inMotion - China CITIC Bank International


inMotion helps to get your money moving so you can save, invest and enjoy your life more easily and more conveniently than ever.


Limited time offer

From now until 31 May 2022, new customer successfully open account and input the unique promotion code – 2CONCERT22 via inMotion, can have the online pass of the “Music Friendly - Summer in Motion” Online Concert*! Enjoy the show of T-Ma, Gin Lee, Angela Hui and Yumi!

Date of Online Concert: 2 July 2022 9pm


New customers enjoy
HK$200 Account Opening Reward1

Promotion period:
1 April to 30 June 2022




Get going on
dining and shopping!

Experience a rewarding journey for your spending!


Up to 6%Cash Rebate on Dining and Online spending with Motion Credit Card2

Instant approval3 and no income proof is required for virtual credit card. And, support Apple Pay and Google Pay to bring you a fast and secure mobile payment experience

HK$600cash rebate4 welcome offer5


Offers details

Input payee’s mobile number to send a payment to different banks 24/7

Register and bind your CNCBI accounts with mobile number and/or email address to receive money instantly

Our Scan and Pay QR code service also enables you to pay bills or merchants in seconds


Learn more about FPS



Get moving on
your financial management!

Reward your savings more!

Register Monopoly Deposit to enjoy bonus interest rates up to 4.38%p.a. with the flexibility to move your money at any time

Learn more about Monopoly Deposit bonus interest rates

Online exclusive time deposits rate up to 2.80%p.a. for RMB6 and 2.60%p.a. for USD6 starting from RMB 10,000 and USD 1,500 new funds



Get opportunities
moving in your direction

Capture wealth growth potential!

Buy securities with $0 brokerage commission for 12 months

Trade HK, US and China A stock on inVest, our full-function securities trading mobile app with just 0.15% brokerage commission7

More about inVest and securities promotions

Set up your goal and start to build investment portfolio through Robo 3607. Start investing from as low as HK$800, and enjoy the $0 Advisory Service Fee in 12 months8

What is Robo 360?

0% subscription fee for Investment Funds subscription

Offer Details





* New customers refer to the customers who have not hold any current, savings, time deposits, securities, investment accounts (either in sole name or joint name account) or service with China CITIC Bank International Limited (the "Bank") within the preceding 12 months. New customer must successfully open account via inMotion during promotion period. Terms and Conditions apply, first-come-first-served basis. Please click HERE for details.

  1. HK$200 Account Opening Reward: New customers refer to the customers who have not hold any current, savings, time deposits, securities or investment accounts (either in sole name or joint name account) with China CITIC Bank International Limited (the "Bank") within the preceding 12 months. Customers are required to meet a total balance of minimum HK$10,000 or equivalent on designated date and log in inMotion. Terms and Conditions apply, please click HERE for details.
  2. Up to 6% Dining and Online Spending cash rebate includes i) 0.55% Basic cash rebate and (ii) 5.45% Extra cash rebate. The monthly maximum cap of Basic cash rebate is HK$550. Extra cash rebate will be calculated based on the net amount of accumulated eligible dining transactions and eligible online transactions of each month and a maximum cap of Extra cash rebate in each month is HK$200.
  3. The turnaround time of each application and approval may vary, the Bank reserves the right to request the applicant to submit the supporting documents for the approval. The approval of virtual credit card is based on the analytic result of customers data.
  4. For cash rebate offer: Cash Rebate will be awarded to an Eligible Cardmember before the Spending Requirement is fulfilled. If an Eligible Cardmember fails to fulfill the Spending Requirement after the Welcome Offer is awarded, regardless of whether the Cash Rebate has been used by the Eligible Cardmember or not, the Bank will debit HK$600 (equivalent to the value of the Welcome Offer) from the Card account in the 5th month from the date of Card issuance without prior notice.
  5. Welcome offer is not applicable to any applicant who currently holds and / or held any other principal credit card issued by the Bank in the 12-month immediately preceding the date of the relevant card application. Cardmember is required to conduct eligible transactions of net amount HK$6,000 or above within the first 3 months from the date of Card issuance (calculated with reference to the transaction dates).
  6. The above preferential interest rate is quoted as of 24 May 2022 and is for reference only. The Bank reserves the right to change the interest rates from time to time without prior notice. Interest rates are subject to review according to changes in market conditions. Before conducting the relevant transaction, please check the actual interest rates and exchange rates that will be offered to you before your transaction made on i-banking or inMotion. Terms and conditions apply. Please click HERE for the promotion details.
  7. General customers who trades Hong Kong Stocks, China A-shares or U.S. Stocks via inMotion or inVest can enjoy a brokerage commission rate of 0.15%; Private Banking, CITICdiamond and CITICfirst customers can enjoy a brokerage commission rate of 0.125%; Minimum Charges: HK$100/CNY85/USD15. For latest fees and charges of Securities and Robo 360 Service, please visit HERE or any of our branches for our “Investment Products Service Fees and Charges”.
  8. Customers who maintain Eligible Robo 360 Account (“Eligible Customers”) can enjoy $0 advisory service fee for asset under advice in the Eligible Robo 360 Account during the month of account opening and the subsequent 12 months. Terms and conditions apply, please click HERE for details.
  9. Terms and conditions for promotional code of “Fly for Miles”: Customers who participate in the “HK$200 Limited Time Offer Promotion” represent their acceptance with these Terms and Conditions

