CITICdiamond - China CITIC Bank International

CITICdiamond ¹ provides comprehensive range of wealth management solutions. Helps you to seizing opportunities to grow your wealth!

New Fund Time Deposit Promotion

Register “Time Deposit and Foreign Exchange Campaign” mission via ‘Rewards Go!’ and place a HKD / USD time deposit with tenor in 6/12-month with eligible new funds to earn interest and receive a guaranteed complimentary Cathay Pacific flight ticket reward*. The more you deposit, the farther you fly! Learn More

New Fund Time Deposit Amount		Preferential Interest Rate**	Reward
HKD	USD	Preferential Interest Rate**	Reward
$2,000,000 or above	$260,000 or above	6-month HKD: up to 3.10%p.a. USD: up to 4.05%p.a. 12-month HKD: Up to 3.40%p.a. USD: Up to 4.20%p.a.	ONE round-trip ticket between Hong Kong and Bangkok/Singapore
$5,000,000 or above	$650,000 or above		ONE round-trip ticket between Hong Kong and Tokyo/Seoul
$10,000,000 or above	$1,300,000 or above		ONE round-trip ticket between Hong Kong and London/Frankfurt

Terms and Conditions apply. Eligibility criteria apply. Foreign currency exchange involves risks.

* Limited rewards available on a first-come, first-served basis, while stocks last.

** The above preferential interest rate is quoted as of 6 October 2026 and is for reference only, subject to the tenor of the time deposit. The Bank reserves the right to make any adjustments to the time deposit interest rates at any time without prior notice. Interest rates are subject to review according to changes in market conditions. For the latest interest rates, please refer to the interest rates displayed on inMotion or i-banking.

Designed Foreign Currencies¹⁰ Total Balance Growth Amount (HKD or equivalent)	Cash Rebate
$4,000,000 or above	HK$4,000
$3,000,000 to less than $4,000,000	HK$3,000
$2,000,000 to less than $3,000,000	HK$2,000
$1,000,000 to less than $2,000,000	HK$1,000

2 Million Motion$ Lucky Draw

Register “Time Deposit and Foreign Exchange Campaign” mission for the task via CNCBI inMotion "Reward Go!" to automatically earn 1 lucky draw chance for every HK$10,000 (or equivalent) in eligible time deposits or eligible foreign currency transactions^{^} to win 2 Million Motion$. Unlimited entries. The more you deposit and trade, the more chances you get. Act now! Learn More

Terms and Conditions apply. Eligibility criteria apply. Foreign currency exchange involves risks.

^{^}The offers are not applicable to foreign currency exchange time deposit promotions.

Motion$ Terms and Conditions

Featured offers

MOTION Deposit
Bonus Savings Interest Rate up to

7.88%

p.a.

Investment Transaction
rewards up to HK$137,000 and a range of privileges

Enjoy 2.5% cash rebate on Eligible Transactions with CNCBI Jewel World Elite Mastercard^® Card

Saving

Wealth Management

Spending

MOTION Deposit	Register MOTION Deposit and deposit eligible funds to enjoy Bonus Interest Rate up to 7.88% p.a.³ Learn More
PAYROLLplus	Register PAYROLLplus and successfully apply designated CNCBI credit card at the same time, you can earn up to HK$2,300 welcome reward^＃! ^＃The up to HK$2,300 PAYROLLplus Welcome Reward including up to HK$1,150 Auto Payroll Reward, exclusive extra HK$150 PAYROLLplus Registration Reward for Multi-Currency Debit Card and HK$1,000 CNCBI Jewel World Mastercard^® Card Welcome Offer, for details please refer to the Promotional Terms and Conditions for PAYROLLplus Account Learn More
Time Deposit	Set up Time Deposit via inMotion to enjoy CITICdiamond preferential interest rate Learn More

