From 1 July till 30 September 2025, spend with the designated CNCBI Credit Cards to enjoy double rewards of up to HK$10,800 Cash Rebate on foreign currency spending and a chance to win 1,000,000 Fortune Wings Club Points. Spend now and discover the ultimate joy of travel!
Designated CNCBI Credit Cards
• Jewel World Elite Mastercard® Card
• Jewel World Mastercard® Card
• CNCBI x FHKI Jewel World Mastercard® Card
• Hong Kong Airlines Mastercard® Card
• DCH Living Mastercard® Card
• Motion Credit Card (including virtual)
• Jewel World Mastercard® Card
• CNCBI x FHKI Jewel World Mastercard® Card
• Hong Kong Airlines Mastercard® Card
• DCH Living Mastercard® Card
• Motion Credit Card (including virtual)
Reward 1 – Extra up to HK$10,800 Cash Rebate on Foreign Currency Spending
|
Required Retail Spending Amount1 (can be accumulated during the whole promotion period) |
Cash Rebate on Foreign Currency Spending Exceeding the Required Spending Amount2 |
Maximum Extra Cash Rebate Amount3 | ||
|---|---|---|---|---|
| Each Calendar Month | Whole Promotion Period | |||
| Tier 1 | HK$18,000 | 6%* | HK$500 | HK$1,500 |
| Tier 2 | HK$60,000 | 10%* | HK$3,600 | HK$10,800 |
*Only Applicable to foreign currency spending made at physical stores outside Hong Kong regions and exceed the Required Retails Spending Amount. Includes the Cash Rebate offered under the prevailing offers provided by the respective designated CNCBI Credit Cards (except for credit cards under Bonus Points rewards scheme)
|
Designated CNCBI Credit Cards |
Cash Rebate under Prevailing Offers |
Extra Cash Rebate Exceeding the Required Spending Amount (Tier 1) |
Total Cash Rebate |
Extra Cash Rebate Exceeding the Required Spending Amount (Tier 2) |
Total Cash Rebate |
|---|---|---|---|---|---|
| Jewel World Elite Mastercard | 2.5% | 3.5% | 6% | 7.5% | 10% |
| Jewel World Mastercard | 1.5% | 4.5% | 8.5% | ||
| CNCBI x FHKI Jewel World Mastercard | 1% | 5% | 9% | ||
| Hong Kong Airlines Mastercard | n.a. | 6% | 10% | ||
| DCH Living Mastercard | n.a. | 6% | 10% | ||
| Motion Credit Card (including virtual) | 0.4% | 5.6% | 9.6% |
Example
A customer made a total HK$40,000 local retail spending during the promotion period and eligible foreign currency spending of HK$68,000 in July, HK$48,000 in August, and HK$20,000 in September 2025 respectively with Jewel World Elite Mastercard:
Required Retail Spending Accumulated
HK$40,000 (total local retail spending) + HK$20,000 (partial foreign currency spending made in July) = HK$60,000
Cash Rebate Tier on Foreign Currency Spending Entitled
Tier 2: 10% Cash Rebate (2.5% Cash Rebate under Prevailing Offers and 7.5% Extra Cash Rebate)
| July | August | September | Total | |
|---|---|---|---|---|
|
Cash Rebate under prevailing offers |
HK$68,000 x 2.5% = HK$1,700 |
HK$48,000 x 2.5% = HK$1,200 |
HK$20,000 x 2.5% = HK$500 |
HK$3,400 |
|
Extra Cash Rebate under this program |
(HK$68,000 – HK$20,000) x 7.5% = HK$3,600 |
HK$48,000 x 7.5% = HK$3,600 |
HK$20,000 x 7.5% = HK$1,500 |
HK$8,700 |
|
Total Cash Rebate |
HK$5,300 (=7.7% Cash Rebate on July foreign currency spending) |
HK$4,800 (=10% Cash Rebate on August foreign currency spending) |
HK$2,000 (=10% Cash Rebate on September foreign currency spending) |
HK$12,100 |
Reward 2 – 1,000,000 Fortune Wings Club (FWC) Points Lucky Draw
Get one lucky draw chance to win one of the following prizes for every single retail transaction of HK$1,000 or above:
| Phase | Transaction Dates | Lucky Draw Prize4 | No. of Winners |
|---|---|---|---|
| 1 | 1 – 31 July 2025 |
• 1,000,000 FWC Points • 10,000 FWC Points |
• 1 winner (each phase) • 100 winners (each phase) |
| 2 | 1 – 31 August 2025 | ||
| 3 | 1 – 30 September 2025 |
What’s more, if you successfully apply for a new CNCBI Hong Kong Airlines Mastercard during the promotion period, your lucky draw chances earned from all phases will be doubled!
