China CITIC Bank International

Remarks:

The Foreign Currency Spending Program is only applicable to principal and supplementary cardmembers of the CNCBI Motion Credit Card and CNCBI Motion Credit Card (virtual) (“Motion Credit Card”).
From 1 July 2023 to 31 October 2023 (“Promotion Period”), Cardmember can enjoy extra 6% cash rebate on eligible foreign currency spending made with his/her Motion Credit Card. Each Eligible Cardmember is entitled to a maximum of HK$10,800 Extra Cash Rebate within the Promotion Period.
Eligible Foreign Currency Spending includes posted retail and online transactions settled in any non-Hong Kong dollars.
Eligible Foreign Currency Spending does not include all WeChat Pay/ Alipay/ PayMe transactions.
Up to $12,400 cash rebate includes 10% cash rebate (maximum of HK$1,000) on spending in Foreign Currencies in the first 3 months (“Spending Period”) Summer Spending Extra 6% Cash Rebate on spending in Foreign Currencies (maximum of HK$10,800) and year round 6% cash rebate on Dining, Online and Foreign Currency Spending (maximum of HK$200 extra cash rebate in each month, up to HK$600 cash rebate within spending period). Please refer to www.cncbinternational.com/card_en for the above Cash Rebate details.
The Bank determines whether a spending is an Eligible Transaction based on the transaction type and merchant code defined by Mastercard HK or a merchant’s acquiring bank at its sole and absolute discretion. The Bank has no obligation to clarify the eligibility of a spending before the Cardmember conducts the transaction. The Bank’s decision on the eligibility of a spending shall be final and conclusive.

The above photos, details and reference price are for reference only. The offers are subject to applicable terms and conditions. Please refer to the terms and conditions for details.

New Cardmembers¹ who successfully apply for CNCBI Motion Credit Card can enjoy one of the following welcome offers:

Welcome Offer

10% Cash Rebate on spending in foreign currencies²

Promotion Period: From now till 31 December 2026
10% Cash Rebate on Eligible Spending in Foreign Currencies made with the Motion Credit Card in the first 3 months starting from the card issuance date, subject to a maximum of HK$1,000 Cash Rebate

HK$600 Cash Rebate

Promotion Period: From now till 31 December 2026
Make Eligible Retail Transactions³ with CNCBI Motion Credit Card with the accumulated amount of HK$6,000 in the first 2 months starting from the card issuance date can enjoy HK$600 Cash Rebate

Up to M$10,000

Promotion Period: From now till 31 December 2026
Enjoy M$1 for every HK$1 Eligible Retail Transactions made with CNCBI Motion Credit Card (virtual) within the first 2 months from the card issuance date, up to a maximum of M$10,000 (convertible to 10,000 Miles*)

Lucky Draw for Air Tickets and FWC Points

Promotion Period: From now till 31 December 2026
Successfully apply for a credit card/ debit card or make every single eligible spending⁴ of HK$200 or above with the card will be entitled to lucky draw chance!

Important Note for Winners:
To claim your Lucky Draw Prize or Top Spender Award, you must hold a valid CNCBI Hong Kong Airlines Mastercard® on or before 15 Feb 2027 and ensure your linked FWC membership account remains active at the time of the lucky draw (24 February 2027) and prize distribution (on or before 31 March 2027).

First Year Annual Fee Waiver

Apply Online

Apply online

Online Application Document Upload

Remarks:

