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Remarks: Some hyperlinks allow you to leave China CITIC Bank International Limited website. Please read our Hyperlink Policy.
inMotion Thankful Draw LEVEL UP. Enter next level with more preferential prizes!
From now until 30 June 2025, complete any designated daily banking activities to earn lucky draw chances with inMotion. You can win up to 30 guaranteed prizes with instant draw, including the first prize of guaranteed Savings Deposit Coupon, grand prize of 2 x Sydney Round-Trip Hong Kong Airlines Business Class Air Ticket, CN¥10,000 Cash Rewards, 1-Year plan KKBOX Music Streaming Service, Cash Rewards and a wide range of fabulous product prizes.
Complete designated banking activities via inMotion. Lucky Draw Chances will be assigned to you automatically, and will be shown in “Offers for you” section.
Tab the “Thankful Draw” icon to enter Level 1 in the Draw, then tab the “Prize” icon with instant lucky draw result!
Upon winning all 10 prizes in the current level, next level of Lucky Draw will be unlocked automatically on the 1st day of subsequent month.
Level 2 and 3 will be available on 1 May and 1 June 2025 respectively, upon completion of lucky draw chances in the previous Level.
Tab the “Thankful Draw” icon to enter Thankful Draw then tab “Rewards History” to check your rewards results and the details anytime!
Chat with us via Live Chat in inMotion or bank website “Contact Us” page for enquiry.
Important Notes
Terms and conditions apply.
* Fortune Wings Club is the global loyalty and rewards program of Hong Kong Airlines, points can be exchanged for air tickets, upgrades and other gifts.
Investment involves risks.
Reminder: To borrow or not to borrow? Borrow only if you can repay!
Important Note
Some of the investment products are structured products involving derivatives. The investment decision is yours but you should not invest in the product unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives. You should not invest in this product based on this website alone.
Risk Disclosure Statements
Risk Disclosure Statements for Foreign Exchange
Foreign currency investments are subject to exchange rate risk which may result in gain or loss. The fluctuation in the exchange rate of foreign currency may result in losses in the event that customer converts the foreign currency into HKD or other foreign currencies. Renminbi is not freely convertible at present. The actual conversion arrangement will depend on the restrictions prevailing at the relevant time.
Risk Disclosure Statements for Currency Linked Deposit
(1) CLD is NOT equivalent to time deposit. It is NOT protected by the Deposit Protection Scheme in Hong Kong. (2) Investing in CLD is not the same as buying the Linked Currency directly. During the Deposit Period, you have no rights in the Linked Currency, and movements in the exchange rate of the Linked Currency may not lead to any corresponding change in your return on CLD. (3) CLD involves risks, including but not limited to derivatives risk, market risk, liquidity risk, credit risk of the Bank, currency risk, risks relating to Renminbi and risks of early termination by the Bank. (4) The maximum potential gain is limited. (5) CLD is NOT principal protected and you could lose all of your deposit amount. (6) Currency-Linked Deposit is not covered by the Hong Kong Investor Compensation Fund.
