Key Facts Statement / CNCBI Credit Card Fees and Charges

Reminder: To borrow or not to borrow? Borrow only if you can repay!

Terms and conditions apply

Important Notes on Investment Risk Disclosure

This webpage does not itself constitute any offer of, or invitation by or on behalf of China CITIC Bank International Limited (the "Bank") to any person to purchase or sell or acquire or invest in any investment products.
The Bank is an authorized institution under the Banking Ordinance and is regulated by the Hong Kong Monetary Authority.
This webpage is issued by the Bank. Its contents have not been reviewed by the Securities and Futures Commission of Hong Kong

 

Remarks:

1. HK$200 Account Opening Reward: New customers refer to the customers who have not hold any current, savings, time deposits, securities or investment accounts (either in sole name or joint name account) with China CITIC Bank International Limited (the "Bank") within the preceding 12 months. Customers are required to meet a total balance of minimum HK$10,000 or equivalent on designated date and log in inMotion. Terms and conditions apply, please click HERE for details.
2. The above preferential interest rate is quoted as of 1 August 2022 and is for reference only. The Bank reserves the right to change the interest rates from time to time without prior notice. Interest rates are subject to review according to changes in market conditions. Before conducting the relevant transaction, please check the actual interest rates and exchange rates that will be offered to you before your transaction made on i-banking or inMotion. Terms and conditions apply. Please click HERE for the promotion details.
3. Offer is not applicable to any Cardmember who currently holds or have cancelled any CNCBI credit cards (excluding supplementary Cardmember) issued by the Bank in the 12-month immediately preceding the relevant application for the credit card. The Bank will debit HK$100 from the Motion Credit Card account and donate to Hong Kong Student Aid Society (the “Donation”) on behalf of the eligible Cardmember on or before 30 November 2022 according to the authorization given by the eligible Cardmember upon the Eligible Designated Credit Card application. After making a successful Donation, HK$100 cash rebate (equal to the value of the charity donation) (“Donation Cash Rebate”) will be credited to the Eligible Designated Credit Card account in the next 5 business days. The Donation cannot be claimed for tax deduction. Please seek independent tax advice if deemed necessary.
4. Only applicable to general customers, CITICfirst and CITICdiamond customers who have not subscribed any Investment Funds during 1 July 2021 to 30 June 2022.
5. General customers who trades Hong Kong Stocks, China A-shares or U.S. Stocks via inMotion or inVest can enjoy a brokerage commission rate of 0.15%; Private Banking, CITICdiamond and CITICfirst customers can enjoy a brokerage commission rate of 0.125%; Minimum Charges: HK$100/CNY85/USD15. For latest fees and charges of Securities, please visit HERE or any of our branches for our “Investment Products Service Fees and Charges”.
6. Terms and conditions for promotional code of “Fly for Miles”: Customers who participate in the “HK$200 Limited Time Offer Promotion” represent their acceptance with these Terms and Conditions (promotional code 2FLY4MBQ322) or Terms and Conditions (promotional code 2FLY4MFB822). HK$5,500 Rewards: MONOPOLY Referral Reward Programme up to HK$4,000 + New Customers HK$200 Account Opening Reward + HK$200 Limited Time Offer Promotion + Up to HK$1,000 Cash Rebate plus Charity Donation Cash Rebate $100 with CNCBI Motion(virtual) Credit Card.