Foreign Exchange	Enjoy CITICdiamond preferential pricing on FX transaction via inMotion Designated FX Time Deposit Offer via inMotion: USD 1-week time deposit rate up to 9.0% p.a.⁴ Grab up to 5% cash rebates upon designated FX trade via inMotion⁵ Learn More
Securities Trading Services	HK$100 cash reward for every accumulative Securities transfer-in of HK$100,000 (or equivalent); maximum cash reward is capped at HK$18,000⁶ Selected CITICdiamond Customers Limited-Time 0.1% Commission Offer⁷ Selected CITICdiamond Customers Limited-Time Minimum Charges Waiver⁸ Learn More
Investment Fund	Up to HK$10,000 Subscription Fee Rebate⁹ for the first Investment Fund Subscription transaction (excluding Money Market Funds) via inMotion HK$300 cash reward for every accumulative fund transfer-in of HK$100,000 (or equivalent); maximum cash reward is capped at HK$99,000¹⁰ Learn More Enjoy a full 6-month subscription fee rebate by setting up a monthly investment fund plan via inMotion during the promotion period and successfully completing 6 consecutive monthly contributions. Enjoy Up to HK$10,000 cash rewards¹¹ Learn More
Appointment Gift	Up to HK$300 gift¹² upon completion of financial review at any one of our branches

CNCBI Jewel World Elite Mastercard Card	Enjoy 2.5% cash rebate on eligible transactions with CNCBI Jewel World Elite Mastercard Card (The monthly maximum of the extra cash rebate is HK$3,800) Learn More
CNCBI Multi-Currency Debit Card	Lucky Draw of up to HK$888 cash reward for New CNCBI Multi-Currency Debit Card Cardholders¹³ Gain unlimited 0.2% cash rebate on all eligible purchases¹⁴ Learn More

CITICdiamond Wealth Management Service Fee Waiver

Selected CITICdiamond customers can enjoy up to First 2-Year Wealth Management Service Fee Waiver²

Download inMotion now to become
CITICdiamond customer with few simple steps

New customer

Existing bank customer

1.Download and start using inMotion app
2.Click “New Customer Account Opening”, select CITICdiamond and tap “Apply Now”
3.Follow the instructions to scan your ID
4.Take a selfie for identity verification
5.Select CITICdiamond, Savings Account as well as other accounts which suit your needs
6.Fill in and confirm your information
7.Account opening is completed. CITICdiamond application will also be completed within 7 working days. Notification SMS will be sent to you.

Investment and Foreign Exchange involve risks.

Reminder : To borrow or not to borrow? Borrow only if you can repay!

Promotion terms and conditions apply. Promotion period of each offer might be varies, for details, please refer to the promotion terms and conditions or contact our branch staff.

Enquiry & Account Opening Hotline: 2287 6766

Remarks:

