New customers1 enjoy up to

HK$2,100 Cash Rewards!

 

 

HK$300 cash rewards for Total Balance Growth of every HK$100,000, up to HK$1,500 cash rewards2 in total

+

Once successful apply for CNCBI Motion Credit Card (virtual), you can get HK$600 cash rewards3

Promotion period: 1 October - 31 December 2021

 

Remark:

  1. New customers refer to the customers who have not hold any current, savings, time deposits, securities or investment accounts (either in sole name or joint name account) with the Bank within the preceding 12 months.
  2. Total Balance Growth Offer Up to HK$1,500 cash rewards: Customers have to fulfill certain requirements and maintain the daily total balance growth amount during the 1st  to 3rd consecutive calendar month after the account open date. HK$300 cash rewards will be offered for every HK$100,000 total balance growth amount (capped at HK$1,500).
  3. HK$600 cash rebate is subject to spending requirement is fulfilled.

Key Facts Statement / CNCBI Credit Card Fees and Charges

 

 

Enjoy up to
HK$3,000
Referral Reward

Enjoy HK$300 referral reward by referring a friend who successfully applied for a Multi-Currencies Statement Savings Account via inMotion

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MONOPOLY Deposit
Bonus Interest Rate
of up to 5.88% p.a.

Deposit eligible new funds and register for MONOPOLY Deposit to enjoy bonus interest rate of up to 5.88% p.a.

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inMotion
Privileges

Savings
Spending
Investment

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Join now to
enjoy up to HK$38,000
cash rewards!

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Account Opening

  • 1.Download and start using the inMotion App
  • 2.Tap “New Customer Account Opening” and select “Apply Now”
  • 3.Follow the instructions and scan your ID
  • 4.Take a selfie for identity verification
  • 5.Select account types
  • 6.Confirm your information
  • 7.Completed

 

About CNCBI inMotion

Manage your finances and investments quickly and easily while taking control of your financial freedom.

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Terms and Conditions

Terms and Conditions for “New Customers Up to HK$2,100 Cash Rewards”

A. General Terms and Conditions

  1. Customers will have to fulfill the Terms and Conditions indicated in below sections in order to enjoy the respective offers.
  2. China CITIC Bank International Limited (the “Bank”) reserves the right to amend, suspend, cancel or terminate these promotions and the whole or any part of the Promotional Terms and Conditions at any time without notice, and shall not bear any responsibility arising out of or in connection with such amendment, suspension, cancellation or termination. The decision of the Bank shall be final and conclusive.
  3. In case of any dispute arising out of or in connection with this promotion, the decision of the Bank shall be final and binding on the customers.
  4. Except as otherwise expressly stated in these Terms and Conditions, no one other than a party to these Terms and Conditions may enforce any of their terms under the Contracts (Rights of Third Parties) Ordinance, Cap. 623 of the Laws of Hong Kong. Where any clause of these Terms and Conditions entitles any third party to enforce any term of these Terms and Conditions under the Contracts (Rights of Third Parties) Ordinance, the parties reserve the right to vary that term or any other term of these Terms and Conditions without the consent of that third party.
  5. These Terms and Conditions shall be governed by and construed in accordance with the laws of Hong Kong Special Administrative Region and any dispute arising out or in connection therewith shall be referred to the courts of Hong Kong SAR.
  6. In the event of any inconsistency between the English and Chinese versions of these Terms and Conditions, the English version shall prevail.

