360 Account |
Reminder : To borrow or not to borrow? Borrow only if you can repay!
Promotion terms and conditions applied. For details, please click here for the promotion terms and conditions or contact our branch staff.
Enquiry Hotline: 2287 6766
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Important Note:
Some of the investment products are structured products involving derivatives. The investment decision is yours but you should not invest in the product unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives. You should not invest in this product based on this promotional material alone.
Risk Disclosure Statements for Foreign Exchange
Foreign currency investments are subject to exchange rate risk which may result in gain or loss. The fluctuation in the exchange rate of foreign currency may result in losses in the event that customer converts the foreign currency into HKD or other foreign currencies. Renminbi is not freely convertible at present. The actual conversion arrangement will depend on the restrictions prevailing at the relevant time.
Risk Disclosure Statements for Securities
Investment involves risks. The price of securities fluctuates, sometimes dramatically. The price of securities may move down or up and may become valueless. It is as likely that losses will be incurred rather than profits made as a result of buying or selling securities. Investors should seek advice from own professional advisors as to particular tax position, including but not limited to estate duty and withholding tax that might arise from investing in overseas products. If investors investing in investment products denominated in non-local currency, one should be aware of the risk of exchange rate fluctuations that may cause a loss of principal. Before making any investment decision, investors should refer to the terms and conditions of relevant Securities Trading Services and risk disclosure statements and seek professional advice where needed. Renminbi (RMB) is subject to exchange rate risk. The Hong Kong dollar value of investment will decrease if the RMB depreciates against Hong Kong dollar. Conversion between RMB and other currencies (including Hong Kong dollar) is subject to policy restrictions relating to Renminbi and consequently the relevant regulatory requirements in Hong Kong. Such requirements may be amended subject to changes in the policy restrictions relating to RMB. RMB is not freely convertible at present. The actual conversion arrangement will depend on the restrictions prevailing at the relevant time.
Risk Disclosure Statements for Investment Funds
(1) Investment Funds are not equivalent to time deposits or its substitute and provide no guarantee of return or yield on investment. (2) Investors should note that investment involves risk and past performance is not indicative of future performance. The price of the Investment Funds may go down as well as up and may become valueless. It is as likely that losses will be incurred rather than profits made as a result of investing in Investment Funds. In the worst case scenario, the value of the Investment Funds may be substantially less than your investment amount. (3) Investors should consider their own investment objectives, financial resources and relevant circumstances, and read the relevant offering document, terms and conditions and risk disclosure statement before making any investment decision. (4) Investors should carefully read the relevant fund's offering documents (including the investment policy and risk factors stated therein) in details before making any investment decision. If needed, investors should seek independent professional advice.
Risk Disclosure Statements relating to the Robo 360 Advisory Services
(1) Using Robo 360 Advisory Services involve investment risks, market risks, partial execution risks, termination/suspension of Robo 360 Advisory Services, regulatory risks, investment strategy risks, diversification risks, performance risks and limitation of historical data. (2) Whilst the Bank may provide Rebalancing Alerts as it may determine appropriate after its review or upon occurrence of specific events, the Bank will not execute any Rebalancing Instruction automatically. If the investor does not provide Rebalancing Instructions to the Bank or there is any delay in providing such Rebalancing Instructions, the Selected Portfolio may become no longer suitable for the investor and the investor shall bear such consequences. (3) Portfolios construction and rebalancing are generated by a model-driven process according to the portfolio construction and methodologies set out by the Bank. The model is algorithm- and rule-based instead of attempting to recommend positon taking with respect to the direction of markets.
This promotional material does not itself constitute an offer of, or an invitation by or on behalf of the Bank to any person to purchase or acquire or invest in any investment products.
China CITIC Bank International Limited is an authorized institution under the Banking Ordinance and is regulated by the Hong Kong Monetary Authority.
This promotional material is issued by China CITIC Bank International Limited. Its contents have not been reviewed by the Securities and Futures Commission in Hong Kong.
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