CITICdiamond Wealth Management ("CITICdiamond") customers are required to maintain a daily average Relationship Balance of HK$4,000,000 or above. Or else, China CITIC Bank International Limited (the "Bank") may suspend or terminate CITICdiamond service with or without prior notice to the customers.
Please refer to the promotion terms and conditions for the details of CITICdiamond Wealth Management Service Fee Waiver.
Customer should register MOTION Deposit to enjoy MOTION Deposit bonus interest rates, subject to the fulfillment of respective currency's minimum eligible fund requirement and maximum eligible fund amount cap.
Customer can enjoy the above interest rate offer upon completing a single FX transaction to exchange for designated currency, and setting up a 1-week or 1-month time deposit in the same currency at the same time via inMotion Designated FX Time Deposit service during designated period. The exchange rates may fluctuate at any time. The final exchange rate will be determined at the time the transaction is actually effected by the Bank.
The offer is a personalized “Foreign Exchange Level-Up Cash Rebates Promotion” mission in inMotion “Rewards Go!”. The maximum cash rebates each customer is entitled can be referred from the mission page details. It is available on a first-come, first-served basis. Please refer to Terms and Conditions for details.
The Offer is valid from 1 July 2026 to 31 December 2026 (Hong Kong Time), both dates inclusive (the “Promotion Period”). The cash reward amount will be determined by the total stock transferred-in/deposited value net of the total stock transferred-out/withdrawal value (“Total Stock Net Value”) during the Promotion Period. HK$100 cash reward for every HK$100,000 (or equivalent) accumulated market value. The maximum cash reward capped at HK$18,000. Successfully transfer in scripless Hong Kong stocks, U.S. stocks or China A-shares from a third-party financial institution/bank or deposit physical scrip of Hong Kong stocks during the Promotion Period, to be eligible for the cash reward. The Total Stock Net Value is based on the multiple of the closing stock price on the last trading day of the corresponding successful transferred-in/deposited month and number of transferred-in/deposited shares. The offer is subject to terms and conditions and may vary during the promotion period.
The Offer is valid from 1 July 2026 to 31 December 2026 (Hong Kong Time), both dates inclusive (the “Promotion Period”). This Offer is only applicable to selected CITICdiamond Customers who were being specifically notified by the Bank (“Eligible Customer”). During the Promotion Period, the Bank will offer a 0.1% Securities Brokerage Commission for transaction (Applicable to Hong Kong, China, and U.S. Markets) (Applicable to inMotion/ inVest and Online Banking). The offer is subject to terms and conditions and may vary during the Promotion Period.
The Offer is valid from 1 July 2026 to 31 December 2026 (Hong Kong Time), both dates inclusive (the “Promotion Period”). This Offer is only applicable to selected customers who were being specifically notified by the Bank (“Eligible Customer”). During the Promotion Period, the Bank will waive the Minimum Charges of Securities Brokerage Commission for transactions for Eligible Customers (Applicable to Hong Kong, China, and U.S. Markets) (Applicable to inMotion/ inVest and Online Banking). The offer is subject to terms and conditions and may vary during the Promotion Period.
Promotion period is from 1 October 2026 to 31 December 2026. Only applicable to customers who have not subscribed any Investment Funds (excluding Monthly Investment Plans and Money Market Funds) during 1 October 2025 to 30 September 2026 and is applicable for the first successful Investment Fund Subscription transaction (excluding Money Market Funds) via inMotion only.
Promotion period is from 1 January 2026 to 31 December 2026. Transfer-In Offer is applicable to customers holding One Account of the Bank. Maximum cash reward is capped at HK$99,000 cash reward for each phase. For details, please refer to the Promotional Terms and Conditions for “Investment Funds Transfer-In Cash Rewards”.
Promotion period from 17 August 2026 to 31 December 2026 (both dates inclusive). For details, please refer to the Terms and Conditions specific to “Monthly Investment Fund Plan Subscription Fee Rebate” Offer.
Appointment Gift available on a first-come-first-served basis, while stock last. Each customer can enjoy this offer once during the promotion period.
Promotion Period is from 28 September 2026 to 31 December 2026. Please refer to the relevant terms and conditions for the details of Lucky Draw for New CNCBI Multi-Currency Debit Card Cardholders.
Please refer to “CNCBI Multi-Currency Debit Card Cash Rebate” Rewards Program Terms and Conditions for details.

Important Notes and Risk Disclosure ˅

Important Note:
Some of the investment products are structured products involving derivatives. The investment decision is yours but you should not invest in the product unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives. You should not invest in this product based on this promotional material alone.

Risk Disclosure Statements for Securities Trading
(1) Investment involves risks. (2) The price of securities fluctuates, sometimes dramatically. The price of securities may move down or up and may become valueless. It is as likely that losses will be incurred rather than profits made as a result of buying or selling securities. (3) Investors should seek advice from own professional advisors as to particular tax position, including but not limited to estate duty and withholding tax that might arise from investing in overseas products. (4) If investors investing in investment products denominated in non-local currency, one should be aware of the risk of exchange rate fluctuations that may cause a loss of principal. (5) Before making any investment decision, investors should refer to the terms and conditions of relevant securities trading services and risk disclosure statements and seek professional advice where needed. (6) Renminbi (RMB) is subject to exchange rate risk. The Hong Kong dollar value of investment will decrease if the RMB depreciates against Hong Kong dollar. Conversion between RMB and other currencies (including Hong Kong dollar) is subject to policy restrictions relating to Renminbi and consequently the relevant regulatory requirements in Hong Kong. Such requirements may be amended subject to changes in the policy restrictions relating to RMB. RMB is not freely convertible at present. The actual conversion arrangement will depend on the restrictions prevailing at the relevant time.

