Discover Jewel World Elite Mastercard Card Exclusive First-Class Privileges

2.5% Cash Rebate
Enjoy up to 2.5% cash rebate^
on retail spending all year round

Curated Dining Privileges
Enjoy a refined dining experience at renowned high-end private clubs
Terms and conditions apply. For details, please refer to “Terms and Conditions for Curated Dining Privileges Offer”.

24-hour Concierge Service
From restaurant reservations, ticket booking to gift sourcing, our concierge services give you access to a world of extraordinary experience

For assistance, please call Jewel World Elite Mastercard Card concierge service hotline at (852) 3017 2288

Terms and conditions apply.

Annual fee: HK$3,800, can enjoy annual fee waiver if total balance* is at HK$8,000,000 or above.
^From now till 30 June 2026 (both days inclusive) (the "Promotion Period"), Credit Cardmembers can enjoy 2.5% cash rebate on Eligible Transactions with CNCBI Jewel World Elite Mastercard Card, including 0.4% basic cash rebate and 2.1% extra cash rebate. The monthly maximum of the 0.4% basic cash rebate amount of the Eligible Accounts (calculated on credit card statement cycle basis) shall be the multiple of the Member's credit limit as approved by the Bank and the applicable cash rebate percentage (currently 0.4%). The monthly maximum of the 2.1% extra cash rebate amount of the Eligible Accounts shall be HK$3,800 (based on the transaction date shown on the credit card monthly statement).

*"Total Balance" includes deposits and investments balance of Eligible Member's all sole name accounts and all joint-name accounts (in which the customer is the primary account holder), as well as the accumulated premiums paid for the life insurance plans distributed by the Bank.

Highlights of CNCBI Credit Cardmember Agreement / Highlights of General Terms and Conditions
CNCBI Credit Cardmember Agreement
General Terms and Conditions
Notice to Customers and Other Individuals Relating to the Personal Data (Privacy) Ordinance and the Code of Practice on Consumer Credit Data (“PICS”)
Risk & Important Notes for eStatement and eAdvice Service
Terms & Conditions for eStatement and eAdvice Service
Terms and Conditions of ATM Card
Terms and Conditions for CNCBI Jewel World Elite Mastercard Card 2.5% Cash Rebate Rewards Program
Terms and Conditions for CNCBI Jewel World Elite Mastercard Card and CNCBI Jewel World Mastercard Card Cash Rebate Rewards Program
Terms and Conditions for Curated Dining Privileges Offer
Terms and Conditions for CNCBI Jewel World Elite Mastercard Card Annual Fee HK$3,800 Waiver Offer

Reminder: To borrow or not to borrow? Borrow only if you can repay!

Private Privilege

• Complimentary Green Fee¹ available in 46 premium golf clubs across 14 regions in Asia Pacific.
• Complimentary Access to 1,400+ Priority Pass Airport Lounges Worldwide. Enjoy one complimentary access to Priority Pass airport lounges per calendar year by presenting your Jewel World Elite Mastercard Card and valid boarding pass.
• Complimentary Airport Limousine Service².
• Global Hotel Offers³. One night free and other offers in a collection of participating luxurious hotels, complimentary HoteLux Elite Plus membership and up to 15% off at Agoda
• Travel Insurance Protection⁴. Enjoy complimentary travel insurance with coverage amount up to US$500,000 per trip for cardholders (up to 50% coverage for family members)
• Fabulous Dining Privileges⁵. Enjoy extraordinary dining offers in a wide range of restaurants, including brands of LUBUDS Group

Call your relationship manager to learn more.

 

Complimentary airport lounge service

From 1 January 2026 until 31 December 2026 (both dates inclusive), Private Banking customer and his/her travel companion can enjoy a total of 2 times of complimentary Plaza Premium First with Infinity Room access at worldwide airports by presenting CNCBI Private Banking VISA Platinum Card or CNCBI Jewel World Elite Mastercard®.

Please visit www.plazapremiumlounge.com for further information. Services and facilities may differ at various locations. Services and benefits offered by the lounge are subject to and bound by the term and conditions of Plaza Premium Lounge, and may be altered at any time without prior notice.

Terms and Conditions of Complimentary airport lounge service

Remark:

1. The offer is valid until 30 Jun 2026, and is only applicable to cardholder of CNCBI Jewel World Elite Mastercard Card issued in Hong Kong. The offer is provided by Mastercard and is subject to applicable terms and conditions. For details of the offer and golf club, please click here.

2. From 1 January 2026 until 31 December 2026, CNCBI Private Banking customer can enjoy 2 times of complimentary airport limousine service by presenting CNCBI Private Banking VISA Platinum Card or CNCBI Jewel World Elite Mastercard® Card, each customer can reserve 1 vehicle per trip. Customer is required to raise the limousine booking request(s) at least 3 working days in advance to service provider via email (limo@dchml.com.hk) or via (852) 2216 9886. Terms and conditions apply. Please click here.

3. The offer is provided by Mastercard and subject to related Terms and Conditions. Enjoy one night free and other offers in a collection of participating luxurious hotels. For enquiries about participating hotels and their offers, please click here. For Complimentary HoteLux Elite Plus membership details, please click here. Book your stay via Agoda to enjoy up to 15% off, For details, please click here.

4. The offer is valid from now until 31 December 2026. When you pay entire cost of common carrier tickets with your eligible card, you and your family may enjoy an overseas medical coverage. The offer is provided by Mastercard and subject to related terms and conditions. The insurance service is provided by AIG Insurance Hong Kong Limited. For details, please click here. The scope of coverage, exclusions, indemnity limits and compensation are subject to the detailed terms and conditions of the relevant insurance policy. China CITIC Bank International Limited is not the insurance service provider and will not be responsible for any related liabilities and obligations of the insurance services offered.

5. The offer is provided by Mastercard and subject to related Terms and Conditions. For details, please click here.

Terms and Conditions of Complimentary Airport Limousine Service to CNCBI Jewel World Mastercard Card Cardmembers
Reminder: "Think before you borrow! Borrow only if you can repay!"