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Personal Loans
Financial Freedom
From Personal Installment Loans to Lines of Credit to Secured Overdrafts, we can provide the flexibility to manage your cash flow efficiently.
Installment Loans
Personal Installment Loan
Our Personal Installment Loan helps you achieve your goals and manage your financial affairs with ease.
- Loan tenor as long as 60 months
- Loan amount up to HK$2,000,000
Easy Loan
Our Easy Loan accepts any types of income proof and allows you to get handy cash.
- Loan amount up to 6 times of monthly salary or HK$500,000 (whichever is lower)
- Loan tenor as long as 60 months
Debt Consolidation
Our specialist will look into your financial situation and tailor a flexible loan transfer plan to meet your requirements.
- A better solution to manage various credit cards, tax and personal loans
- Flexible loan tenor up to 72 months
Overdrafts
Personal Line of Credit
Our flexible and cost-efficient Personal Line of Credit can make your dreams a reality.
- Standby credit limit up to HK$600,000
- No interest levied on unused credit
- Flexible repayments
One Account “Standby Secured Overdraft”
Our CITICfirst Standby Secured Overdraft Facility consolidates your assets to help you gain a higher overdraft facility.
- Credit limit updated daily, to reflect your current and newly added pledged asset value
- No annual fee
Be served by our professional staff at our branches, or opt for self-service banking via our automated channels — the choice is yours.
Careers
We offer a range of rewarding careers from trainee to management level.
Tap into the vast resources and network of our parent bank China CITIC Bank and our ultimate shareholder, CITIC Group Corporation.
China CITIC Bank International is:
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