Risk Disclosure Statements for Investment Funds
(1) Investment Funds are not equivalent to time deposits or its substitute and provide no guarantee of return or yield on investment. (2) Investors should note that investment involves risk and past performance is not indicative of future performance. The price of the Investment Funds may go down as well as up and may become valueless. It is as likely that losses will be incurred rather than profits made as a result of investing in Investment Funds. In the worst case scenario, the value of the Investment Funds may be substantially less than your investment amount. (3) Investors should consider their own investment objectives, financial resources and relevant circumstances, and read the relevant offering document, terms and conditions and risk disclosure statement before making any investment decision. (4) Investors should carefully read the relevant fund's offering documents (including the investment policy and risk factors stated therein) in details before making any investment decision. If needed, investors should seek independent professional advice.

Risk Disclosure Statements for Foreign Currency
Foreign currency investments are subject to exchange rate risk which may result in gain or loss. The fluctuation in the exchange rate of foreign currency may result in losses in the event that customer converts the foreign currency into HKD or other foreign currencies. Renminbi is not freely convertible at present. The actual conversion arrangement will depend on the restrictions prevailing at the relevant time.

Terms and Conditions ˅

This promotional material does not itself constitute an offer of, or an invitation by or on behalf of the Bank to any person to purchase or acquire or invest in any investment products.

China CITIC Bank International Limited is an authorized institution under the Banking Ordinance and is regulated by the Hong Kong Monetary Authority. Please visit www.hkma.gov.hk/eng for more details.

This promotional material is issued by China CITIC Bank International Limited. Its contents have not been reviewed by the Securities and Futures Commission in Hong Kong.

Set up a designated Time Deposit
Earn Full Interest + Guaranteed
Cathay Pacific Flight Ticket
(Bangkok/Singapore/Tokyo/Seoul/
London/Frankfurt)

Chance to win 2 Million Motion$
(M$1 = 1 Mile)

Confidence to Progress

CITICdiamond ¹ provides comprehensive range of wealth management solutions. Helps you to seizing opportunities to grow your wealth!

New Fund Time Deposit Promotion

CITICdiamond Designed Foreign Currencies Balance Growth Reward (For Existing Customer)

2 Million Motion$ Lucky Draw

Featured offers

CITICdiamond Wealth Management Service Fee Waiver

Download inMotion now to become
CITICdiamond customer with few simple steps

Giving you the confidence to outshine, outclass and outperform

Set up a designated Time Deposit Earn Full Interest + Guaranteed Cathay Pacific Flight Ticket (Bangkok/Singapore/Tokyo/Seoul/London/Frankfurt) Chance to win 2 Million Motion$(M$1 = 1 Mile)

Confidence to Progress

CITICdiamond 1 provides comprehensive range of wealth management solutions. Helps you to seizing opportunities to grow your wealth!

New Fund Time Deposit Promotion

CITICdiamond Designed Foreign Currencies Balance Growth Reward (For Existing Customer)

2 Million Motion$ Lucky Draw

Featured offers

CITICdiamond Wealth Management Service Fee Waiver

Download inMotion now to become CITICdiamond customer with few simple steps

Giving you the confidence to outshine, outclass and outperform

Set up a designated Time Deposit
Earn Full Interest + Guaranteed
Cathay Pacific Flight Ticket
(Bangkok/Singapore/Tokyo/Seoul/
London/Frankfurt)

Chance to win 2 Million Motion$
(M$1 = 1 Mile)

CITICdiamond ¹ provides comprehensive range of wealth management solutions. Helps you to seizing opportunities to grow your wealth!

Download inMotion now to become
CITICdiamond customer with few simple steps