Welcome to the China CITIC Bank International.

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"Mortgage Plus"

"Mortgage Plus"

Our "Mortgage Plus" is the fantastic choice to offset mortgage interest expense

Overview

With "Mortgage Plus", your designated HKD Current Account is linked to your mortgage loan account, helping you save interest expenses and shorten the repayment tenor.

Key Benefits

  • Mortgage interest is calculated based on the daily Net Outstanding Balance1 of your mortgage loan account
  • Save interest expenses up to 50%2
  • Deposit or withdraw funds from your "Mortgage Plus" designated HKD Current Account at anytime without any handling fee

Remarks

  1. Net Outstanding Balance = Mortgage Loan Balance – Eligible Deposit Balance in the designated HKD Current Account
  2. The Eligible Deposit Balance which is used for the calculation of Net Outstanding Balance is up to 50% of the Mortgage Loan Balance (“Maximum Threshold”). The deposit balance exceeding the Maximum Threshold will not be used for the calculation of Net Outstanding Balance.

Key Facts Statement

  • Reminder:
    To borrow or not to borrow?
    Borrow only if you can repay!

Apply now!

Ways To Bank With Us

Be served by our professional staff at our branches, or opt for self-service banking via our automated channels — the choice is yours.

Careers

We offer a range of rewarding careers from trainee to management level.

See our job listings

CITIC Group

Tap into the vast resources and network of our parent bank China CITIC Bank and our ultimate shareholder, CITIC Group Corporation.

Essential links

China CITIC Bank International is:

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