Extra spending offer
as low as HK$2 = M$1 (M$1 = 1 Mile)

From 5 July to 30 September 2026, spend with designated CNCBI Credit Cards to enjoy Cash Rebate, and earn extra M$1 for every HK$2 eligible retail spending, up to a maximum of M$1,000 (convertible to 1,000 Miles)!

Remarks:

1. Existing customers are current CNCBI Credit Card holders or applicants who have held any principal card of CNCBI Credit Card within the past 12 months from the month of approval.
2. Eligible retail spending includes local and overseas retail purchase, online spending and transactions incurred by way of mail/phone order(s).
3. The existing customer spending offer will be credited between October and December 2026 and will be shown on the credit card monthly statement.

Top-up Spending Offer

From 5 July to 30 September 2026, earn interest and extra Motion$ by accumulating designated retail spending amounts with designated CNCBI Credit Card and placing a 3-month Top-up Spending Time Deposit with designated amounts!

The extra Motion$ that customers entitled to will be calculated based on the credit card retail spending tier fulfilled and the total accumulated Top-up Spending Time Deposit amount made during the promotion period. The relevant spending requirement and extra Motion$ available will be displayed when customers place the Top-up Spending Time Deposit.

Remarks:

1. Eligible retail spending includes local and overseas retail purchase, online spending and transactions incurred by way of mail/phone order(s).
2. Only applicable to Top-up Spending Time Deposit in sole name.
3. For the avoidance of doubt, should the total accumulated Top-up Spending Time Deposit amount made by customers exceed the maximum limit of the tier they have qualified for (based on their eligible retail spending amount), the extra Motion$ will be capped and calculated based on the maximum Time Deposit amount of that qualified tier on a pro-rata basis.
4. Terms and Conditions apply. For details: Terms and Conditions of Top-up Spending Time Deposit

Retail Purchase Installment Offer
Extra M$5,000 plus Monthly Administration Fee as low as 0.16%

From 5 July to 30 September 2026, apply for Credit Card "Retail Purchase Installment Program" via inMotion with designated CNCBI Credit Card. Split any single transaction of HK$30,000 or above to enjoy monthly administration fee as low as 0.16% and receive an extra reward of M$5,000.

Remarks:

1. For installment amount of HK$500,000 or above with standard monthly administration fee of 0.16%, the APRs are as follows: 3.58% for 12-month installment, 3.71% for 24-month installment.
2. For installment amount of HK$30,000 - HK$499,999 with standard monthly administration fee of 0.26%, the APRs are as follows: 5.86% for 12-month installment, 6.04% for 24-month installment, 6.06% for 36-month installment, 6.05% for 48-month installment, and 6.02% for 60-month installment.
3. The APR is calculated in accordance with the practices and methods set out in the relevant guidelines issued by the Hong Kong Association of Banks. An APR is a reference rate which includes the basic interest rate and other applicable fees and charges expressed as an annualized rate.
4. The Bank reserves the right at its sole discretion to determine the monthly administration fee for individual promotions from time to time.
5. Each customer can only enjoy this offer once during the promotion period.