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China CITIC Bank International
Secured Overdraft Secured Overdraft Secured Overdraft Secured Overdraft Secured Overdraft Secured Overdraft Secured Overdraft Secured Overdraft Secured Overdraft Secured Overdraft Secured Overdraft Secured Overdraft Secured Overdraft Secured Overdraft Secured Overdraft Secured Overdraft Secured Overdraft Secured Overdraft Secured Overdraft Secured Overdraft Secured Overdraft Secured Overdraft Secured Overdraft Secured Overdraft Secured Overdraft Secured Overdraft Secured Overdraft Secured Overdraft Secured Overdraft Secured Overdraft
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CITICfirst Facility CITICfirst Facility CITICfirst Facility CITICfirst Facility CITICfirst Facility CITICfirst Facility CITICfirst Facility CITICfirst Facility CITICfirst Facility CITICfirst Facility CITICfirst Facility CITICfirst Facility CITICfirst Facility CITICfirst Facility CITICfirst Facility CITICfirst Facility CITICfirst Facility CITICfirst Facility CITICfirst Facility CITICfirst Facility CITICfirst Facility CITICfirst Facility CITICfirst Facility CITICfirst Facility CITICfirst Facility CITICfirst Facility CITICfirst Facility CITICfirst Facility CITICfirst Facility CITICfirst Facility
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One Account “Standby Secured Overdraft Facility”

Be free to hit your desired targets with standby liquidity


Learn More

Why Choose This Facility

With One Account “Standby Secured Overdraft Facility”, you can consolidate your assets to pledge for a higher overdraft facility to give you the flexible cash flow to meet your financial goals.

Key Features

  • Credit limit updated daily to reflect your current and newly added pledged asset value
  • No annual fee
  • No minimum monthly repayment required
  • Pledged assets remain freely usable or tradable

Additional Information

  • No cash withdrawal fee
  • Interest is charged only on the outstanding amount and on daily basis
  • Interest rates on all pledged assets are standardised
  • Customers can apply for One Account “Standby Secured Overdraft Facility” under a single name and a joint name at the same time

Remarks:

  1. P denotes Prime Rate and refers to the Hong Kong Dollars Prime Lending Rate or US Dollars Prime Rate as quoted by China CITIC Bank International Limited (the "Bank") from time to time, subject to fluctuations.
  2. This product is applicable to CITICfirst customer only.
Key Facts Statement

Reminder:
"To borrow or not to borrow?
Borrow only if you can repay!"

For More Information

Ways To Bank With Us

Be served by our professional staff at our branches, or opt for self-service banking via our automated channels — the choice is yours.

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CITIC Group

Tap into the vast resources and network of our parent bank China CITIC Bank and our ultimate shareholder, CITIC Group Corporation.

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