Risk Disclosure Statements for Structured Deposit
(1) Not a time deposit – This product is NOT equivalent to, nor should it be treated as a substitute for, time deposit. It is NOT a protected deposit and is NOT protected by the Deposit Protection Scheme in Hong Kong. (2) Principal protection at maturity ONLY – This product is principal protected ONLY IF this product is held to maturity. If this product is early terminated, you may suffer from a substantial loss due to the devaluation of the embedded derivative(s). (3) Derivatives risk – This product is embedded with a currency swap with Spot Rate and Forward Rate as prescribed in the Product Term Sheet. Generally, when buying this product, you may be subject to market risk, credit risk, liquidity risk, legal risk and settlement risk. (4) Credit risk of the Bank – This product is not secured by any collateral. When you invest in this product, you will be relying on the Bank’s creditworthiness. If the Bank becomes insolvent or defaults on its obligations under this product, you can only claim as an unsecured creditor of the Bank. In the worst case, you could suffer a total loss of your deposit amount. (5) Maximum potential loss – This product is principal protected at Maturity ONLY. You may lose your entire deposit amount if the Bank defaults in performing its obligations or there has been a tremendous devaluation of the Settlement Currency you receive at maturity. (6) Limited potential gain – The maximum potential gain is limited to the interest payment to be determined by reference to the Interest Rate. (7) No secondary market – This product is not a listed security. There is no secondary market for you to sell this product prior to its maturity.(8) Not the same as buying the Underlying currency – Investing in this product is not the same as buying the Linked Currency directly. Changes in the market price of the Linked Currency may not lead to corresponding changes to the market value and/or the performance of this product. (9) Liquidity risk – This product is designed to be held till maturity. You do not have a right to request early termination of this product before maturity. (10) Currency risk – If the Settlement Currency is not your home currency, and you choose to convert it back to your home currency upon maturity, you may make a gain or loss due to exchange rate fluctuations. (11) Risks relating to Renminbi – Where the Settlement Currency is in Renminbi, you should note that the value of Renminbi against other foreign currencies fluctuates and will be affected by, amongst other things, the PRC government’s control (for example, the PRC government regulates conversion between Renminbi and foreign currencies), which may adversely affect your return under this product when you convert Renminbi into your home currency. Renminbi is not freely convertible at present. The actual conversion arrangement will depend on the restrictions prevailing at the relevant time.
Risk Disclosure Statement for Securities Trading
(1) Investment involves risks. (2) The price of securities fluctuates, sometimes dramatically. The price of securities may move down or up and may become valueless. It is as likely that losses will be incurred rather than profits made as a result of buying or selling securities. (3) Investors should seek advice from own professional advisors as to particular tax position, including but not limited to estate duty and withholding tax that might arise from investing in overseas products. (4) If investors investing in investment products denominated in non-local currency, one should be aware of the risk of exchange rate fluctuations that may cause a loss of principal. (5) Before making any investment decision, investors should refer to the terms and conditions of relevant securities trading services and risk disclosure statements and seek professional advice where needed. (6) Renminbi (RMB) is subject to exchange rate risk. The Hong Kong dollar value of investment will decrease if the RMB depreciates against Hong Kong dollar. Conversion between RMB and other currencies (including Hong Kong dollar) is subject to policy restrictions relating to Renminbi and consequently the relevant regulatory requirements in Hong Kong. Such requirements may be amended subject to changes in the policy restrictions relating to RMB. RMB is not freely convertible at present. The actual conversion arrangement will depend on the restrictions prevailing at the relevant time.
Risk Disclosure Statements for Investment Funds
Investment Funds are not equivalent to time deposits or its substitute and provide no guarantee of return or yield on investment.
Investors should note that investment involves risk and past performance is not indicative of future performance. The price of the Investment Funds may go down as well as up and may become valueless. It is as likely that losses will be incurred rather than profits made as a result of investing in Investment Funds. In the worst case scenario, the value of the Investment Funds may be substantially less than your investment amount.
You should not invest in Investment Funds based on this promotion page alone. Investors should consider their own investment objectives, financial resources and relevant circumstances, and read the relevant offering document, terms and conditions and risk disclosure statement before making any investment decision.
Investors should carefully read the relevant fund's offering documents (including the investment policy and risk factors stated therein) in details before making any investment decision. If needed, investors should seek independent professional advice.
China CITIC Bank International Limited is an authorized institution under the Banking Ordinance and is regulated by the Hong Kong Monetary Authority.
This promotion material has not been reviewed by the Securities and Futures Commission of Hong Kong or any regulatory authority in Hong Kong. No part of this document may be reproduced or transmitted in any form or by any means without the prior written permission of the Bank.
Remark
1Different segments will be entitled to different level prize list. For general customer, CITICfirst, CITICdiamond & Private Banking customer detailed prize list, please refer to inMotion Thankful Draw terms and conditions.
2Winner has hold a valid CNCBI Hong Kong Airlines Mastercard® Card at the time of collecting the prize. In case the winner doesn’t has CNCBI Hong Kong Airlines Mastercard® Card, please apply with approved card on or before the prize collection in August 2025.
3Winner has hold a valid Multi-Currencies Statement Savings Account - CNY Account. In case the winner doesn’t has it, please open it on or before 30 Sep 2025.
