From now until 31 March 2025 (“Promotion Period”), you’ll enjoy cash rebate when you refer your friends and relatives to join CITICdiamond or CITICfirst!

Referrer successfully refer friends and relative to open below account to enjoy
Referral Reward
HK$1,5001 for each referral	HK$5001 for each referral
Additional reward for referral
If a referee2 successfully joins CITICdiamond / CITICfirst via with your unique referral code, you can enjoy Additional HK$200 Referral Reward Extra HK$200 Deposit Reward3 when the referee deposits HK$10,000 or above
Total reward for each referral
Each Up to HK$1,900 Cash Reward	Each Up to HK$900 Cash Reward
The more you refer, the more rewards to enjoy! Referral Reward for a maximum of 20 successful referrals
Total reward up to HK$38,0004	Total reward up to HK$18,0004

Notes:

1: For you to be eligible for the referral reward, the Referee has to be a New-To-Bank Customer during the Promotional Period, and fulfill Total Balance Growth and Total Balance requirement. For details, please refer to “2025 Q1 Terms and Condition for CITICdiamond / CITICfirst Customer Referral Reward Program”.

2: The referee must be a Hong Kong resident, holding a valid Hong Kong Permanent Identity Card and must be a new customer who has not maintained any bank account or credit card account or service with the Bank within the preceding 12 months.

3: Referrer and Referee are eligible for HK$200 Deposit Reward respectively upon the referee has made deposit(s) of HK$10,000 or above in total to his/her account within 30 calendar days after his/her banking account opening. The deposit has to be in Hong Kong Dollar.

4: Each Referrer can refer more than one Eligible CITICdiamond Referee to become CITICdiamond Customer, Referrer will only be entitled to the Referral Reward for a maximum of 20 successful referrals during the Promotion Period, total Referral Reward up to HK$38,000; Each Referrer can refer more than one Eligible CITICfirst Referee to become CITICfirst Customer, Referrer will only be entitled to the Referral Reward for a maximum of 20 successful referrals during the Promotion Period, total Referral Reward up to HK$18,000.