Remarks:
1. When calculating the required retail spending amount made by each Cardmember, the Bank will firstly count the total local retail spending made with all Designated CNCBI Credit Cards under the same Cardmember during the promotion period, followed by the foreign currency retail spending made with the Designated Credit Card according to the following sequence:
- CNCBI Jewel World Elite Mastercard Card
- CNCBI Jewel World Mastercard Card
- CNCBI x FHKI Jewel World Mastercard Card
- CNCBI Motion Credit Card (including virtual)
- CNCBI Hong Kong Airlines Mastercard Card
- CNCBI DCH Living Mastercard Card
2. The Cash Rebate includes all the prevailing offers provided by the respective designated CNCBI Credit Cards, please refer to the followings for terms and conditions of the prevailing offers:
- Terms and Conditions for “Cash Rebate” Rewards Program
- Terms and Conditions for CNCBI Jewel World Elite Mastercard and CNCBI Jewel World Mastercard 0.5% Cash Rebate Rewards Program
- Terms and Conditions for CNCBI Jewel World Elite Mastercard Card 2.5% Cash Rebate Rewards Program
- Terms and Conditions for CNCBI Jewel World Mastercard 1.5% Cash Rebate Rewards Program
- Terms and Conditions for CNCBI x FHKI Jewel World Mastercard 1% Cash Rebate Rewards Program
3. The maximum extra Cash Rebate amount applies to the extra Cash Rebate to be offered under this program.
4. All winners must be holding a valid CNCBI Hong Kong Airlines Mastercard Card at the time when the lucky draw prize is credited. Otherwise, the Bank has the right to forfeit the prize without any prior notice.
5. Terms and Conditions apply to this program, please click here for details.
To borrow or not to borrow? Borrow only if you can repay!
Key Facts Statement / CNCBI Credit Card Fees and Charges
1. When calculating the required retail spending amount made by each Cardmember, the Bank will firstly count the total local retail spending made with all Designated CNCBI Credit Cards under the same Cardmember during the promotion period, followed by the foreign currency retail spending made with the Designated Credit Card according to the following sequence:
- CNCBI Jewel World Elite Mastercard Card
- CNCBI Jewel World Mastercard Card
- CNCBI x FHKI Jewel World Mastercard Card
- CNCBI Motion Credit Card (including virtual)
- CNCBI Hong Kong Airlines Mastercard Card
- CNCBI DCH Living Mastercard Card
2. The Cash Rebate includes all the prevailing offers provided by the respective designated CNCBI Credit Cards, please refer to the followings for terms and conditions of the prevailing offers:
- Terms and Conditions for “Cash Rebate” Rewards Program
- Terms and Conditions for CNCBI Jewel World Elite Mastercard and CNCBI Jewel World Mastercard 0.5% Cash Rebate Rewards Program
- Terms and Conditions for CNCBI Jewel World Elite Mastercard Card 2.5% Cash Rebate Rewards Program
- Terms and Conditions for CNCBI Jewel World Mastercard 1.5% Cash Rebate Rewards Program
- Terms and Conditions for CNCBI x FHKI Jewel World Mastercard 1% Cash Rebate Rewards Program
3. The maximum extra Cash Rebate amount applies to the extra Cash Rebate to be offered under this program.
4. All winners must be holding a valid CNCBI Hong Kong Airlines Mastercard Card at the time when the lucky draw prize is credited. Otherwise, the Bank has the right to forfeit the prize without any prior notice.
5. Terms and Conditions apply to this program, please click here for details.
To borrow or not to borrow? Borrow only if you can repay!
Key Facts Statement / CNCBI Credit Card Fees and Charges
