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Multi-currencies Statement Savings Account Multi-currencies Statement Savings Account Multi-currencies Statement Savings Account Multi-currencies Statement Savings Account Multi-currencies Statement Savings Account Multi-currencies Statement Savings Account Multi-currencies Statement Savings Account Multi-currencies Statement Savings Account Multi-currencies Statement Savings Account Multi-currencies Statement Savings Account Multi-currencies Statement Savings Account Multi-currencies Statement Savings Account Multi-currencies Statement Savings Account Multi-currencies Statement Savings Account Multi-currencies Statement Savings Account Multi-currencies Statement Savings Account Multi-currencies Statement Savings Account Multi-currencies Statement Savings Account Multi-currencies Statement Savings Account Multi-currencies Statement Savings Account Multi-currencies Statement Savings Account Multi-currencies Statement Savings Account Multi-currencies Statement Savings Account Multi-currencies Statement Savings Account Multi-currencies Statement Savings Account Multi-currencies Statement Savings Account Multi-currencies Statement Savings Account Multi-currencies Statement Savings Account Multi-currencies Statement Savings Account Multi-currencies Statement Savings Account
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Savings Accounts
Multi-currencies Statement Savings Account
With our Multi-currencies Statement Savings Accounts, it's never been easier to enjoy all the benefits and high returns gained from saving and trading different currencies, we offer you up to 12 currencies to provide you with maximum freedom of choice.
- Comprehensive account information with monthly statements showing details of all your transactions
- Competitive interest rates paid monthly
- Convenient access to your account through multiple channels, including all our bank branches, as well as 24-hour Phonebanking and i-banking services and any JETCO ATMs in Hong Kong or China UnionPay ATMs in Mainland China.
Currency
| Australian Dollar |
Canadian Dollar |
Euro |
| Hong Kong Dollar |
Japanese Yen |
New Zealand Dollar |
| Norwegian Dollar |
Pound Sterling |
Renminbi |
| Singapore Dollar |
Swiss Franc |
United States Dollar |
Risk Disclosure Statement:
CNY is not freely convertible at present. The actual conversion arrangement will depend on the restrictions prevailing at the relevant time.
Note:
If no transaction has been effected through any of your accounts (other than interest payment or payment of any fees or charges) for a continuous period as specified by the Bank for the time being, the account(s) will be turned to dormant account(s). Restriction on transferal and/ or withdrawal transaction may be imposed on the dormant account(s). For enquiries, please contact any of our branches or call our customer service hotline at (852) 2287 6767.
The Bank reserves the right to impose a limit on the number of transaction for the account.
Personal customer who opens account over-the-counter, each account in different currency must have a minimum initial deposit of HK$1,000 or equivalent*.
* The following group of customers will be exempt from the minimum initial deposit: aged below 18 or 65 and above, recipients of Government’s Comprehensive Social Security Allowance, recipients of Government’s Disability Allowance and the physically disabled or visually impaired.
Featured Accounts / Promotions
My Dear Account
A bank account for your children to learn about money and saving in a fun and enjoyable way.
Money Safe
Money Safe allows customers to set a protected amount, separating and safeguarding part of their deposits. Once set, this protected amount cannot be released through non-Bank branch channels. Customers cannot set the Money Safe to take effect for a specified period. Customers must visit our branches to submit a request and complete verification for accessing the protected funds for transactions. Customers can decide whether to set up Money Safe.
All individual customers, including joint account holders can apply for Money Safe via Personal Internet Banking or inMotion or any of our branches. Money Safe is applicable to savings account and current account and time deposit. Current account with credit line and One Account “Deposit” will be excluded from Money Safe protection.
- The minimum of Money Safe Protected Amount that you can set is HKD$10,000 or the approximate equivalent amount for other currencies, and the maximum amount is the available balance in the account. You can determine the protection amount for the savings account and current account under Money Safe. Once the Money Safe is set up for a time deposit account, all funds in the account will be protected under the Money Safe arrangement. Your Money Safe instruction will take effect within 1 business day upon your application or release instruction.
Minimum Threshold of Money Safe
Minimum Threshold of Money Safe
| HKD 10,000 |
AUD 2,000 |
CAD 2,000 |
| CHF 1,000 |
CNY 10,000 |
EUR 1,000 |
| GBP 1,000 |
JPY 200,000 |
NZD 3,000 |
| SGD 2,000 |
USD 1,500 |
NOK 13,000 |
- To reduce or release any protected funds from Money Safe protection, you must visit any of the branches to submit a request in person and complete the necessary identity verification to meet satisfaction.
- The Money Safe Protected Funds will continue to be eligible for interest as they were entitled to before Money Safe was set up.
- Money Safe Protected Funds cannot be withdrawn, transferred or used by the Customer via any channels through any types of transactions, including but not limited to withdrawal, fund transfer, autopay, direct debit authorization, standing instruction, loan or card repayment or payment of bank fees or charges. By reducing or releasing protected funds from the Money Safe, the Bank retains the right to collect any outstanding bank fees and charges owed by you.
- Once the Money Safe instruction is established for a time deposit (“TD”) account, the funds in the TD account will be safeguarded under the Money Safe arrangement. The respective time deposit under the Money Safe arrangement will be set for automatic renewal upon maturity, ensuring that the entire principal and accrued interest covered. Upon automatic renewal, the new TD tenor will be exactly the same as the original TD tenor. For instance, if the original tenor is three months, the TD will be renewed for another three-month term. The rollover interest rate will be set by the Bank according to the prevailing rates for the deposit currency, tenor, and deposit amount at the time of renewal. Early uplift of a time deposit will be subject to a penalty fee, as well as forfeiture of all deposit interest.
- Please ensure to maintain sufficient available funds to avoid any late fees and overdue interest. Money Safe will not affect the crediting of funds into your account, and the newly deposited funds will not be protected by Money Safe.
Latest Promotion
Be served by our professional staff at our branches, or opt for self-service banking via our automated channels — the choice is yours.
Tap into the vast resources and network of our parent bank China CITIC Bank and our ultimate shareholder, CITIC Group Corporation.
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