繁 | 简

 

Key Facts Statement / CNCBI Credit Card Fees and Charges



Fly On, Fly More

China CITIC Bank International and Hong Kong Airlines have launched a co-branded credit card which enables you to earn FWC points automatically by spending with the card and enjoy a variety of travel upgrade privileges, allowing you to redeem award tickets and upgrade offers faster and easier, and enjoy a different experience.

Welcome Offer

Promotion Period: From now till 2 July 2025

New Cardmembers1 who successfully apply for China CITIC Bank International Hong Kong Airlines Mastercard can enjoy welcome offer of up to 104,000 FWC points (equivalent to 4 pieces of round-trip economy class air tickets to Okinawa/Shanghai). You can even log in to inMotion immediately after activating your card to redeem the welcome gift first, and accumulate spending later. Fly whenever you want!


FWC Points2 Equivalent to the number of round-trip air ticket to Okinawa/Shanghai3 Redemption Fee4 Accumulate Retail Spending Amount5
(in 150 days from card issuance date)
26,000 1 Not applicable HK$25,000
52,000 2 HK$800 HK$40,000
78,000 3 HK$1,600 HK$55,000
104,000 4 HK$2,400 HK$70,000

How to redeem welcome offer via inMotion

Spending Rewards6

As low as HK$2 = 1
FWC Point

Auto-conversion with no handling fee

Promotion Period: From now till 31 December 2025


Hong Kong Airlines Privileges

2 Hong Kong Airlines Airport
Lounge Vouchers

Designated Check-in Counter, Priority Luggage and Priority Boarding

50% off FWC Points for Ticket Redemption on Selected Destinations

50% off FWC Points for Business Class Upgrade

Up to Extra 2,000 FWC Points for Ticket Purchase via Hong Kong Airlines Website and Mobile App

10% off Onboard Duty-free Items


Promotion Period: From now till 31 December 2025

  • Cardmembers who successfully activate their credit cards and make any retail purchases with the card will receive 2 shareable Hong Kong Airlines airport lounge vouchers, which can be used by the cardmember or their traveling companions.
  • Cardmembers can also redeem extra lounge vouchers through inMotion with a redemption fee of HK$60 per voucher (required to have accumulated retail spending of HK$3,000 or above from the redemption date to the end of the next calendar month for each voucher redeemed)7.

Terms and Conditions apply, please click here for details.

How to redeem lounge vouchers via inMotion

Cardmembers who are travelling on Hong Kong Airlines flights departing from Hong Kong may check in at the designated check-in counter, enjoy priority luggage service and use the same boarding line for business class passengers with a maximum of one companion.

Hong Kong Airlines Terms and Conditions apply, please refer to Hong Kong Airlines website for details.

50% off FWC points for award ticket redemption launched by Hong Kong Airlines from time to time
(applicable to designated departure dates and routes)

50% off FWC points for business class upgrade launched by Hong Kong Airlines from time to time
(applicable to designated departure dates and routes)

Promotion Period: From now till 31 December 2025

Enjoy the following extra FWC points upon purchase of air tickets via Hong Kong Airlines official website or mobile app at designated amounts:

Designated Amounts Extra FWC Points
HK$3,000 – HK$4,999 300 FWC Points
HK$5,000 – HK$9,999 500 FWC Points
HK$10,000 – HK$14,999 1,000 FWC Points
HK$15,000 – HK$19,999 1,500 FWC Points
HK$20,000 – HK$24,999 2,000 FWC Points

Hong Kong Airlines Terms and Conditions apply, please refer to Hong Kong Airlines website for details.

Enjoy 10% off onboard duty-free items with the card

Hong Kong Airlines Terms and Conditions apply, please refer to Hong Kong Airlines website for details.

Other Travel Privileges

Free Travel Insurance Protection

Enjoy complimentary travel insurance with coverage amount up to US$100,000 per trip for card holders (up to 50% coverage for family members)

Complimentary 12 months HoteLux Elite Membership

Elite membership offers include 1,000 HoteLux points, complimentary breakfast, complimentary room upgrade*, early check-in*, late check-out*, up to US$200 hotel dining & spa credits etc.

* Subject to availability

Global Hotel Offers

One night free and other offers in a collection of participating luxurious hotels, up to 12% off at Agoda and up to 10% cashback at Booking.com.