B. Terms and Conditions specific to “Up to HK$1,500 Cash Rewards” (“Total Balance Growth Offer”)

  1. Unless otherwise specified, the Promotion Period is from 1 October 2021 to 31 December 2021 (both dates inclusive) (“Promotion Period”).
  2. This offer is only applicable to the customer who does not hold any current, savings, time deposits, securities or investment accounts (either in sole name or joint name account) with the Bank within the preceding 12 months (“New Customer”).
  3. This offer is only applicable to New Customer who fulfills the following all requirements during the Promotion Period (“Eligible New Customer”):
    1. Successfully open a deposit account
    2. Subscribe to eStatement service of Consolidated Statement
    3. Successfully log in inMotion
  4. “Total Balance” includes deposits and investments balance of customer’s all sole name accounts and all joint-name accounts (in which the customer is the primary account holder), as well as the accumulated premiums paid for the life insurance plans distributed by the Bank (prepayment premium is not included). Deposits must be funds which are newly placed by a customer and not transferred from any account with the Bank (regardless of whether such account is held by the customer or not).
  5. For non-Hong Kong dollar denominated eligible transaction amount, the relevant transaction amount will be converted into Hong Kong Dollar based on the exchange rate solely determined by the Bank for calculation of the “Total Balance”.
  6. Total Balance Growth Amount” refers to an Eligible New Customer’s daily Total Balance of the 1st  to 3rd consecutive calendar month after the account open date of the 1st deposit account as per the table shown below:
    Account open date Maintain the daily Total Balance Growth Amount during
    1 October 2021 – 31 October 2021 1 November 2021 – 31 January 2022
    1 November 2021 – 30 November 2021 1 December 2021 – 28 February 2022
    1 December 2021 – 31 December 2021 1 January 2021 – 31 March 2022
  7. The Total Balance Growth Offer will be made available to Eligible New Customer in the form of cash reward. Subject to the fulfillment to all the above requirements, cash reward will be made available to Eligible New Customer as per the table shown below depending on the Total Balance Growth Amount that the Eligible New Customer fulfilled:
    Total Balance Growth Amount
    (HK$ or equivalent)
    Cash reward (HK$)
    100,000 to below 200,000 300
    200,000 to below 300,000 600
    300,000 to below 400,000 900
    400,000 to below 500,000 1,200
    500,000 or above 1,500
  8. At the time of crediting the cash reward, the Eligible New Customer should still maintain eStatement Service of Consolidated Statement, inMotion service and have a valid deposit account in HKD with the Bank, otherwise the cash reward will be forfeited.
  9. Cash reward will be credited to the deposit account in HKD of Eligible New Customer in the specific date as stated in the table show below:
    Account open date Date of crediting cash reward (on or before)
    1 October 2021 - 31 October 2021 15 May 2022
    1 November 2021 - 30 November 2021 15 May 2022
    1 December 2021 - 31 December 2021 15 June 2022
  10. Eligible New Customer will be entitled to this Total Balance Growth Offer once only during the Promotion Period.
  11. Customers who have been or ever been CITICfirst or CITICdiamond customers during the Promotion Period are not eligible to this Total Balance Growth Offer’s cash reward.
  12. For joint account customers, only the primary account holder is entitled to this offer.
  13. This offer is not applicable to all staff of the Bank.

