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Savings Accounts

Multi-currencies Statement Savings Account

With our Multi-currencies Statement Savings Accounts, it's never been easier to enjoy all the benefits and high returns gained from saving and trading different currencies, we offer you up to 12 currencies to provide you with maximum freedom of choice.

Benefit

Comprehensive account information with monthly statements showing details of all your transactions
Competitive interest rates paid monthly
Convenient access to your account through multiple channels, including all our bank branches, as well as 24-hour Phonebanking and i-banking services and any JETCO ATMs in Hong Kong or China UnionPay ATMs in Mainland China.

Available Currencies

Currency
Australian Dollar	Canadian Dollar	Euro
Hong Kong Dollar	Japanese Yen	New Zealand Dollar
Norwegian Dollar	Pound Sterling	Renminbi
Singapore Dollar	Swiss Franc	United States Dollar

Risk Disclosure Statement:
CNY is not freely convertible at present. The actual conversion arrangement will depend on the restrictions prevailing at the relevant time.

Note:
If no transaction has been effected through any of your accounts (other than interest payment or payment of any fees or charges) for a continuous period as specified by the Bank for the time being, the account(s) will be turned to dormant account(s). Restriction on transferal and/ or withdrawal transaction may be imposed on the dormant account(s). For enquiries, please contact any of our branches or call our customer service hotline at (852) 2287 6767.

The Bank reserves the right to impose a limit on the number of transaction for the account.

Personal customer who opens account over-the-counter, each account in different currency must have a minimum initial deposit of HK$1,000 or equivalent*.

* The following group of customers will be exempt from the minimum initial deposit: aged below 18 or 65 and above, recipients of Government’s Comprehensive Social Security Allowance, recipients of Government’s Disability Allowance and the physically disabled or visually impaired.

Featured Accounts / Promotions

My Dear Account

A bank account for your children to learn about money and saving in a fun and enjoyable way.

More info

Money Safe

1. Money Safe allows customers to set a protected amount, separating and safeguarding part of their deposits. Once set, this protected amount cannot be released through non-Bank branch channels. Customers cannot set the Money Safe to take effect for a specified period. Customers must visit our branches to complete verification for accessing the protected funds for transactions. Customers can decide whether to set up Money Safe.

2. All individual customers, including joint account holders can visit our branches to apply for or release Money Safe. Money Safe is being implemented in phases. In the pilot phase, the following accounts are eligible for Money Safe:

Current Account (Exclude account with credit line)
Now Account
Multi-currencies Statement Savings Account
Passbook Savings
My Dear Account
Value Savings Account

The minimum of Money Safe Protected Amount that you can set is HKD$10,000 or the approximate equivalent amount for other currencies, and the maximum amount is the available balance in the account. Your Money Safe instruction will take effect within 1 working day upon your application or release instruction. The Money Safe Protected Funds will continue to be eligible for interest as they were entitled to before Money Safe was set up.

3. Money Safe Protected Funds cannot be withdrawn, transferred or used by you via any channels through any types of transactions, including but not limited to withdrawal, fund transfer, outward telegraphic transfer, direct debit authorizations, standing instructions, loan and credit card repayments, bank fees and charges (excluding Overdraft handling charge and interest). Please ensure to maintain sufficient available funds to avoid any late fees and overdue interest. Money Safe will not affect the crediting of funds into your account, and the newly deposited funds will not be protected by Money Safe.