New Cardmembers are applicants who do not currently hold and have not cancelled any principal card of CNCBI Credit Card in the past 12 months from the month of approval of their current applications for a principal card of the CNCBI Credit Cards.
Eligible spending in foreign currencies include posted retail and online transactions settled in any non-Hong Kong dollars.
Eligible Retail Transactions including local and overseas retail spending, online retail transaction(s) and retail transaction(s) incurred by way of mail/phone order(s).
During the Promotion Period, Eligible Customer using any CNCBI credit cards (except Business Card) issued by the Bank to make an Eligible Spending of HK$200 equivalent or above will earn one lucky draw chance for each transaction; and two lucky draw chances for each transaction if the Eligible Spending is an Eligible Foreign Currency Spending of HK$200 equivalent or above. For CITICdiamond customers, the chance(s) will be doubled. Eligible spending includes posted retail transactions, online transactions, retail transactions incurred by way of mail/phone order(s) (the “Eligible Spending”). For the avoidance of doubt, transactions which shall not be considered as Eligible Spending include, but not limited to, WeChat Pay/ WeChat Pay HK/ Alipay/ AlipayHK/ PayMe/ FPS transactions, autopay, ATM/ online bill payment (including but without limitation tax, parking, tolls, rent and utilities payment), Octopus Automatic Add-Value Service payment, balance transfers, the monthly repayment amount of Merchant Instalment Plan, repayments of Cash-in Program, Dollar$mart Personal Installment Loan, $mart Plus Installment loan, monthly repayments of Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan and Tax Interest Free Flexi Installment Program, handling fees and fees and charges, contribution to any unit trust /monthly investment plan, relevant insurance payment, payments to the Inland Revenue Department, purchase of casino chips, annual fees, finance charges, transaction made via mobile app/ funds transfer and merchant transaction via electronic fund transfer platform/ reload of e-wallets (include but not limited to any transfer made via person to person (P2P) payment services) and any other types of electronic transaction specified by the Bank from time to time, other banking service charges, any unposted/cancelled/ refunded/ invalid/ unauthorized transactions and any other types of transactions specified by the Bank from time to time. Whether a transaction is eligible is subject to the Bank’s (in its sole and absolute discretion) satisfaction and confirmation. In case of any dispute, the decision of the Bank shall be final and binding on Cardmembers. Foreign exchange involves exchange rate risk.

*The Bank has the right to specify and vary the types of rewards offered and the required amount of Motion$ for redemption at its sole discretion without prior notice. Customer may refer to inMotion for the list of available rewards and their respective redemption requirements. Terms and Conditions of Motion$

The above photos, details and reference price are for reference only. The offers are subject to applicable terms and conditions. Please refer to the terms and conditions for details.

6% Cash Rebate
on Dining and Online Spending Offer

From now till 31 December 2026, spend with your CNCBI Motion Credit Card to earn up to
6% cash rebate on dining and online Spending!

Key Features and Benefits

Basic Cash Rebate

Merchant Installment Plan

Octopus Automatic Add Value Service

Credit Card Cash-in Installment Program

Card Retail Purchase Installment Program

Debt Consolidation

Mobile Payment Service - ApplePay

Mobile Payment Service - GooglePay

Up to 57 days interest-fee repayment period

Remarks:

Cardmembers who accumulate eligible retail transactions of HK$3,800 or above with the Motion Credit Card in a calendar month can enjoy 6% cash rebate on eligible dining and/or online spending during the Promotion Period. The 6% cash rebate includes the 0.4% basic cash rebate offered under the “Cash Rebate” Rewards Program of the Motion Credit Card and the 5.6% extra cash rebate offered under the 6% Cash Rebate on Dining and Online Spending Offer.
The 5.6% extra cash rebate is subject to a maximum of extra HK$200 cash rebate per calendar month (based on the transaction date shown on the credit card monthly statement).
Eligible dining spending includes retail transactions made at all local and/or overseas food and beverage outlets according to the merchant codes/transaction types defined by MasterCard Asia/Pacific (Hong Kong) Limited or the merchant's acquiring bank, regardless of the transaction country and currency. Transactions made in hotel dining spots, hotel banquet, private parties/functions, private room events, private kitchen, food and beverage outlets in food courts/supermarkets/department stores, associations/club houses and bakeries are excluded from the eligible dining spending.
Eligible online spending includes retail transactions made via internet according to the merchant codes/transaction types defined by MasterCard Asia/Pacific (Hong Kong) Limited or the merchant's acquiring bank, regardless of the transaction country and currency. Transactions made at any online supermarkets are excluded from the eligible online spending.
Eligible Dining Spending and Eligible Online Spending do not include all WeChat Pay/ WeChat Pay HK/ Alipay/ AlipayHK/ PayMe/ FPS transactions.
The monthly maximum cap of basic cash rebate is HK$400. The maximum amount of the monthly basic cash rebate shall be to multiply the applicable basic cash rebate percentage by i) cardmember's credit limit or ii) first HK$100,000 of basic cash rebate eligible transactions in the month (whichever is lower). For the details of “Cash Rebate Rewards Program”, please click here.
The Bank determines whether a spending is an Eligible Transaction based on the transaction type and merchant code defined by Mastercard HK or a merchant’s acquiring bank at its sole and absolute discretion. The Bank has no obligation to clarify the eligibility of a spending before the Cardmember conducts the transaction. The Bank’s decision on the eligibility of a spending shall be final and conclusive.

The above photos, details and reference price are for reference only. The offers are subject to applicable terms and conditions. Please refer to the terms and conditions for details.