Key Features and Benefits

Merchant Installment Plan
Octopus Automatic Add Value Service
Credit Card Cash-in Installment Program
Card Retail Purchase Installment Program
Debt Consolidation
Mobile Payment Service - ApplePay
Mobile Payment Service - GooglePay
Up to 57 days interest-free repayment period
First Year Annual Fee Waiver

Reminder: To borrow or not to borrow? Borrow only if you can repay!

App Store立即下載    Google Play立即下載   

If your Android device does not have Google Play nor HUAWEI AppGallery, please click here to download. Learn more about our Hyperlink Policy.

Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.
App Store is a service mark of Apple Inc., registered in the U.S. and other countries.
Google Play and the Google Play logo are trademarks of Google LLC.
Huawei Services (Hong Kong) Co., Limited. HUAWEI EXPLORE IT ON AppGallery and the HUAWEI EXPLORE IT ON AppGallery logo are the registered trademarks of Huawei Technologies Co., Limited.

 

Round-trip Air Tickets to Okinawa

Remarks:

  1. New Cardmembers are applicants who do not currently hold and have not cancelled any principal card of CNCBI Credit Card issued by China CITIC Bank International Limited in the past 12 months from the approval month of their current applications for a principal card of the China CITIC Bank International Hong Kong Airlines Mastercard.
  2. The FWC Points will be credited to the Fortune Wings Club membership account according to the Bank's record within 15 working days from the welcome offer redemption day.
  3. Referenced by award tickets redemption chart at Hong Kong Airlines on 1 January 2025, the latest announcement by Hong Kong Airlines shall prevail. Customer is responsible for all applicable government and airport taxes/fees/charges, passenger fuel surcharge and carrier surcharges upon air ticket redemption.
  4. The redemption fee will be charged to the China CITIC Bank International Hong Kong Airlines Mastercard within 10 working days from the welcome offer redemption day.
  5. If a Cardmember cannot fulfill the related accumulated retail spending amount after welcome offer redemption, the Bank will charge administration fee to the China CITIC Bank International Hong Kong Airlines Mastercard as below within 8 months from card issuance date without prior notice.
    FWC Points Redeemed Administration Fee
    26,000 HK$1,800
    52,000 HK$3,600
    78,000 HK$5,400
    104,000 HK$7,200
  6. Includes the basic Bonus Points offered under China CITIC Bank International Hong Kong Airlines Mastercard Rewards Program.
  7. The extra lounge voucher will be available at Cardmember's inMotion account and the redemption fee will be deducted from the China CITIC Bank International Hong Kong Airlines Mastercard account within 5 working days after redemption confirmation. If the Cardmember cannot fulfill the related spending requirement during the spending period, an administration fee of HK$300 will be deducted by the Bank from the related Credit Card account for each lounge voucher redeemed within 3 months after the end of the spending period or at the time the Credit Card is terminated, whichever earlier without prior notice.

The turnaround time of each application and approval may vary, China CITIC Bank International Limited reserves the right to request the applicant to submit extra supporting documents for the approval.
The above photos, details and reference price are for reference only. The above offers are subject to applicable terms and conditions. Please refer to the relevant terms and conditions for details.

Terms and Conditions of Welcome Offer Promotion Terms and Conditions of China CITIC Bank International Hong Kong Airlines Mastercard Rewards Program Terms and Conditions of China CITIC Bank International Hong Kong Airlines Mastercard As Low As HK$2 = 1 FWC Point Program Terms and Conditions of CNCBI Hong Kong Airlines Mastercard Airport Lounge Offer Highlights of CNCBI Credit Cardmember Agreement / Highlights of General Terms and Conditions CNCBI Credit Cardmember Agreement General Terms and Conditions Notice to Customers and Other Individuals Relating to the Personal Data (Privacy) Ordinance and the Code of Practice on Consumer Credit Data ("PICS") Risk & Important Notes for eStatement and eAdvice Service Terms & Conditions for eStatement and eAdvice Service Terms and Conditions of ATM Card

 

General Terms & Conditions | Personal Information Collection Statement | Privacy Policy Statement | Disclaimer | Online Security | Regulatory Disclosures | Code of Banking Practice
© 中信銀行（國際）有限公司版權所有。
© China CITIC Bank International Limited. All rights reserved.
Caring Company Logo by the Hong Kong Council of Social Service