4The effective period and Eligible New fund requirement of Saving Deposit Coupon are stated in prize details which can be found in Rewards History (click “Rewards History” under “Thankful Draw” Section ).
5Winner will enjoy extra 2% p.a. interest rate for Currency Linked Deposit subscription, up to HK$1,200 interest amount
6Winner will enjoy extra 1% p.a. interest rate for for Structured Deposits subscription, up to HK$1,200 interest amount.
7Enjoy HK$888 Cash Rebate upon transfer in scripless Hong Kong stocks, U.S. Stocks or China A-shares from a third-party financial institution/bank or deposit physical scrip of Hong Kong stocks with HK$500,000 - HK$1,000,000 equivalent of total stock net value in branches. . Winner cannot enjoy this offer with the prevailing securities transfer offer.
8Winner will enjoy the cash rebate once traded China A Shares and US Stocks via inVest App.
9Winner is required to trade FX HK$1,000 or above (or equivalent) in a single transaction via inmotion via inMotion. One FX prize is entitled to one transaction only.
10Winners is required to pay all applicable travel insurance premium upfront. The Bank will credit the premium rebate to the credit card account previously used for premium settlement. Winner will receive the premium rebate either the travel insurance plan premium he/she applied or the 5-Day Travel Insurance Plan – Single Trip premium he/she won, whichever is lower.
11Winner will enjoy extra 5% Premium Discount is only applicable for inSure Travel Insurance Plan - Single Trip, 1st year premium for “inGuardian Home Insurance Plan” and “inTrust Domestic Helper Insurance Plan”.
12Winner will receive up to HK$500 cash rebate if they successfully upgrade to CITICfirst/ CITICdiamond and maintained required daily relationship balance at HK$1 million or above for CITICfirst customers or HK$4 million for CITICdiamond customer.
13Referral Offer’s Winner will receive up to HK$1,000 Referral Reward if the new customer Referral Offer’s Winner referred successfully opens a designated bank account using Referral Offer’s Winner’s unique referral code via inMotion. Please refer to Terms and Conditions for the details.
14Winner is required to transact HK$300 or above (or equivalent) per transaction via inMotion. One prize is entitled to one transaction only.
15One prize is applicable to one successful consent per bank only.
16Each customer can have a maximum of 1 Lucky Draw Chance on each calendar day, and can have a maximum of 30 Lucky Draw Chances during the Promotion Period. Lucky Draw Chance(s) will be displayed under “Offers for you” section within 10 working days upon completion of Designated Activities. Please refer to Terms and Conditions for the details.
17It’s applicable to customers who (1) has not set the Bank as FPS default receiving banking and complete FPS default receiving banking setting during Promotion Period by FPS Proxy ID, HKID, mobile phone number or email address, and (2) has to hold valid HKD/CNY current or saving account.
18Customer need to complete real time merchant bill payment by selecting “Now” under Payment date within service hour on business days and the instruction has been conducted successfully. Scheduled bill payment does not count as eligible merchant bill payment.
19Customer trade stocks via inMotion or inVest App.
20General Insurance includes inSure Travel Insurance Plan, inGuardian Home Insurance Plan, Sporticare Sports Protection, inTrust Domestic Helper Insurance Plan and inFuture Overseas Study Insurance Plan.
21Customer has to successfully apply for a principal card of any one of CNCBI Hong Kong Airlines Mastercard® Card, CNCBI Motion Credit Card, CNCBI Motion Credit Card (virtual), CNCBI Jewel World Mastercard® Card, CNCBI Jewel World Elite Mastercard® Card, CNCBI DCH Living Mastercard® Card and CNCBI GBA Dual Currency Credit Card, and the card being approved during the Promotion Period.
22Eligible Customer has to spend Eligible Retail Transactions by using any one of Designated Credit Cards with single transaction amount HK$300 or above (or equivalent) during the Promotion Period.
23Customer has to apply for and draw down with $mart Plus Personal Installment Loans including Personal Installment Loan, Debt Consolidation, Top Up Loan (“Personal Loan”), and/or Credit Card Cash-in Installment Program during the Promotion Period.