Key Facts Statement / CNCBI Credit Card Fees and Charges



Enjoy up to HK$4,000 MGM Reward

Enjoy HK$400 MGM Reward by referring a friend who successfully applied for an account and made deposit via inMotion



Join inMotion "Rewards Go!" Monthly Rewards Draw to win up to HK$1,000 cash rewards every month!

Complete other personalized missions to earn more instant cash rewards.




Set up your account via inMotion NOW and open deposit account, investment account and credit card with just one application in minutes.




Account Opening

  • 1.Download and start using the inMotion App
  • 2.Tap “New Customer Account Opening” and select “Apply Now”
  • 3.Follow the instructions and scan your ID
  • 4.Take a selfie for identity verification
  • 5.Select account types
  • 6.Confirm your information
  • 7.Completed



Relevant terms and conditions apply to the above offers.


Important Notes:

Risk Disclosure specific to Securities Trading

  • Investment involves risks.
  • The price of securities fluctuates, sometimes dramatically. The price of securities may move down or up and may become valueless. It is as likely that losses will be incurred rather than profits made as a result of buying or selling securities.
  • Investors should seek advice from own professional advisors as to particular tax position, including but not limited to estate duty and withholding tax that might arise from investing in overseas products.
  • If investors investing in investment products denominated in non-local currency, one should be aware of the risk of exchange rate fluctuations that may cause a loss of principal.
  • Before making any investment decision, investors should refer to the terms and conditions of relevant securities trading services and risk disclosure statements and seek professional advice where needed.
  • Renminbi (RMB) is subject to exchange rate risk. The Hong Kong dollar value of investment will decrease if the RMB depreciates against Hong Kong dollar. Conversion between RMB and other currencies (including Hong Kong dollar) is subject to policy restrictions relating to Renminbi and consequently the relevant regulatory requirements in Hong Kong. Such requirements may be amended subject to changes in the policy restrictions relating to RMB. RMB is not freely convertible at present. The actual conversion arrangement will depend on the restrictions prevailing at the relevant time.

Risk Disclosure Statements for Investment Funds
(1) Investment Funds are not equivalent to time deposits or its substitute and provide no guarantee of return or yield on investment. (2) Investors should note that investment involves risk and past performance is not indicative of future performance. The price of the Investment Funds may go down as well as up and may become valueless. It is as likely that losses will be incurred rather than profits made as a result of investing in Investment Funds. In the worst case scenario, the value of the Investment Funds may be substantially less than your investment amount. (3) Investors should consider their own investment objectives, financial resources and relevant circumstances, and read the relevant offering document, terms and conditions and risk disclosure statement before making any investment decision. (4) Investors should carefully read the relevant fund's offering documents (including the investment policy and risk factors stated therein) in details before making any investment decision. If needed, investors should seek independent professional advice.

Risk Disclosure Statements relating to the Robo 360 Advisory Services
(1) Using Robo 360 Advisory Services involve investment risks, market risks, partial execution risks, termination/suspension of Robo 360 Advisory Services, regulatory risks, investment strategy risks, diversification risks, performance risks and limitation of historical data. (2) Whilst the Bank may provide Rebalancing Alerts as it may determine appropriate after its review or upon occurrence of specific events, the Bank will not execute any Rebalancing Instruction automatically. If the investor does not provide Rebalancing Instructions to the Bank or there is any delay in providing such Rebalancing Instructions, the Selected Portfolio may become no longer suitable for the investor and the investor shall bear such consequences. (3) Portfolios construction and rebalancing are generated by a model-driven process according to the portfolio construction and methodologies set out by the Bank. The model is algorithm- and rule-based instead of attempting to recommend positon taking with respect to the direction of markets.

Risk Disclosure Statement for RMB and Foreign Currency
CNY is not freely convertible at present. The actual conversion arrangement will depend on the restrictions prevailing at the relevant time. Foreign currency investments are subject to exchange rate risk which may result in gain or loss. The fluctuation in the exchange rate of foreign currency may result in losses in the event that customer converts the foreign currency into HK$ or other foreign currencies.

This webpage does not itself constitute any offer of, or invitation by or on behalf of China CITIC Bank International Limited (the "Bank") to any person to purchase or sell or acquire or invest in any investment products.

The Bank is an authorized institution under the Banking Ordinance and is regulated by the Hong Kong Monetary Authority.

This webpage is issued by the Bank. Its contents have not been reviewed by the Securities and Futures Commission of Hong Kong.



Reminder: To borrow or not to borrow? Borrow only if you can repay!





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