Key Facts Statement / CNCBI Credit Card Fees and Charges

Spending Rewards

Enjoy up to 1.5% cash rebate1 on retail spending all year round

Gourmet Delights

Enjoy extraordinary dining offers in a wide range of restaurants, including brands of LUBUDS Group


Travel Privileges

Travel Insurance Protection

Enjoy complimentary travel insurance with coverage amount up to US$100,000 per trip for card holders (up to 50% coverage for family members)


Airport Limousine Service

Enjoy one-way airport limousine service at a preferential price of HK$3502


Complimentary 12 months HoteLux Elite Membership

Elite membership offers include 1,000 HoteLux points, complimentary breakfast, complimentary room upgrade*, early check-in*, late check-out*, up to US$200 hotel dining & spa credits etc.
*Subject to availability


Global Hotel Offers

One night free and other offers in a collection of participating luxurious hotels, up to 12% off at Agoda and up to 10% cashback at


50% off Green Fee

Available in 46 premium golf clubs across 14 regions in Asia Pacific


Apply Now To Enjoy Extraordinary Privileges Just For You

Application Method


Apply via inMotion

Download via App Store or Google Play

To qualify for CNCBI Jewel World Mastercard you need to maintain a total balance of HK$1,000,000 or above or maintain a PAYROLLplus account
“Total Balance” includes deposits and investments balance of Eligible Member’s all sole name accounts and all joint-name accounts (in which the customer is the primary account holder), as well as the accumulated premiums paid for the life insurance plans distributed by the Bank.

Credit card applicants must be aged 18 or above
Perpetual Annual Fee Waiver

Enjoy up to 1.5% cash rebate on retail spending all year round