C. CNCBI Motion Credit Card (virtual) HK$600 Welcome Offer

  1. Unless otherwise specified, this welcome offer only apply to cardmembers (“Eligible Cardmembers”) of the CNCBI Motion Credit Card(virtual) (“Card”) issued by the Bank whose Card applications is submitted and approved via the Bank’s inMotion Application from 1 October 2021 to 31 January 2022 (both dates inclusive) (“Promotion Period”).
  2. The Bank reserves the right to determine the eligibility of an Eligible Cardmember for the welcome offer. To be eligible for the welcome offer, a Card account must be valid and in good financial standing during the Promotion Period and at the time when the welcome offer are awarded.
  3. In respect of any cash rebate offered under the welcome offer:
    1. It can only be used to offset retail purchase transactions and cannot be used to settle any outstanding statement balance;
    2. If the Card account is voluntarily or involuntarily closed, any cash rebate unused or not yet credited will be immediately forfeited; and
    3. It shall be subject to the Terms and Conditions of Cash Rebate Rewards Program. For details, please visit or contact the Bank’s staff.
  4. Eligible Cardmembers are required to keep the relevant transaction records. In case of disputes, the Bank reserves the right at any time during or after the Promotion Period to request an Eligible Cardmember to submit such transaction records as may be required for inspection. All records submitted to the Bank will not be returned.
  5. Fraud and abuse will result in forfeiture of an Eligible Cardmember’s eligibility for the welcome offer and/or cancellation of an Eligible Cardmember’s Card. The Bank further reserves the right to deduct the relevant amount of the welcome offer awarded to an Eligible Cardmember directly from the Card account without prior notice and/or take legal action in such instances.
  6. Welcome offer is not applicable to an Eligible Cardmember who currently holds and / or held any principal credit card issued by the Bank in the past 12 months immediately preceding the date of Card application.
  7. Each Eligible Cardmember who fulfills the spending requirement (“Spending Requirement” as described in Clause 8 of section C) is entitled to one of the following welcome offers:
    1. HKD600 cash rebate (“Cash Rebate”) (as described in Clause 9 of section C); or
    2. Welcome Offer is not required
    If an Eligible Cardmember does not specify his/her welcome offer preference on the Card application form, the Bank will automatically select “Welcome offer is not required” for the Eligible Cardmember. The welcome offer once selected by an Eligible Cardmember cannot be changed or returned. Each Eligible Cardmember is entitled to the welcome offer once only during the Promotion Period.
  8. Spending Requirement:
    1. Each Eligible Cardmember is required to conduct eligible transactions (“Eligible Transactions”) of net amount HK$6,000 or above within the first 3 months from the date of Card issuance (calculated with reference to the transaction dates).
    2. Eligible Transactions are transactions posted to the Bank’s system including local or overseas retail purchase (Including credit card mobile payment transaction), monthly payment amount of merchant installment, online retail transaction(s) and retail transaction(s) incurred by way of mail/phone order(s) as determined by the Bank. For the avoidance of doubt, transaction(s) which shall not be considered as Eligible Transactions include, but not limited to autopay, ATM/online bill payment, Octopus Automatic Add-Value Service payment, balance transfers, repayments of Cash-in Program, DollarSmart Personal Installment Loan, $mart Plus Installment loan, monthly repayments of Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan and Tax Interest Free Flexi Installment Program, handling fees and fees and charges, contribution to any unit trust/monthly investment plan, relevant insurance payment, payments to the Inland Revenue Department, purchase of casino chips and transactions made in casino, annual fees, finance charges, transaction made via mobile app/funds transfer and merchant transaction via electronic fund transfer platform/reload of e-wallets (include but not limited to any transfer made via person to person (P2P) payment services) and any other types of electronic transaction specified by the Bank from time to time, other Banking service charges, any unposted/cancelled/refunded/invalid transactions and any other types of transactions specified by the Bank from time to time.
    3. Whether a transaction is an “Eligible Transaction” is subject to the Bank’s (in its sole and absolute discretion) satisfaction and confirmation. In case of any dispute, the decision of the Bank shall be final and binding on the Eligible Cardmembers. If a transaction is considered by the Bank to be ineligible after the Promotion Period, the Bank reserves the right to deduct an amount equal to the value of the Welcome Offer awarded to the Eligible Cardmember from the Card account.
    4. The total amount of Eligible Transactions in Hong Kong dollars as shown on the monthly statements will be used to determine the eligibility of an Eligible Cardmember for the welcome offer.
  9. Cash Rebate:
    1. Cash Rebate will be credited to the Card account within 24 hours upon Card approval.
    2. Cash Rebate will be awarded to an Eligible Cardmember before the Spending Requirement is fulfilled. If an Eligible Cardmember fails to fulfill the Spending Requirement after the welcome offer is awarded, regardless of whether the Cash Rebate has been used by the Eligible Cardmember or not, the Bank will debit HK$600 (equivalent to the value of the welcome offer) from the Card account in the 5th month from the date of Card issuance without prior notice.

 

Please click here to download the PDF file of above Terms and Conditions.

 

 

Reminder: To borrow or not to borrow? Borrow only if you can repay!

 

 

 

 

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